let's check in with evan greenberg. mr. greenberg, welcome back to "mad money."r. >> jim, good see you. >> i have to tell you, i know that rates are important, but for your company, but i see every single line with the exception of small anythithingsl right to the bottom line >> well, you know, some of it falls to the bottom line but remember, lost costs rise. >> right. >> every year. you have a certain amount of inflation whether it's on property related or it's casualty related so just to stand in place, you have to get rate >> but you are generating a lot of cash. and i know these analysts are all trying to figure out whether you're going to do another big deal it sounds like you're going to use the cash to expand around the world. that sounds like pretty good business. >> we have operations in 54 countries around the world if you look at this quarter, which i think is evidence of our future, we're firing on all cylinders. asia, latin america, the u.s., we've had growth in our commercial business, in our consumer oriented businesses, and i just see that moment

coming up later, evan greenberg.ts two days at the nato meetings have focused on european spending and defense. nato members have reportedly agreed to up their investments in security. michael chertoff has been a good deal of his career focusing on security issues in the first as homeland security under resident bush, and now the head of the chertoff group. in his new book, he writes, cyberattacks that can cause physical disruption are no longer science fiction. we welcome michael chertoff, former secretary of homeland security. welcome, good to have you here. congratulations on the book. you really point in the book to rethinking a lot of our world, legal world, law of policy, because of the digital age. we still tend to think in analog terms. thinkingpresident, about fighter planes, tanks, soldiers. how should we be thinking about our security when it comes to nato, russia, in this cyber age? >> first of all, obviously, the hardware is important. we have seen all over the world traditional military fighting is stil