that's the only way you're going to be protected at this point neil: i tell evereryone in my family just don't spend. >> that's the problem. that has a potential impact on our economy because we know that the main generator is consumer spending. so there is additional security put in place, if there's not any that's put in place, we are going to see a big problem overall. i think that you could use cash in their other options. neil: then everyone looks like a drug dealing. [laughter] thank you so much for joining us. >> you are welcome. neil: steny hoyer told me ths about the health care law just yesterday. >> i think it's going to work over the next six months and i don't think we were going to worry about it. >> people are going to see that what they are getting is good. neil: okay, one of the key architects in helping things run. we will have that this is the quicksilver cash back card from capital one. it's not the "fumbling around with rotating categories" card. it's not the etting blindsided by limits" card. it's the no-game-playing, no-earning-limit-having, deep-bomb-throwing, giv