siop let espaÑo espaÑol would be decided at the storefront and people would be brought in and they woulde lowered to trust and then that trust would be abused. and that was part of the story of the meltdown and the lending discrimination that we had to look at. we are turning a corner, but all too many people lost their wealth. we see so many challenges persistence in our world of policing. i spent way too much time in my last job in maricopa county. that was not smart policing that i observed out there in maricopa county. [applause] you know there's often a that false choice. we either keep our communities safe or we safeguard the constitution. i categorically reject that false choice. we cannot save policing and constitutional policing, and, in fact, they go hand-in-hand. the consent decree we did just up the road in los angeles was great proof of that, that you can do safe, effective and constitutional policing, and reduce crime at the same time and promote public confidence in law enforcement. we continue to have these challenges across america. part of the unfinished business. we co