that's erik woodring of morgan stanley.next, ibm backing a new company looking to help investors change the market with ai. we will speak with the ceo. and ibm senior vice president just after this quick break. closing bell is coming back. when it comes to investing, we live in uncertain times. some assets can evaporate at the click of a button. others can deflate with a single policy change. savvy investors know that gold has stood the test of time as a reliable real asset. so how do you invest in gold? sandstorm gold royalties is a publicly traded company offering a diversified portfolio of mining royalties in one simple investment. learn more about a brighter way to invest in gold at sandstormgold.com. with schwab investing themes™, it's easy to invest in ideas you believe in. spot a trend in electric vehicles? have a passion for online gaming? or want to explore the space economy? choose from over 40 themes, each with up to 25 stocks identified by our unique algorithm. buy it as-is or customize to align with your goals.