we do a lot of expansion. people start small through the credit union and then want to go to the bank. we know we are limited. we cannot afford to give out a big loan. starting from the credit union, we educate them about filing taxes properly and then moving on to the bank, a small one, expansion, and we work with the bank. the bank and credit union are similar. we do allow tax returns, projections. credit unions do not charge an additional loan or processing fee. processing time, on a small loan, -- consumer loans probably a few days. because we require a business plan, sometimes it takes longer. business plans take a while. especially bank statements. we need to see consistent income coming in. so far, a credit union delinquent rate is quite low because we are working with a client. we want to keep that low and as part of our mission. there is no application fee. if you are interested in an application or information, i have brochures, or you can give us a call. >> thank you. next is marked with wells fargo

>> the expansion under the 1115 waiver for the expansion of the medical services anticipating that would be more insured patients is kind of a driver, especially here locally. if the health care reform legislation is voted differently, i did see recently, just this past week that california, governor brown said that california would like to move forward with those provisions independent of anything that would happen on the federal level. so from my perspective, but it's more of a policy question, i guess, but from my perspective, it looks like it will move forward no matter what happened. supervisor chu: thank you. i would just like to take the opportunity to welcome supervisor olague who has joined the committee. supervisor avalos. supervisor avalos: thank you, chair chu. a couple of questions related to the timeline. so the syste

the expansion of the available labor force creates opportunities that did not exist before. you have innovation and entrepreneurialism that increases the actual size of small and medium-sized businesses. they consume and that expands the demand curve. you have a dynamic economy for 90% of u.s. born workers that enhances their wages. the other 9% got whacked up side the head with globalization and immigration and everything you can list and they need help. getting rid of immigrants doesn't really help them. the final point is if you look at the last 15 years, 25% of publicly traded companies in the united states are essentially from the bay area region and one out of four was started by an immigrant. we have great data on this because it's all transparent. you can look it up. you can tabulate it. it's all a list of companies that we own, from google to intel, we know these companies. here is what you don't know but you kind of know if you just look around. in the next two years, we'll have much better data on. that is at the small and medium sized, it turns out that same disp

a look at the details behind the massive space-bar expansion plan. >>stanley: bus drivers ignored therefore rule at the railroad tracks in richmond. i'll show you in the next edition of people behaving badly. the >> stamp text messages are on the rise. coming up i will show you you can do. >>gary: coming up, brian wilson heads to the surgeon and we're looking ahead to the sharks and blues. >>pam: controversial photographs have sparked an outrage and condemnation internationally. the newspaper that printing them is standing by its decision to publish. >> this is one of two photos printed by the loss angeles times chilly u.s. soldiers posing with the bodies of dead afghan insurgents. a soldier provided them with 18 photos and dating back to 2010 and an attempt to draw attention to the safety risk in the breakdown of discipline and leadership. condemnation is echoing around the world. the pentagon released a statement saying these images by no means represent the values of the vast majority of troops serving in afghanistan today. >> these events took pl

talked about the slavery expansion, slavery extension issue, number one. and number two we talked a little bit about immigration. so on both those questions the parties are virtually silent in 1852. that alienates a lot of voters. oh, a third issue, which often doesn't get much attention, was probably more important on the state level but, still, it was an issue is the question of temperance. temperance laws are what was sometimes called the main law which is the prohibition law first passed in maine back in the 1840s. that also was an issue. of course it was an issue again that traditionally the whigs had championed especially in the north, but all of those issues were not mentioned, were hardly mentioned at all, during the 1852 campaign. okay. i want to go back to the question of immigration for a moment here and see how the public alienation from the two parties gives fruit to the development of a new party which some people think might have been the replacement. we know ultimately in retrospect the gift of hindsight it wasn't, but at the time some peop

but certainly with their new child left behind, medicare part d, these are massive expansion of federal control or federal funding -- federal funding. at the same time talked about the ownership society and for people to have control through individualized accounts to manage their own retirement and health care. >>host: what about the bet issue? >> we have a whole chapter medco author is on the board of the nra and i am also they've former employee of loan with money scholar the works. have ceded jurisprudence has been the debate for decades the u.s. supreme court just darted to resolve from 2008 and 2010 now there are hundreds of lawsuits and the lower federal courts develop over the next quarter-century the purpose to enable people to protect themselves against public and private by lance self-defense against criminal elements and as the u.s. supreme court wrote at that time it is because they were concerned, i hope we never see this sunday a dictatorial regime rising. to say i'll well regulated militia said it -- melissa it -- melissa -- militia necessary. >>host: what is the take aw

the only difference is a further expansion in the southwest. the plan will propose to update the individual category ratings for many buildings. i'll get to that in a second and consider steading and pursuing the new landmark designations in the district. this plan in terms of the adoptions will not carry forward the landmark designation because that requires further research by the preservation staff and consultants and working with those property owners. the plan proposes to make some amendments to this program which i'll get to in just a second. the other notable change was some changes to article 11 proposal for a number of buildings and this is a map of all of the existing proposed category one through category five buildings in the plan area. of all of those that are great and out would not be changing their current designation. those are marked by one through five and those are being proposed to be changed. some of them are already on the list, some of them are not at all and are being added as a category one, two, four, or five. in term

so that was a top concern. 19-20 felt that arts expansion which the city has been working on a lot of artists have been moving to the neighborhood, they felt like arts expansion would be helpful for their business because it would attract for people and more foot traffic. when we asked them about their desired improvements, a lot of merchants brought up homelessness. i should say every survey we conducted, homelessness was cited as a central problem. we believe actually that there is a little asterisk there. we believe when people say homelessness, they were actually using homelessness as a proxy for street activity in the central market district. if you walk around central market, there are a lot of people on the street at all times of day and evening, a lot of whom are engaged in negative behavior, aggressive pan handling, public intoxication, public urination and defecation. a lot of people attribute those activities and people to homelessness, but, in fact, we know that a lot of those people are housed in hotels in the neighborhood and even out -- people live outside of the neighb

first, we would like to deter a rapid expansion of iran's nuclear program. if iran achiefs some modest nuclear arsenal, we wouldn't be happy with that, but we wouldn't want it to go on a campaign of rapid expansion. that would be destabilizing and exacerbate all of the concerns that i just mentioned. we'd be especially concerned if they did it covertly. best case scenario is they'd expand slowly and transparently. that we could probably live with. if they do it quickly and opaquely, we would be very, very nervous. a second thing, we would like to deter the transfer of nuclear materials or technologies to third parties. a couple of speakers have already mentioned that. in the case of iran, we're particularly concerned with the transfer of nuclear materials to terrorist groups, hezbollah. third, we would like to deter the use of nuclear weapons as cover for conventional aggression. we've heard this already as well. this notion that iran would be somehow emboldened by having nuclear weapons. they would be more likely to take conventional risks because it would

ththe ownwner has given up, aft the city council rejected his expansion plan. the city has targetedheb cluhe for years. the council reversed the planning commission's approval of the expansion. >> going on craigslist surprised me. nothing fred does surprises me a whole, whole lot. >> the manager, talking about the owner. the staff says they saw the expansion as the only way to save the struggling business. duncan as the option of resubmitting his plans to the city. >>> home-based gun sales, after a contra costa county man sparked a citywide debate. there was a special request of don't bring your guns to the meeting. the man wanted the guns out of his own home. council members listened to more of an hour of heated public comments before making its decision on whether to allow licensed gun dealers to sell out of a house. city leaders approved the ban, 3-2. >>> california will test an hiv prevention bill to attempt to stem the spread of the disease. it will be prescribed to 700 men and women who are high-risk but not infected. researchers say the pill costs $26 a

the owner has given up after the city rejected his expansion plans. the city has targeted the club for years with exaggerated tales of drunken patrons. the council reversed the approval of that expansion. >> going on craigslist surprised me. but honestly, nothing fred does surprises me a whole lot. >> the staff says they saw the expansion as the only way to save the struggling business. duncan still has the option of resubmitting his plans to the city. >> creative. craigslist, why not? >>> the giants get the big-time victory last night, but not without a lot of effort. the pitching jewel that pushed this game to 11 innings. >>> and construction on the new 49ers stadium starts today. what happens to the old one. we're going to show you the plans in the works next. >>> construction for the stadium, construction for your roadways, let's also look at 580 which is moving smoothly now. but i'll show you where that roadwork and possible slowdowns this morning. ve> a beneficial program serving pmyllablois dd en atand adults. for information, visit nbcbayarea.

both versions of the bill that is being considered today include expansion of the e- verify system. all of that is premised on the understanding or belief that people should be punished for working. that is what they are being punished for. the ice raids that i had the privilege of testifying about before you, the activity that enforcement officials visit on our communities is a result of the license that ice feels it has because of the employer sanctions. employer sanctions should be eliminated, but it will be expanded as part of the legislation. the other part of the legislation that will expand is probably an expansion of such concepts as aggravated felonies, elimination of the process rights, expansion of the 1996 legislation that president chu alluded to earlier, when in fact, we should be seeking methods for allowing immigration judges to have an option to provide second chances to people who are rehabilitated, people who have served their time. when the legislation becomes serious and introduced, you should speak out against these provisions. i can guarantee they will be ther

exceeding the current mandate is unlikely to garner the necessary consensus to move an ita expansion initiative forward. let me also offer a brief perspective on the wto's negotiations on trade facilitation. since the ministerial conference in december, we have been pleased to see a continuation of the workman-like bottom-up approach to this negotiation that has characterized it for some time. our intention is to continue contributing to the negotiation in the same spirit. the economic gains from an eventual tf agreement for the u.s. economy are important. and merit our continued attention. just as importantly, trade facilitation has huge potential to advance development and it's great to see that this is recognized among a broad range of developing country wto members. there's real promise here. and the steady issue goes approach as the best potential to continue to build towards strong results. we're pleased to see work advancing in services, information technology and trade facilitation, but what about the rest of the wto universe? i think there are important silver linings to be

the board unanimously upheld the expansion of this use. half of the board approved that, the labor group filed a lawsuit that resulted in a department meeting to do additional work. however, while completing the work for the expansion, they needed a new one to continue with their existing use this commissioned again approved the conditional use for the continuation of the use. while other concerns were raised, the primary issue was the number of events that should be allowed in this place. i guess i can tell you there was an agreement reached by all parties prior to the hearing. to apply that agreement as part of the conditions of approval, they have officially issued anew conditional use for a lesser number of events. no new legislation. >> height of rubber if this is part of the rest rough stuff or not, but what happens to the existing conditional use? >> it would follow the same procedures for how we deal with when the law changes for other entitlements. as a restaurant ordnance becomes law, it allows existing uses. if the commission or

thirty two states right now but the rocky mountain states are really seeing the vast majority of the expansion. and it's overflowing into communities where people are seeing this right in their backyards. but i'll show you her they wanted to put this location one of the first places that they wanted to put it right from the surprise you say we have to put it well out there you don't have in city. a splitter state situation is when somebody who the surface of their land does not own the resources that are underneath it really for example oil and gas or other minerals a private person could own a house with land and the federal government or another private individual might on the resources under it the person who owns that oil and gas has rights to access at oil and gas which means that whoever owns the surface probably can't control what

this is a big start of a big competitive transit expansion. these projects -- are far enough along mtc felt comfortable recommending additional funding for future new star preferred is and small start priorities. right now we have thus rapid transit projects. these are the only two regional small start care is in the region. mtc assumes a conservative member, $2.5 billion for additional new and small start projects. page 27, we did very well. the two new priorities are in the second phase of bart to san jose and the transit from the center downtown extension. i will not say much about this. the deputy director with talk about in next agenda item. they also added another ac transit part of the project and another additional funding for van ness brt. in addition, $660 million reserve for other newer small start projects. we have asked that there be somewhere in writing a discussion at the mtc about the timing and process to decide which projects we will be able to compete here we have projects such as the geneva and geary brt that would compete

it serves no purpose, even for their future expansion plans. as a person who tries to work this stuff out for everybody's benefit, i could come up with a scheme that says that that part of the walt is not necessary where the buildings actually touch. >> when the variance gets granted and the unattractive fire exit is removed and the stairs are put in the back, you need to get to the backyard through the front yard and you need to do it through your property. you need a fire-rated wall. it is the wall we are building to protect that entry from the front yard to the room backyard. -- from the front yard to the rear yard. this drawing has been shown a couple of times, we have never seen it. i do not know where it came from. it does not appear to be accurate to me. but i withhold judgment because it is a piece of a drawing. it does not show the whole side. i do not think you can put storage in a garage. i think that is what the code says. i think you can exit through the garage. i am certain that to solve the problem, we can get the equivalency and

>> as a young girl, it was so... it was an expansive experience. it was one of expansion. the world was big, the sources of news were varied, and it was an international city and there were people from all over the world. and then there was this city that was steeped in its own history and culture. it was expansive. >> hinojosa: so when you think about what's happening in our country today in terms of african americans and latinos, how much of a dialogue do you thk weeed,omeone likyou, who is just so iconic in that? and it was... it was amazing for me to realize that you speak spanish, that you have this relationship. do you think about that? about the importance of, you know, yet again now another relationship that needs to be worked on-- african american and latino in our country? >> it does need to be worked on and i was privileged to have this conversation with one of my daughters who is a teacher in atlanta, georgia. and in her school there is a sizable hispanic population, and you know, in her growing up-- this was my stepdaughter-- in her growing up, you know, i was

i'm worried about the expansion of the slave system. remember we talked about that free soil ideology last time that many northerners subscribe to. all right. so voters appear to have grown steadily more disenchanted with the traditional party and they began to gravitate to the call of third parties. in the north there was a free soil party that had run back in 1848. it was gathering some momentum and was attracting support of some individuals, former democrats like david wilmot of pennsylvania and others. of course, we saw earlier that the parties had been able sometimes to handle the slavery extension issue but now a nationally enforced agreement on that question denied them the issue at about the same time that northerners and southerners were increasingly fearing threats of the survival of the republic arising from that very question. okay. let's talk a little bit more about what happens between 1850, the passage of the compromise 1850 and of course we have in the presidential election cycle 1852 coming up, and how are the two major

competitive expansion contracts. in the field of i.t. and telecommunications there are a wealth of opportunities particularly for u.s. companies that are able to provide the level of technical expertise that kuwait requires as it aims to upgrade the existing infrastructure. over the next five to ten years, they will require to embrace technologies from government to education to health care industry. one potential partner for the u.s. in u.s. i.t. and telecommunication firms is kuwaiti ministry of communications. this ministry has been tasked for the telecommunications and infrastructure and has embarked on a plan to install the comprehensive fiber optics network over the next five years. phase one of the plan was completed and the process is entering the second phase as the ministry looks to qualified firms to supervise the technical design and implementation of the massive project. more broadly, kuwait is exploring ways to utilize technology in improving government efficiency in expanding services for kuwaiti residents. some of the pro

have words about nato expansion. to the east that it had here we are today today the russian for diplomats that want to repeat their mistakes and we have won something in writing letters an american proverb is a good guy but get it in writing about ourselves so they want to be writing. they want in writing a century that this system will never be directed at russia's nuclear arsenal that's what they want correct. obama will be used over peace and betrayal if he were ever to issue such a guarantee right but the whole thing is fairly silly because we say it's against a right. which has no missiles so we're building a system that may not work anymore. against a country that doesn't have the weapons we're getting we're building the system again really help. me but nonetheless i want me after all this has become one of the two biggest issues of conflict between the united states and russia and i think we know that when the microphone was opened it was a week or so ago and yet of an obama had a recorded moment maybe you kn

a big part of that is repair, and there is also an expansion and other supporting projects. this relates back to those assets identified in the first slide. our funding sources are a mix of federal, state, local. the federal picture is very much in play as we speak. the current transportation bill expires this saturday. there is not a reauthorization or an extension. it may not come back until after the elections. goowe are more or less sure that our funds will continue. the things i will point out, you just saw the capital plan presentation and the city's nine plan, something i will be proposing, should there be space within policy constraints would be of bonds to implement the program. i mention we would be proposing to do some of the design work. the implementation is what we would need funds for, so $150 million is an estimate of the need to address the first set of projects in the network of would be clear through the process. this would find expanded according platforms, replacing stop signs. there could be some wayside infrastructure, such as ticket vending machines a

bair in an expansion of course -- they remain in expansion of course. >> the maker of electrical switch boards and electrical systems -- it has to find new ways to meet its goals of expanding in the international market. >> the chief of customer operations has a look at production. the company uses 600 electrical control cabinets. not bad for wind power plants are around china. the production line began here in 2004. since then, it has increased fivefold, and it is ready for another spurt of growth. >> the mean goal of the five- year plan -- the main-goal of the five-year plan is to promote energy. we have already seen that in investments, and it is a significant business for us. >> the plans to double their chinese business over the next three years, and that it once the company's growth is beginning to cloud over. there is the possibility the real estate market there could collapse. the government has set a target growth rate of 7.5% this year. that would be a 20-year low. at the same time, china is not inexpensive. wages are rising. cities like shanghai are feeling the pressure. but

during the last massive are one of the last massive expansion of governmental power in the 1930s, fdr looked at something that involved an individual mandate, and his legal counsel advised me to do that because of the unconstitutional. they were right then, and fdr took more of a restrained course. this president as we discussed in "resurgent," this president and many politicians of his current age are running roughshod over limits that the constitution places on their power with the idea that the constitution by restraining governmental power, you're giving people time to breathe and you're giving the people space to live come to live their own lives, to make their own decisions. and we have never seen in our history a government power being asserted to the likes that it has been over the past few years. that's what we say that our constitutional system is kind of hanging by a thread. >> have republicans been better in your view than democrats? >> many republicans have been better than most democrats on it, but one of the chapters we have in the book, and this is something that did n

are going to be reimbursed. >> but what if there isn't medicaid expansion? we've talked about the individual mandate, but does the government have a position on what should happen if the medicaid expansion is struck down? >> we don't -- we don't think that that would have any effect. that could be addressed in the next argument. but we don't think that would have any effect on the -- on the rest of the -- on the rest of the act. >> so if your -- the government's position is that if medicaid expansion is struck down, the rest of the act can operate -- >> yes. yes. it's -- in the past congress has expanded medicaid coverage without there being -- it's done it many times without there being a minimum coverage provision. >> but i still don't understand where you are with the answer to justice alito's question. assume that there is a, a substantial probability that the 350 billion plus 350 billion equals 7 is going to be cut in half if the individual mandate is -- is stricken. assume there is a significant possibility of that. is it within the proper exercise of

i would urge we invest in the expansion of and provide access to production models for a first term and non-violent relapsed offenders. but i would also encourage that we invest in local residential treatment facilities so that transitional age you have viable -- yough have viable alternatives. goothese examples serve to illustrate the various these examples illustrate the impact of the war on drugs and it helps us to consider humane, and evidence-based, as well as the promises and the practices of various trauma in the lives of these young men and women. i recommend that we have a promising treatments to substance-abuse offenders and that we expand funding to provide more access to best practices programs in the early intervention for risk behaviors. it also have the effect of posttraumatic stress disorder, compact trauma. thank you for your time. [applause] >> thank you. >> next, we will talk about the right to engage -- in civil society. we have linda evans. the speakers will talk about prohibitions are running for elected office, serving on juries, and voting. >> good afternoon, com

expansion across the continent and expansion wise and also in exorable. item, neutralism, declaring the u.s. to be neutral not responsible for actions in wars. item, sovereignty. the u.s. has supreme, independent authority over its territory. item, war. the u.s. has the power to wage war and has been preoccupied with war for over a century. iraq, afghanistan, vietnam, korea, world war ii, world war i. so where is america today? the international stage is populated by superpowers, china, russia, india, and owing dk u.k., france, israel, pakistan, north korea. so how is the u.s.' position today? are we number one, or are we one of nine? are we the u.n. enforcer? are we the world's c.i.a.? do we stop others from becoming number one? the nuclear warhea matter? question, in the light of this mystique, how would you describe president barack obama's foreign policy for the u.s.? eleanor? >> i would call it pragmatic idealism. he picks his spots. he is certainly not a dove when it comes to military engagement. he took on libya, and strikes in yemen, and the drone

the part we rely on most heavily is the medicaid expansion. and mike health reform's other provision currently being reviewed by the supreme court, the medicaid expansion has been upheld in the lower courts two times. hopefully health care reform will remain in -- intact. even if it is struck down, the state of california can on its own implement many of the provisions of health reform and has stated its intent to do so. however, please no the developed agreement does include a provision that required the city and cpmc to confer if there is a change in the law. we would discuss our range of alternatives depending on how the court rules, that they could include increasing levels of charity care for the uninsured. could i have the overhead again please? i would like to cover one last piece of background information before i get into the details of the health care provision agreement. we thought it would be helpful to provide a level of medicaid. medi-cal has historically delivered two systems, fee-for- service and managed care. under the fee-for

keep trade routes open and support the expansion of free market capitalism. that accelerated the growth of the global economy. and we did it without coveting other countries territories or seizing assets or robbing them of their opportunities. the purpose of the institutions we established for the united nations, to the world bank and the imf was to spread peace and prosperity. not to a certain narrow of american interests. other nations consented to our leadership, because they saw what the economic and political values of the american world view had achieved for us. and they wanted the same for themselves. they followed us, because they believed that our way, the american way, the principles of free people and free markets, was the best way to advance their societies. but as bob also points out, we haven't really of solved this role, and yet despite our worries, doubts and occasional resentment we're proud of it, and we should be. bob's book highlights a number of facts worth repeating here today about the post-world war ii world america made. for example,