so this never happens to you >>evanina says it began last year when she went to an orthodontist to get invisalign, braces the price $4,500 up front, she says the office gave her a couple payment plan options, put a thousand dollars down and get a plan through the doctor's office. or she could sign up for what's called care credit that offered no down payment plus no interest for 18 months. you don't have to put anything down which is really what caught my attention. care credit owned by synchrony financial, is advertised as a way to pay for health and wellness at over 270,000 locations across the united states. the company's website does mention it's a credit card, but because it's often pitched during doctor's appointments by health professionals some consumers, including evanina, don't realize it's a credit card. like any other. i didn't really know that it was an actual credit card. i thought for some reason it would come out on my credit report as like a loan of some sort. after making her first payment, she says she checked her credit report and was surprised to see it dropped. my

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