people in the examples in companies so one example for example with the with regard to lehman brothers sarbanes oxley violations in may of two thousand and eight eliminate executive matthew levy sent a memo didn't send he and delivered a memo to four senior lehman executives one of whom was the c.f.o. of lehman brothers. and said in the memo and this executive matthew lee was in charge he was executive in charge of lehman brothers global balance sheet so he was a very relevant high level person and he said in the memo. i feel that it is like ethical and legal obligation to bring to your attention the fact that there are billions of dollars of unjustified assets on lehmann brothers balance sheet now that seems to me a pretty clear indication that there's something inadequate with your financial controls. and and there's similarly equally explicit evidence about. many other examples including the executives of goldman sachs lying to customers. about the nature of the securities that they were being sold right and i thank you for getting some of those that concrete examples i do think tha

for example. with you i was working ok now this same situation with the governmental. media. you have one owner and this is the state if you disagree with the state you can say my own or i disagree with you your owner can tell you ok you can continue work or police finish your work i need another detention. you do on my part my position is for your own money you can do everything what you like if you want to be absolutely independent as editor in chief you have only one week to buy your gold to make arrangements to buy your own money and to get your own media so this is why you're so much concerned about developing. developing a real market situation in the me yes yes yes because zero the real market situation in russia means the real freedom of mass media we me and you we both worked in both government and private media do you would you agree with me that in russia it has always been a more free situation for the journalists to work in government or media because the private media were always mor

so let me give you an example by this.if i could interview my great-grandmother and ask her, when she was a little girl in greece, when she was eight or ten, how many friends she had, she would say, "i had one best friend," you know, "maria. and there were four or fivof us girls that were a reay tight community of girls. we always played together. i remember them really well," she would say to me. and if i could talk to my current daughter, who is 13, as i have, and ask her, "lena, tell me about your friendships?" she would say, "i have my best friend, takina, and i have two or three other girls, jessie and claire and suzie, that are my friends," okay? so here we have my daughter, who has a cell phone in her pocket, who can skype with her friends at night, who has all this technology, and yet something very fundamental hasn't changed. she has the same sense of a best friend and the same sense of a close set frids. so the technology has evolved hugely in 100 years, but the human spirit hasn't changed. in fact, what we're ar

this is probably the worst example. the hotel argent. >> why is this the worst example, harvey? >> if you set out to deglamorize the entrance to a hotel, you can't do any better. it's really for cars only is what you are saying. >> and the doormen lets the car park in the entry. >> right, there is not adequate space. it doesn't deal with practical taking care of business issues. it's not merely symbolic. it's just crummy. >> it's right on the streets and there is no transition. >> there is no space. >> they did try to show where the actual entrance is with the little canopy that is hanging out over the sidewalk. >> i see a car sticking out there too. >> there is an end driveway just beyond the canopy and a outdriveway here and there is no place the pedestrian is made to feel welcome. >> this is the building sfaimed as the san francisco jute box by herb cane, the knew san francisco marriott, an homage to the middle-class expectation of what a luxury hotel might be. >> i think he also said who designed this? cher? other thing about this building, it's not stereo metric. what you s

the strategic decisions that line drawers make can be grouped into a few examples. so as i was showing you before, you can diminish the influence of your political opponents in certain ways. you can pack them into two few districts. okay? you can crack them by spreading them out among too many, and then can you also stack them. if you remember what eldridge gerry did, he drew the districts in such a way that they were multimember districts. so, for example, if you have a state that's 30% african-american, and you don't elect by districts at all but you have the entire state electing, you know, four or five congressmen, then you can ensure that a geographically contrasted minority will not be able to elect its candidate of choice. you can see how this works. let's take atlanta. this is a districting plan i was involved in ten years ago. so the dark green areas are the heavily african-american areas, really some 90% african-american here. if you draw the districts inside atlanta, right, you'll end up drawing districts that are over 90% african-american. now, if you jo

i have one example. our previous speaker mentioned it as well. in san francisco, over 80% of our buildings were built before 1970. when our first -- first access code went into effect. the percentages are higher for the number of buildings built before 1990. when the ada was adopted. many have an interest at -- an entrance that opens onto the street and they have a step that makes it extremely difficult for wheelchair to enter. the tenant has to make a permanent change to the building. under the legislation, a landlord might choose to take that task on themselves to exert some control over the solution. fixing a problem like a step can be complicated. the building may have historic significance, so the building permit would have to be reviewed by the planning department and there could be some limitations about the changes you have made to the upside. or the solution to the step might mean you have to do some work on the sidewalk in the public right-of-way and request a minor sidewalk encouragement. in some cases, the solution to that step might

you talk a little bit about that example that i saw you writing about. ok the refresh my memory because i prefer and you were writing about it about a dutch example that's a microcosm of what's to come for a larger real africa and that's what they kind of gives an example of what you're talking about. here basically you have a dutch the dutch really has a powerful you have income producing. producing properties and significant amount of properties or even. have. of approaching one hundred or over one hundred. in europe you know a comfortable t.v. will be fifty for l.t.v. is going to value ratio so a fifty percent loan to value ratio is comfortable up to sixty five percent this particular company has it at sixty five eighty and over one hundred percent which means that the properties underwater you know they have a ten b.n. ten me your property they have twelve meals of loans on it. and once you have a significant amount of your portfolio in that condition it's very very difficult to get new loans so this company is basically losing value as each loan com

so let's take the trademark system as an example. the trademark system is designed by country, typically, by nation states, and then it has different categories. typically there's more than 40 categories in more than 100 countries that have these systems. so there's 4000 different parties that can have the right to exactly the same trademark, okay, so the trademark is fractured by geography and industry category. the domain name system is unique. there's only one, you know, brand name dot com, for example. and so what it means is there's a fundamental mismatch there. so the fractured system is trying to map to a system that has integrity and is internationally unique so you're always going to have tension there, so that's an imperfect flaw that just comes from history of how the trademark system was established by nation states. and the internet, it's a new global system so you've got an incompatibility there. intellectual rights is more challenging because of all the jurisdictions around the world where the internet is active and be

know domestic service had its positive aspects and it's disadvantages for example. domestics were on call around the clock to attend to their owners' various needs. that obviously was a down side, and a negative. and then unlike field hands, they had no place to hide, no place to get away from their owners, and that proximity could be discomforting to them and indeed it could even be dangerous. on the other hand, there were typically closed better than the field hands. and typically they were fed better than the field hands also. domestics were also privy to important information that might prove essential and valuable because of their proximity to their owners and also to the people who came and visited their owners. so domestics were frequently in a privileged position, but henry mckee apparently wasn't especially indulgent slave master. he frequently had robert accompany him in his carriage around town on horse back to his various plantation properties. mckee taught smalls how to ride horses to swim, to handle boats, to hunt with a gun and other kinds of things.

so just let me give two examples. we're used to thinking of our country as determined by a rule of law, justice for all. what do you mean by rule of law and justice for all? a rule of law is supposed to protect those at the bottom. just to give you one example, think about what happened in the foreclosure crisis. we threw people out of their homes, under the so-called rule of law who owed nothing. and, of course, what is the banks response? and their response is, well, most of the people who were thrown out of their homes did owe something. but a system of justice assess most of the people get capital punishment, were probably guilty, is something that we should feel uncomfortable with. but that is the mindset of the bank. we are really undermined the rule of law. if you look at other aspects of our system of justice, what we've evolved here is not adjusted for all, but justice for those who can afford it. there's another example in washington, you're going to the battle of the budget. you might actually think that th

the first example is an arrest, correct? >> yes. >> so, you were arrested? >> yes. >> it can happen that a person can be arrested but not have committed an offense? >> correct. >> in your case, you were arrested and you committed an offense? >> i pled. >> are you disputing that you did not commit a criminal act? >> know. >> so, you committed a criminal act? >> yes. >> you fell below that standard? >> yes. >> of the sheriff has stipulated to a plea for a misdemeanor violation. this line of questioning is asking the sheriff to have legal conclusions. >> the procedure i would like to imply with objections is object, state your basis, and if i or other members request argument, we certainly will. i will sustain the objection because i think we have gone over it. >> item d, under misconduct. these of the standards that apply to the department and you. the contract on or off duty would affect adversely on the san francisco sheriff apart it would be considered to be misconduct. >> that is what it says. >> objection on the same grounds. >> no question is pending. >>

wet me give examples of what i am talking about. in my own research on the asymmetry of information information isn't perfect. some people no more than something other people don't know. what we showed was the reason adam smith's invisible hand was invisible was that it wasn't there. that is to say that it was not the case that the pursuit of self-interest leads inexorably to the well-being of everybody. the bankers pursue their self-interest and i don't think any of us -- the well-being of all of us. that theory has been discredited as a theory but if you listen to milton friedman and his disciples you would not believe that this research was taught in all the graduates schools, accepted everywhere but they have a political agenda. they want to ignore these results. what they try to say is this is a little peccadillo of imperfect information but almost perfect information and that is why when i did my research one of the things i showed is even a little bit of imperfect information changed the result in a dramatic way. there was a

the best example is we can talk about watergate. i think you can teach a whole class about the seven or ten statues that congress passed following watergate. that's not the typical thing we see from congress. even today i think, for example with respective budgeting, we're living under a scheme that reflects executive power. >> probably john is most famous or infamous depending on who the speakers are with regard to writing about a lot of attempts by congress in the previous administration to resist what was regarded as overreaching by the executive. we can have argued about. we could talk about succession as the ultimate mode of resistance. my governor has flirted with that idea. >> we now have the winner for the most unrealistic comment. thank you. >> speaking of things that were tried and didn't work. >> before we congratulate our panelists i've been asked to read an important announcement from the organizers. i've been asked to inform you about panel that's not in the printed schedule but may be of interest. during the next 12:4

another example of u.s. post-war planning a new report says washington has wasted millions of dollars training a program which has turned out to be a complete failure. two years of trying to talk with. rejects without explanation. or to question. well that's it for me for the moment i'll be back with a news team with more from the mean time we have capital account from washington studios. good afternoon and welcome to capital account i'm laurin lister here in washington d.c. these are headlines for monday july thirtieth two thousand and twelve this c.e.o. of r.b.s. is warning in a guardian interview about a huge fine facing the bank due to the library scandal while h.s.b.c. set aside two billion bucks to cover regulatory problems things like libel rigging and money laundering now we spent a lot of time covering regulation of violations by the big banks let's flip that around today we'll talk about a litany of absurd small business regulations that could be crushing entrepreneurs meanwhile mitt romney was in

so that's just one example. another thing that i think people are going to be paying very close attention to is when@ amazon officially launches their new york-based publishing interest this fall. that are i believe the galleys@@ of books available at the show@@ this very week, but the books will not be published until the@ fall.@@ amazon work out a very interesting arrangement.@@ @he e-books will be under amazo@ publishing new york, but the@ print edition are going to be@@@ released through -- which set up a dedicated inference called new harvest. so essentially independent@ bookstores or brick-and-mortar retailers if they so choose@ could order printed editions from harcourt. but what is happening is for example, barnes & noble, have come out for the time being a@@ doubly there's been any changes to this yet. for the time being they have@@ said they will not stock any of amazon publishing titles because as long as they do not have any@ direct way of selling the@@ e-book, there's no point for@@@@ them, they fee

so again, this is just one of the many, many examples that i encourage us to look at from latin america and from the developing world as a whole. i see aid as being a two-way street and i think we have an awful lot to learn from our neighbors to the south. thank you. >> thank you, judith. now we come to the point of the program where we invite the audience to ask questions of the panelists and we have about 30 minutes because this panel ends at 11:30 and i understand we are encouraged to leave the premises about that time. so question. yes, sir? do you have to what? i'm sorry. >> do i have to wait for the microphone. >> it's right above you. >> oh, there it is. the previous panel was on global warming and so i want to know if there's a way to avoid this being a zero sum gain. in other words, you talked about the development and i'm well aware of the fact that in pakistan, for example, i thought about maybe putting in a huge down and the carbon dioxide levels and is there a way around this that recycling sounds wonderful is there a way to not contribute to the problem that the previous p

for example, i go to a flea market, and nt place. when i see something that i find interesting, even if i have no interest in anything at the moment, i say that one day i will do something from that. i know that there was work on it. i think i have to burn it, because at the end, i take too much time to look at it. but, yes, i mean, to be honest, i think will realize what time that i have no more of the passion, which will mean i will stop. i think it is better. honestly, before i was doing that profession, because i was not at peace with the fact that i was rejected, so i was inventing a lot of things. at the moment, i started to work -- i finish. because i do the things that i'd love to do, why should i live now. there's no reason to lie? because i am accepted through my work? why should i lie? because i do not want to live again in my old days. but i will always interested in fashion. >> the next question is for both of you -- how is it in the fashion world for larger size women? >> i will answer this first. i was so happy when be

as an example, for example, about buying the electoral institution must like, i think someone said, for a preventive standpoint, reinforce the right to have a secret vote, and that's the role -- the main role of the fnd in the election. and just the last thing. the base of the system, the electoral system, rests on thousands of citizens that volunteer on election day to administer the election in the voting tables. so the citizens are the -- who really conduct the election, so the only role is to choose them and in the last election they choose them by random and progressively trains to do the best work in the election. i think -- i think this is very important because it's like to the -- the system is like -- if we have the possibility to split in two halves, we have the institution and the citizens, and the citizens all around the -- the mexico and all around mexico. so when we talk about, like i said, all these issues about buying votes or something, the first responsibility or the first -- the first responsible are the citizens of mexico. thank you. >> thank you, pablo. we have abou

can also spend such a large amount of money lobbying to influence them today just to give you an example we see headlines from r.b.s. over a libel settlement from h.s.b.c. putting aside two billion dollars in the face of regulatory scrutiny over a bunch of stuff money laundering other alleged indiscretions but what about the overabundance of little regulations smaller regulations that could be crippling or burdening small business owners and entrepreneurs trying to make it during a difficult time no less a small business just for everybody who wants to know what we're talking is defined as having fewer than five hundred employees and according to the u.s. small business administration they represent ninety nine point seven percent of all employer firms employ half of private sector employees and generating sixty five percent of net new jobs over the past seventeen years now are there mixed reviews as to whether they truly are the economic engine of growth for the economy to use an incredibly hackneyed phrase sure there are but do these small government regulations matter you bet just us

so, for example, this is a period before the scientific revolution. this is a period before anybody understands germs. this is a period before anyone understands animal diseases. so if a cow suddenly falls ill after it's really in great shape, it dies the next day and no one has an explanation for it, it would be an attempt by the person who owned the cow to say, what could have caused this? and oh, my goodness, last week i had a fight with my neighbor when this cow got into her cornfield, and she said, you better watch out, and i think she bewitched my cow and my cow is now dead. and this would be done with the deaths of children or mysterious accidents. >> was this a thing that was unique to the colonies, or was this happening in the uk at the same time? >> no. it happened in england at the same time. it happened on the continent of europe. it's a very common prescientific revolution kind of way of thinking. and i came to the conclusion, as a result of my book, that many of the small villages of new england had someone that they thought was a witch,

just to give you an example. you have 30 percent off if you use the code at bloomingdales. 15 percent off. it goes on and on. >> search around on the web. >> weave and chicken is up but pork is down. >> it is expensive but a lot of people to going to cookouts. 160 million people. >> not as many this year because of the holiday. >> yes, i know. >> vera gibbons. thank you for coming on. it is 25 minutes after the hour. coming up this is another example of a green bus. the navy is paying $26 a gallon for just one gallon of fuel. okay. we have to get somebody to explain that one for us. charlie sheen's former assistant is found dead. investigators say drugs were found at the scene. we will have details coming up. >>> in 1985 the movie "back to the future" was released. >> this is the moment i have been waiting for all my life. >> it was a dell lowerian. >> it is time for your shot of the morning. we are heading to the windy city where billy is posting pictures for us. this is his view every single morning. thank you

an example saying that this is how people have already worked together to try and resolve the crisis in syria so right now on the minds of international leaders trying to come up with their ideas how to resolve the syrian conflict. sean thomas there much more to come this hour on r.t. including europe's furious farmers they say someone's milking the system and they're not seeing a drop of the things we report on why they're making a splash outside the e.u. part of their exude. israel's lax treatment of its own struggling citizen this is seems some horrific acts of protest lately to people set themselves on fire within just a week have made from physicians for human rights points out that the government's increasing funding settlement expansion at the expense of spending on society. it is an issue of priority but it also in this issue of ideology the whole issue i'm not saying security is a non issue it is an issue and we've seen this as an example what happened lately in the attack on israelis it's not saying that the palestinian israeli conflict or iran or syria is not an issue but

nathan showed one example that i think was fairly example and that was the 24th street front. i believe that building is historic and they changed the slope of the grade, used a strike plate to provide an automated door and slightly widened the door opening was all the well within the participaterers -- parameters of what we review on a regular basis when it comes to accessibility in historic buildings. we also do struggle, though, with property owners or tenants wanting to put more of their ramping or railings within the public right-of-way that does have a negative impact on the public realm and we struggle with them. not wanting to lose leaseable, valuable merchandise space and also providing an enjoyable public realm that's not only accessible but something that is consistent with our policies. a few months ago as this issue became more prevalent and we were seeing more questions come about related to these lawsuits. we've alied for a local government grant with the office of historic preservation. we were notified last week we were awarded the grant and the grant is more

if we also are cooperating in some areas i did your example in metal industry. and. turkey is it traditional destination but it's believed the implication destination for russian tourists is to three point five million russian tourists visitors during your list year. little studios to the keys and it it did it and you are you watching r.t. live from moscow i'm rory sushi in the studio i do apologize for interrupting this conference here a big apologies indeed ultimately we've got the turkish prime minister the one meeting with the russian president vladimir putin the basis of the meeting is that at all the issue of the ongoing crisis in syria today we've heard some of the biggest bombings today it in syria three major officials killed in the bombings as well you can follow this on r.t. dot com and we will be coming back to this was a live it later in the program so we appreciate your patience on this for now here on r.t. you know the. other part of a pretty sure security firm has admitted the company's reputation is in tatters after failing to provide enough staff to

interest in iraq has its interest in iraq and one way or another is playing them out so that for example you have the largest so-called embassy in the world with i think seventeen thousand personnel and i assured him that the united states would want a situation in iraq which was relatively stable not out of control which was factionalized which minimized iranian influence for example which the central government in iraq relatively weak but leaving the united states relatively powerful and within that context i suggest that they would want to manage the situation but they certainly wouldn't want to eliminate the problem because that would reduce their bugging. the terror group's new chief in iraq went off at length about his plans and also about achievements in syria what do you think is that stake for al-qaeda in that war torn country well. i think one way or another we're talking about proxies when we talk about al qaida in iraq or when you talk about this man yesterday making his statement i think we have to see it see them as a proxy for what they told the saudi interest because ther

so this would be a good example to start. i've selected accounting services and i will click on fee licenses. so on this page, the user will enter their name. so for our purposes, i will just enter "test information." and the advantage of this is it is also capturing the user's information as they come to our site. and they can indicate whether they're a new or existing business. and select estimated revenue if they choose to. those fields are optional. i'm going to click on "get licenses." so for accounting services, what they'll do is they'll show you the estimated fees so what that $295 indicates is the $25 and business registration and a $270 fee through the state. you have to register your accounting corporation with the state of california. so users can go through, and i'll show you the state's accounting form. they can click on this and $270 for two years -- and they can click on the form. and it will load, slowly but surely. there we go. so the user at this point could go ahead and print the form rather than going to

we think it is a great example for the country and we'll use it well here. thank you. [applause] >> thank you, mike. mayor lee has kept a laser-like focus on economic development, job creation. doing what it takes to make sure that san francisco keeps investing an infrastructure which is the backbone of our city. please join me in welcoming mayor ed lee. [applause] >> thank you, tiffany. well, mike, i just want to make sure you know all of us own this two-word mantra. jobs now has been something we have all heard and i know leader pelosi has said it time and time again, whether she is here or in the air or if she lands in d.c., we have to have these jobs for the american people. that's what has been our joint mantra. i want to just let you know how thankful and happy i am to join our partners at ucsf. leader pelosi, a good friend, to let you know we were hanging out here a few minutes ago. every time we come together is because we are sharing good news about the efforts we have committed to ahead of us and behind us. so we were commenting on that. we have got if keep t

in mexico t the perfect example. i always say that president calderon claims that he wallets to take cartels on, but in my opinion he's actually on their side in a sense because he doesn't allow his own citizens to carry their own firearms or own their own firearms, so guess who has the guns? the cartels, and their mowing everyone down. libya is another example of this. what happened when gadhafi, when the uprising happened. people were getting mowed down. same thing is happening in syria. and so i'm all about people. you know, a constitutional right, and there's a reason for it. it's pretty laid out and simple. yes. >> i'm from -- [inaudible] university. what's kind of baffled me throughout this whole thing is still how eric holder has his job. [laughter] >> i don't know. >> the president's david axle rod, these are great guys, politically savvy guys. i mean, is it -- alberto gonzalez was crucified for a scandal much, much less serious. do you just think it's because the media perception is lukewarm? the stuff is be

let me give you some examples. under policy 2.1, the overriding considerations, use of rapid transit and other transportation improvements in the city and region as the catalyst for desirable development and coordinate new facilities with other private development. the argument is due to the abundant commercial services in the area, residents of the product minimize use of private automobile to commute and meet basic needs. we say that about every project. there is nothing here that says the developer is going to reduce his parking to 75%, 50%, discouraging people from using their automobile and encouraging them to take transit. there is nothing in here that says he is going to provide car share spaces. thereby encouraging people not to use the automobile and to use this other forms of transportation that is suddenly becoming more popular all over the country. there is nothing in here that says he might provide them as other developers have done with transit passes to encourage people to take transit instead of dri

banks for example print a lot of money that they're hoping gets out to the real economy but they can't force banks to lend that money out to finance businesses and so what you see is banks decided to do what they want to do which recently has not been to finance the real economy seemingly so so what is the way to create the right incentives for the investment you're talking about. of course what it isn't it is not. your average number of that's not what's needed and much less. bureaucratic what you need to do is to radically change the conditions of the market so but it is much more profitable profitable for them to fund the real economy than the going to do in the consumer so for instance just new york at something very simple. capital gains tax on capital gains is less than half the tax on what people earn by really working by really making real profits in the real economy now that's completely absurd of course that what generally happens in the installation that everybody wants to have financed to go hungry like it was in the eighty's is completely the trying of this in real trouble

are there cities that come to mind that are examples of this working? colorado would be the best example and san francisco and cities like that but cities in the midwest like ann arbor, michigan in the shadow of detroit have a large creative class. the class is not just artists and musicians and designers and journalists and writers like us. it also includes scientists and technologies allege business and management professions. what we find is when a city or a country like the united states can grow them, that's what really poweres the sustainable economic growth. >> so my follow up to that is take a city like you mentioned detroit there. i think it's of's definition of a broken and failed city. if you were to go into detroit and sort of talk to the leaders there, what would you tell them about how to revive their city? >> one thing that's a good thing, detroit has grown more of a creative class since i wrote the wrote the book ten years ago. it's moved up into the top 50 which is a lot better than it was at the bottom of the pack. at "the atlantic, i

thank you for using the building where i live as an example. people -- if people have a hard time understanding someone who may be interested in historic resources living in a contemporary building and wondering why the doilies are not on the back of the chairs, the notion around working within this area -- this is something i find very fascinating from someone who walks, in that area and lives in that area. the notion that you brought up about the orientation of the streets being markers and identifiers for the way we may look at how we attribute character to those buildings to help reinforce that is very important. the named streets are actually larger, they become the streets that may become the more dense locations, locations for greater density and height. streets with numbers may contain, especially the sixth street corridor, sixth street, for instance, is a good case where there is a variety of building types on narrow lots, from market street, southbound, that represent a more residential character, as opposed to it a character that is

an example saying that this is how people have already worked together to try and resolve the crisis in syria so right now on the minds of international leaders trying to come up with their ideas how to resolve the syrian conflict. israel's lax treatment of its own struggling citizens assume some to reflect acts of protest lately two people set themselves a light within just a week shawmut of me from physicians for human rights spoke to us and points out that the government's increasing funding settlement expansion at the expense of spending on society. it is an issue of priority but it also in the issue of ideology the whole issue i'm not saying security is a non issue it is an issue and we've seen this as an example what happened lately in burgos about the attack on israelis it's not saying that the palestinian israeli conflict or iran or syria is not an issue but there are also domestic issues and while if you take health for an example while the public expenditure on health has been gone down for the past three decades and has put israel in the lowest one of the lowest place comp