in bay views and hunters point and excelural wu see single family homes lose value and had to grant temporary reduction and increased ringe. it is a complex picture and married with the market conditions >> just part of why i ask is when i look at the line graph that you put with the red line and green line >> yep >> i was just kierious in terms of the thinking behind it because the complexity of these cases is a big factor and the type of cases you get changes the complexity >> sloutly. how do you account for it >> there is also that difference >> that is a fantastic question, thank you for asking it. the level of complexity is smck we need to take into account when we ask fl types of position. we may ask for more senior appraisers as opposed to entry level appraiser tooz deal with the chemeplex property we see. that may be something we ask for going down the line. the line you are talking about in terms of the-this slide here,-can you see it? yeah. the shride you are seeing here is actually not even take into account the complex osthf work. it says if we assume how productive we are now and