dollar amounts and cases that fall below these thresholds must be handled at a local level that the fbi miami office had a 1 billion-dollar threshold that close to 98 percent of all the cases did not meet. so compounding that problem, that was the fact that no state statute existed to address mortgage fraud as a crime and local law enforcement investigators and prosecutors did not have sufficient knowledge, experience, or training in taking on mortgage fraud cases. in addition, the combination of questionable mortgage industry professionals, the lack of appropriate resources for state regulars to a coppers the legal mandate of the office and the relaxed lending requirement like many institutions lead to a rapid increase in mortgage fraud that has had a detrimental affect on miami-dade county, the state of florida and the entire country. our response because local law source and have lacked the authority and the ability and the tools to investigate and charge subjects with mortgage fraud. the task force drafted and lobbied for the passage of a florida state statute which allowed local law-enfo

the fbi miami office, for instance, had a one million-dollar threshold that close to 90% of all the cases did not beat. so compounding that problem, that was the fact that no state exact issued to suggest mortgage fraud is a crime and local law enforcement investigators and prosecutors did not have sufficient knowledge, experience, or training and taking on mortgage fraud cases. in addition, the combination of questionable mortgage industry professionals, the lack of appropriate resources for state regulators to accomplish the legal mandates of their office and the relaxed lending institutions led to a rapid increase in mortgage fraud that has had a detrimental effect on miami-dade county, the state of florida, and the entire country. a response to miami-dade does local long form and have lacked the authority and ability in the tools to investigate and charge subjects of mortgage fraud, passed for starship and a for the first a statute which would allow local law enforcement officer to arrest perpetrators for the crime of mortgage fraud. this legislation formed the cornerstone of the task

fbi miami office for instance had a one million dollar threshold, 98% of the all the cases did not meet. compounding that problem, that was the fact that no state statute existed to address mortgage fraud as a crime and local law enforcement investigators and prosecutors did not have sufficient knowledge, experience, or training in taking on mortgage fraud cases. in addition, the combination of questionable mortgage industry professionals, the lack of appropriate resources for state regulators to accomplish the legal mandates of their office, and relaxed lending requirements by lending institutions led to a rapid increase in mortgage fraud that has had a detrimental effect on miami-dade county, the state of florida and the entire country. our response in miami-dade because local law enforcement had lacked the authority and ability and tools to investigate and charge subjects with mortgage fraud, the task force drafted and lobbied for the passage of a florida state statute which allowed local law enforcement throughout the state to arrest perpetrators for the crime of mortgage fraud. thi

fbi when i spoke to them this afternoon. how does a single mother without a job pay for a bus ticket to miami, pay for hotel rooms, pay for gas? i asked the fbi, are you looking into the possibility that this so-called mother sold the baby. they would not answer my question. they say that is still under investigation. they're not talking about any leads in this particular case. but nancy, you have to think, where does a single mother without a job get the money to drive from arizona to san antonio, stay in hotels and get a bus ticket to miami? >> did she have a job, matt? >> and she never checked out of the hotel. so for all we know she never actually paid the hotel bill. >> so she has no job, no means of support. and so michael board, let me ask you this, how much does it cost to get a one-way greyhound bus ticket from san antonio to miami beach? >> well, we know she had to pay for gas money to get from arizona to san antonio. she borrowed her grandfather's car to get from there to here. that's a couple hundred bucks in gas money right there. a lot of money if you don't have a job and are paying for a child. plus you have to

fbi agent as a bank employee. she received a $3,000 bribe in a short amount of time to unfreeze some of these accounts. obviously, the individual was immediately arrested afterwards. the agents in miami of creative and innovative ways to target and investigate medicare fraud. >> let me just follow up. you mentioned the use of undercover. fbi agents who are posing as criminals, is that fair to say? >> in this particular case, the fbi agent was just pretending to be a bank employee. >> you talked earlier about a cooperating witness who was facilitating. can you explain what a cooperating witness is and how that works? >> cooperating witnesses can be someone who has a charge against them or they are a target of investigation and they have decided to cooperate. often, it is just individuals who want to do the right thing. these are informants who are willing to give us information, not necessarily involved in crime or have been involved in crime. maybe they are a victim of crime and they want to cooperate. >> let me ask you to describe the prosecution theory. to some extent how is the opposite of what they say on the popular show, law and order." can you explain how it works, the integra

fbi lied to everybody's saying it never happened. host: we have someone on the democrats' line from miami. good morning.aller: i would in the region a few years ago. the poverty that there was overlooked by the multinationals. i can't help but to think that we are not getting all the information on him. people are beautiful there. in the presence of poverty, it is hard to see how people can have a different world view of the united states. along those lines, this is how "the new york times" describes it. we have someone joining us from louisiana. caller: sank god that people are starting to wake up. -- thank god that people are starting to wake up. people need to look into going on. nigeria is one of the most corrupt countries in the world. you also want to check out the pipeline of imf loans. many are about to be lost because of the uprising in yemen. with that $5 billion in jeopardy. that is why we are going in on this. this attack if promoting beer. it is a false light. we going to war because somebody had a firecracker that i can hardly believe this. this was not on the radar screen until $5 billion