not that etrade is a bad name. what i'm saying is, goldman sachs has this perception of the investment banker to the world, right? they're doing these big deals. so to go downstream like that to me kind of tarnishes the brand elsewhere, in my view. they do need to find growth. it's a tough operating environment for banks in general. but still, goldman still seems to be the best -- >> tarnishing the brand -- >> you mean themselves, you mean? >> i tend to lead towards what you're saying. i think the premise is sort of interesting to kick around. but do we think this ever shows up in reality? i would think not. it just doesn't seem like something -- it doesn't seem like the direction goldman wants to take. >> for example, ubs had a terrible wealth management quarter. that's what their expertise is. that's what they're good at. they would be much better off than buying etrade. >>> conference call under way. julia boorstin is there in l.a. >>> in the meantime, here's what else is coming up on fast. >> that's what trader