~ , , . word we have used a lot, isn't it, faraz? ~ , ~ ., ., faraz? absolutely.t an _ faraz? absolutely. and again, it has to come, at an individual _ faraz? absolutely. and again, it has to come, at an individual level- faraz? absolutely. and again, it has to come, at an individual level i - to come, at an individual level i think— to come, at an individual level i think it — to come, at an individual level i think it mostly exist, but more collaborative at an institutional and systemic level. there is need to kind of— and systemic level. there is need to kind of takes shape and as fahd said. _ kind of takes shape and as fahd said, envisaging the quantum is and avenues _ said, envisaging the quantum is and avenues of— said, envisaging the quantum is and avenues of these potential disasters, be it wildfires, be it a drought, — disasters, be it wildfires, be it a drought, recently what happened in the uk, _ drought, recently what happened in the uk, floods that is happening all across— the uk, floods that is happening all across the — the uk, floods that is happen