>> farriers to becoming eligible, jumping through the administrative hurdles can be too much. census census bureau records found that out of dining bay area counties, 4.5 percent of people are uninsured. this does not include people in prisons, jails or mental hospitals. if you break it down demographically, the disparities highlight the problem. the percentages of each race that are uninsured across the bay area. 2% -- 2.6% are right -- white, 3% asian, 9.4% latino. they are not surprised, process to qualify through her employer became too difficult, working multiple jobs with skyhigh rent. >> the cost is very high. i had to struggle to make family needs as well. reporter: rachel works for health access california, a consumer advocacy group that works to afford health care. >> the health care system is only good when everyone gets access to it, we saw pretty clearly during this pandemic. reporter: in order to address these disparities, loring cost of health care is key. >> there are two ways to lower the cost of care, throw money at it, that is what we been doing, invest more