really will commit faine it. for. me. he. is in it for sure it's. a lousy year and they are very limited. so they have really put it to this i. have. just coming. through thinking it should. then be in the forms or so illeana anything never should. pavel. manages the. infant canyon creek and he. told me she slept with him in the band love. toys he just was so pleasant couldn't imagine that you can move but. if i thinking deeply in me and i just look at the time was that you can cause them is some most forceful and closed course from this i have not the thing i want jumbled to. think it goes to because i don't mind again i guess what i desire and doing now is to. feel good good. good. good. is good so we didn't days if. somebody could go as he was born from here in the us been for my medical. then these are there was . it's bright and unique brainteaser many kind of new stuff. i mean explain him about that if you g.'s situation. and in my country of origin in democratic republic of cuomo is really being put down to nor do it if you know his potence a

really will commit faine it. for. me i'm going to mess around he says this is. it for sure it's. a lousy year so they are very limited. so they have really they need to decide. just for. one thing it should. be in the things yourself book early and anything never should. never had a tizzy. continuing to kill me. telling me she slept with king ended in love. toys and just was so present going into my doing that the chicken little but. if i thinking keep playing me and i just look at indy time ways that can cause some more stressful and pleasures forcefulness i have a lot of think i want time i would think. if it did was to because i don't mind and get a desk like this like i'm doing now used to. feel good you. can't. keep. denying. is the test so i won't didn't date. somebody come on because he was born from here and that he was born for my medical . then he's only the one. is bright and he brain is that many kind of marriage which only explain him about that if you g.'s situation. in my country of origin and democratic republic of cuomo is really people don't know do it you know

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you're going to see the wealthy schools continue to be the wealthy schools, and they will fain diversitythem to be ahead of the curve when it comes to the education between 18 and 22. the rest of america, 70% goes to state schools. over 10% go to california community colleges alone those folks are going to look to move online. they are older they do have children. they do have jobs. they cannot afford the debt. and so you're going to see all of -- many of those people move to online. two of the largest schools, maybe the two largest in the country, not for profit, are online institutions. southern new hampshire university grew by 30% while other schools went down. that tells you everything you need to know and the third category with chegg is excited about is the skills category. i think we're going to see a revolution of people saying is there a faster way of learning to earning where i can be skilled for the tech enabled economy without being an engineer and not being tied down for the rest of my life in debt i think that movement is started and i think it's inevitable. >> speaking of

>> eveningi think there's a fain that's gone wrong here first of all, you have somebody who's pled guiltyrating. now, it's a family office, butt question is why were people on wall street so willing to deal with somebody with this kind of record for a long time they weren't, but then suddenly when they realized how much money there was available, they started doing business with him. so that's one problem. the second problem is that his use of swaps enabled him to both mask his identity and also mask the fact that he was actually getting payments or funding from multiple banks for the same transactions that enabled him to incredibly overleverage, and there was no disclosure of this and the banks were not aware that they were actually participating in a plan in which other banks were funding the exact same trades. those are serious flaws, i think, in the way the regulations have operated, and there will be a need to revisit this and determine whether there's something better to be done when you have somebody in this kind of situation >> and then on the flip side, harvey, are there some pos