depending on whether you feel your credit situation is where you want to go to a bank like wells fargo or another regulated bank, and line of credit, or work for a working- capital type of loan, which is something you look to do, the opportunity fund. you probably want to try both avenues. as far as your credit scores, everyone realizes, everyone here has a credit score. the first thing any lender will look at is your credit score. after looking at that, they all do not do the same thing with it. an opportunity fund will look at your story in addition to your score. some are limited to your score, that if it is above or below a certain threshold, and they are may not work with you. not every one of the lenders is going to see your situation the same, so you should be shopping. >> [inaudible] >> you can do contract financing. that exists. but a line of credit is probably what you're looking for. >> thank you, marc. i have a question from the audience about a burgeoning market. any avenues for san francisco medical cannabis dispensaries? open to the panel. >> in terms of financing? i can

now, i would like to ask my good friend of wells fargo bank to come up here and introduce the reader and sponsor of this event. [applause] >> greetings to all. [speaking foreign language] >> thank you. she not only is our wells fargo family important team member, she is talented. she is teaching me how to dance. good evening, ladies and gentlemen. i'm so happy to be here on behalf of wells fargo, wishing you have a new year. we know that this is an important time for the persian community to celebrate, and at wells fargo, we treasure all the values of the cultural differences and diversity, so we love to celebrate with you. tonight, we have beautiful dancing and beautiful music, and, of course, we have you in here. that is very important. we also have a lot of our wells fargo team members. they are here. they want to get to know you even more so that we can serve you better. tonight, i want to especially thank mayor lee and supervisor ross for holding this event. it is so exciting that we get a part to play with this. thank you very much, and, have the new year, everyone. enjoy your e

this is a photograph taken at the wells fargo bank. police say after 9:00 a woman using the atm was approached by two men with knives. they demanded money. the victim escaped running to a nearby wallgreen's. >>> an earthquake rattled the bay today, measured 3.7 at 3:00 this afternoon. this was seen on the seismograph. the usgs says it was 2 miles southeast of pacifica. residents all across the bay reported feeling the ground shake. in pacifica pg&e restored power to 10,000 customers after the earthquake caused a major outage. >> i walked in the building and i heard boom! and the power went out. >> i felt it shake. and then i thought it was my dog that probably, you know, she jumped into her bed and that's -- yeah. and i thought that was the shock. >> it wasn't that bad. a little shake, a little noise. >> pg&e restored power saying a circuit breaker opened forcing the outage. there were no reports of other damage or injury. >>> all of this on the anniversary of the 1906 earthquake. dozens of people gathered to commemorate what is now th

and they plan to stage a sit in at a wells fargo bank branch at 10:30. now union leaders want to meet with bank executives to discuss forgiving the school district's debt. more than 600 pink slips have gone out in oakland school district. >>> an overnight fire in redwood city inside the impact on that neighborhood this morning. >>> new developments overnight involving a deadly plane crash in the east bay. what we have learned about that pilot in the past hour. >> reporter: i'm fort meade tom live in redwood city where a family narrowly escaped a fire in this mobile home. we'll tell you how it perhaps started and how the family was able to get out safely. >>> cracks were found in three more southwest airlines jets. this morning more cancellations. what it all means for bay area travelers. >>> a fatal plane crash in oakland. what the pilot tried to do just moments before the crash. >>> and let the campaigning begin. the overnight announcement from president obama. it's all ahead here on the ktvu morning news.

morgan chase morgan stanley goldman sachs wells fargo bank of america a.i.g. the big banks of america now these people in between are the interlocking boards of directors stephen hall and martin feldstein and who is on a john chen those goes on and on and on without we don't really need the names but what you see is that there is there are direct links between the boards of each one of these banks and each one of these media companies so you wonder why was it so easy when george w. bush went to the media and said you know the big banks need some help well i'll players these connections it's all about connections and maybe we should be thinking about legislation that says you can only serve on the board of one company . time for our daily poll your chance to tell us what you think here's today's question s. and p. is warning about a new five trillion dollar big bank meltdown will the u.s. taxpayers with this bill your choices are a yes we'll do it on the back of the new deal dubai's social security unemployment minimum wage or no we will all see the light and st

wells fargo bank is providing $100,000 grant to restore low income homes that were hit hard by foreclosurest this grant for the mayfair area . >> darya: the royal wedding is three days away, with it comes to the price tag. who pays for what? how much is a cost expected? >> reporter: the wedding of the decade, will it have a price tag to match? the dress of course, the flowers, cake or cakes, this being a royal affair the carriages, orchestra, footmen. as of food 10,000 canapes followed by an exclusive sit- down dinner for 300 guests. a party like this was never one to be cheap. >> about 2 million i would say. that's aside from the security. >> reporter: the total could be anything from $82 million to 163 million. they say they don't comment on the cost of role weddings, those figures are inaccurate. the bride and groom will not play venue, the cost of catering, characters, pullman will be reduced. figures for previous our part to concern. one said it was more than $49 million. if it tens of millions of dollars it will be dwarfed by what the business can lose. the government estimates the lo

happened before 9:30 saturday night at wells fargo branch bank on san ramone l city boulevard. through see the woman and assailant. grand the victim cell phone and ran to another store before they could take her money. >> doctors are still uncertain about the long-term prognosis of stow the fan beaten on opening day in southern california. doctors will not much more for several daisy. when they condition try to take him out of medically induced could he have a.santa cruz man has never brain injury from a beating he took after the dodgers game in la last month. >> there ace significant chance he will remain in coma or vegetative type of but we just really need to wait and see and i told the family no reason to lose all optimism at this poin point. >>reporter: there's reward in the case. so far no arrests have been made. >>> 3.4 magnitude quake shook parts of the bay area this afternoon. came on the anniversary of great quake of 19 06. epi-center was 2 miles southeast of along unnamed pipe lichlt l about pg&e reports about 10,000 pacifica residents lost power but not sure if it w

it happened saturday night at a wells fargo bank on san ramon valley boulevard. police say two men with knives stole this woman's cell phone and demanded her money. when she refused then ran to safety to a nearby store. those two thieves then ran off themselves. >>> well, the san jose sharks are looking to take back the lead in their first round playoff series. they play the kings at 7:30 tonight in los angeles. the series is tied at one game a piece. game four is thursday in l.a. then the teams will be back in san jose for game five on saturday night. tickets for that game go on sale in just a few hours at 10:00 a.m. you're going to have to wear your black and -- >> i'm going to do it. >> is it turquoise? >> teal. >> teal. >> it's kind of weird. the last time the sharks played at home they were wearing black sweaters. anyway, good morning everyone. let's go out -- which is the color of the kings. i don't know. let's go out and take a look at northbound 101 approaching the 80 split. that traffic looks good. getting into san francisco from the other side westbound

a bank like wells fargo, for example, which is the largest sba lender in the country. when the lender makes the loan to you, they come to us and say that your business, for a variety of reasons, may not be strong enough to get a loan without a guarantee. it might be a business that is too young or is a type of business -- say, restaurants -- that are a little riskier than they want to deal with, or you do not have the kind of collateral a lender is looking for. "an sba lender will be able to make the loan with a guarantee that sba will be able to provide. we probably will about 225 sba loans this year. at any point in time, we have about 1500 loans in san francisco that are sba loans. a lot of them are restaurants because that is one of the areas that is very typical because it is a riskier business. but a lot of people in san francisco see that as an opportunity for them as well. we also partner with the golden gate restaurant association to help people understand how to do financing for restaurants. a lot of what we do is helping small businesses get access to credit

bank that travels with you. with you when you're ready for the next move. [ male announcer ] now that wells fargo and wachovia have it for you? unprecedteted strength the stability of the leading community bank in the nation and with 12,000 atms and thousands of branches, we're with you in more ways and places than ever before. with you when you want the most from your bank. [ male announcer ] wells fargo. together we'll go far. >>> do you wish somebody happy on opening day? >> yes. opening day is always fun. the braves get a curly w. the caps go to war with columbus. the battle for the east is still alive and very close. [music playing] america's beverage companies are working together to put more information right up front... adding new calorie labels to every single can, bottle, and pack they produce... so you can make the choice that's right for you. woman: my giant -- they're fantastic. i can't say enough about them. i can go in, get the thtngs i need, and i know i'm saving money. why would i shop anywhere else? atiant, we want to thank you r making us the store you love to shop for over 75 years. this week,

bank that travels with you. with you when you're ready for the next move. [ male announcer ] now that wells fargo and wachovia have come together, what's in it for you? unprecedented strength, the stability of the leading community bank in the nation and with 12,000 atms and thousands of branches, we're with you in more ways and places than ever before. with you when you want the most from your bank. [ male announcer ] wells fargo. together we'll go far. >>> look at here. heerl's a race michelle bachmann is winning. she raised $2.2 million in the first quarter of 2011. outgaining mitt romney who raised $1.9 million over the same period. not quite apples to apples type of stuff but the latest fund raising success shows that bachmann could have some financial backing to sustain a serious presidential campaign should she decide to take the plunge. don't take her -- don't take her unseriously. we'll be right back. it's easy to get the calcium you need with two soft chews each day give you plus with a great taste you'll enjoy, try viactiv today. >>> welcome back to "hardball." they're battles between republican governo

another robbery, a danville, here's surveillance video from the wells fargo bank.using the atm was approached by two men holding knives. they stole a woman cell phone demanding money, she escaped to run into a walgreen's. police are searching for the suspects. we will be right back with the kron 4 morning news, weather and traffic in just a few moments. a live look here from the james lick, traffic moving smoothly. skies trying to britain. programming change to let you know about on friday kron4 will air nbc programming, dateline nbc will air at 8:00 p.m. and 9:00 p.m. followed by a special 90 minutes of the kron4 news cast beginning at 10:00. >> mark: welcome back to the kron 4 news. feeding bridge is not illegal, but in this edition of people giving badly stanley shows us the consequences of not having a lot in effect. >> stanley: this ominous trend hand feed a large coos a hadar grow at a park in the south bay. -- use. they're passing wheat bread to baby ducklings. in most cities bird feeding is illegal, this is, cds, this is cupertino. i'm a memorial park where

. >> pelley: szymoniak says that the banks whose paperwork was handled by the docx forgery mill include wells fargobc, deutsche bank, citibank, u.s. bank, and bank of america. we contacted all of them, and each said that it farmed out its mortgage servicing work to other companies, and it was those mortgage servicing firms that hired docx. docx was owned by a company called l.p.s., a $2 billion firm that calls itself the nation's leading provider of mortgage processing services. l.p.s. told us that when it found out about the phony signatures in 2009, it shut docx down. the fbi and several states are investigating. there were a million foreclosures last year, and there will be another million this year. those lawsuits are forcing open those bundled mortgage-backed securities that wall street cooked up in the mid-2000s, and they're exposing a lack of ownership documents all across the country. >> sheila bair: it's astonishing to me that this had become as pervasive as a problem that it is. >> pelley: it got sloppy. >> bair: it got very sloppy >> pelley: sheila bair is one of the government's top ban

so if you can say to your bank, wachovia, which is now part of wells fargo and bank of america also hasheck renewals or free online bill payment, all of those little costs but because they're recurring hopefully over several more generations it really adds up. >> the one thing we do, i guess, we implore to everyone is to do your research. not only with travel, not only with hotels, but if you do do some great research you can find some great surprises, deals out there from different places, even down to movie tickets. >> yes. >> they cost so much these days but if you go at the right time or the right place. >> amc, 30% for seniors, 60% off on tuesdays. a place like hall mark has a discount on a certain day of the week. but it varies by store so you have to ask your local hall mark which day can i best shop. >> and other places at&t, kmart, rite aid, banana republic, ross stores, the salvation army. there are so many options out there. so much money that can be saved. you just have to know where to look. >> and we're going to have links to all of these places and the specific deals on t

fargo today. revenues came in lower than expected, but the giant bank reported a 48% jump in first quarter profits as more people opened accounts. the bank earned $3.7 billion, or 67 cents a share, after paying dividends. that was a penny better than analyst estimates. one way financial firms are raising revenues is by imposing new fees for services that used to be free. erika miller reports. >> reporter: chances are you receive bank and credit card statements like these every month. but unless you examine them closely, you may miss some startling fees. like a 30% interest rate if you don't make a minimum credit card payment on time. or a $30 penalty for bouncing a check, which is the national average nowadays. j.p. morgan chase is even testing $5 a.t.m. charges in some markets. consumer advocate ed mierzwinski says the biggest change nationwide is that checking is going from "free" to "fee." >> what they've done is, they've divided checking up into an a la carte kind of a product. you pay extra for your a.t.m. card, you pay extra to use your a.t.m. card, get your checks mailed back, get your imag