all-russian union of insurers, the executive director of the russian union of motor insurers evgeny ufimtseveny vladimirovich hello , returning the plot - i will say. here it would seem. yes, just accident insurance. yes, there are so many complications. now more difficulties due to understood for obvious reasons. e with repair proposal. as i understand it, second-hand uh, parts use uh considerable the amount from you from insurers was received, but this was rejected by the central bank. as far as i understand, the central bank correctly stated in its remark that it believes that some kind of system of certification or determination of the quality of data was needed for spare parts. what kind of spare parts, for example, cannot be used second-hand, well, for example, brake pads, brake system hose, some steering elements there. that is, they cannot be used for all this, the guarantee is the same as e on e, new spare parts, well, or some kind of a little less, but nevertheless the guarantee of those who install, because they have been verified by what insurers put in and even now already prote