joining me now, ezrah klein, an msnbc analyst, dr. zeke emanual, the chair of medical ethics and health policy. served as a special advisor in the obama administration. and michael, a prize winning business columnist for the "los angeles times." i will give a word to the control room as we begin here. i am hearing an echo in my ear of everything that is being said. but we'll get through it. ezrah klein, one more day and one more delay in the rules for enrollment. >> although not a bad delay. i think it's worth being clear about what this deadline is. i don't think it's such a big deadline in the scheme of things. this is is a deadline to have insurance that begins by january 1. you can still have one that begins a couple days after that. you can keep signing up. this is simply a deadline to have it by the beginning of the year. this is important. this is important for folks whose plans cancelled. if they don't sign up by tomorrow night, if somebody gets sick or hurt, you could have huge costs. this is simply the end of their ability a