i spent time, six months in my '78 ford fairmount when i lived in california. i wish i had an expert to guide me through this way back when. i still had money put away for retirement when i lived out of my car what should young people do this wr money first, foremost, and always, you need to invest that's the only way you are going to be able to achieve financial freedom, living a life where you are not totally dependent on your paycheck for everything i am thrilled when i see young members of the demographic taking an active hand in their investing. but i also know many young people feel like they have all the time in the world, and many more start investing before they are truly ready. in fact, better things for them to do with their money they thi think they have, but they don't. they need to invest. invest young, invest young, invest young that's why i have free lessons and a caveat for all of you recently out of college. before you start investing you need to pay off your credit card it is something i mentioned before especially true for younger people, sp