ezek, remember, it is everybody's premiums are going up, you can't keep your doctor, we are do better. you're saying there is a big hole in the second part of that statement. why? >> first of all, they have never given a proposal that has done better. here's the issue, if only sick people get insurance, right, then the prices go up as we've seen. >> that's more expensive to treat those people. >> that's what we've seen. you have to get everyone in. now, to get everyone in, healthy people, young people, 25 year olds. we saw this with obama care. that's part of the issue going forward. you have to force them to get in. it's called a mandate. you have to say you have to have health health insurance. if you don't have coverage for everyone in the country, you can't guarantee everyone with pre-existing conditions and their coverage at an affordable price. their proposal which is high-risk pools, super concentrate the people with sick conditions and give them incentives to buy insurance or subsidies to buy insurance. that is a very inefficient disaster. for 3 million people it costs $25 bil