it seems so early but by october 1st you can turn in your federal form, your fasfa form and figure out how much you may be able to get for the next school year >> sitting down and having a family meeting about it is probably the first step. that's a point you could make a realistic budget and everybody sits down and realizes, kids, this is what it's costing, must be a huge part of the plan >> it's a huge part of the plan. the first thing everyone needs to know, how much money is coming in, what is the cash flow and you have to track your spending you want to make sure you have one of the budgeting apps on your phone and make sure you set up separate accounts for easy budgeting. what are your needs, what do you have to pay, what are some of the things you want to be able to do and make sure you have that account for savings as well >> when it comes to fixed expenses, things you have to pay for versus things you want to pay for, go out for a sushi or a salad. things about textbooks, fixed costs. >> there are ways to cut the costs and you want to look for as many discounts as possible. on

this money, through applying for fasfa financial aid went to these schools on top of the money that was given to them from the government. again, it created a lot of unnecessary debt for me. and i have two children that i still have to figure out how. the promises that were made for me after enrolling in these schools is that they would allow me to graduate within an assured time period. i wok able to transfer my credits from my correspondence courses or any other colleges i attended after the fact. which was not true i was also told that at the end of my courses and my graduation, i would be allowed to have this service within the school that would he had me find internships and gainful employment after the fact. which did not happen. i in the current position that i am in, with the employment that i have currently, is all on my own. there were regulations that are making it possible for these schools to continue to target and prey on not only the veterans, but other civilians as well. to attend these schools without the promise or promising us that we would have these certain services