. >> according to the fdic, u.s. banks are in $35.000000000 in profits for the third quarter this year. that's $11.5 billion increase over last year's figures. the number of "problem institutions" fell from 865 to 844. the ftc -- fdic insures deposits. this briefing is a half-hour. >> good morning everyone and welcome to our release of the quarterly results for the banking industry. the third quarter data show that the ongoing recovery continued in the third quarter supporting improved profitability for the industry as a whole and for the majority of fdic insured institutions. industry earnings were positive for a seventh consecutive quarter as shown on the first chart that is projected up here. insured institutions reported $35.3 billion net income in the third quarter. this was almost 50% more than reported a year ago and it represents the highest quarterly total in more than four years. more than 60% of banks reported improved earnings and while the percentage that were unprofitable -- while the percentage that we

but, consumer advocates warn these cards aren't always backed by the fdic and can carry hidden fees. >> you have populations with very little financial resources, scarce financial resources. and with these fees, that they don't know what they're getting into, they can be nickled and dimed, they can be gnawed at, they can be basically eviscerated. >> reporter: we found a few examples in the fine print on some of the cards' service agreements. the fee structures vary by company, but many include balance inquiry fees, customer service fees or dry swipe fees, meaning a fee for every time a customer swipes a card and doesn't have enough money to make the purchase. >> the amounts can be pretty significant. so if you load up your card with $100, by the time you go through these fees, you may have lost anywhere between 10% or 20% of your money. >> reporter: senator robert menendez plans to introduce a bill in coming weeks that would impose a strict set of rules on pre-paid cards. his bill would require fdic insurance on all the cards, outlaw some types of fees, including activation fees and

>> first of all, the fdic fund is fully funded by banks.for those of us who are surviving, at the last thing we want to do is see a dead and continue to go on. "we don't want is viable banks to be closed prematurely. i think that can happen sometimes one of markets temporarily decline if you have to mark to market on some of those loans or you have to write bonds to appraised value. >> at the same time, these appraisals that they look at, it is a very arbitrary and subjective way of looking at something. i am sure you don't agree with everything they look at when they analyze your bank. you don't agree with everything they come up with. i am sure john and south -- >> i have not had an experience where i agree with everything yet. >> if it is arbitrary, the case could be made that for a five- year rolling average it gives a boart fair assessment of what the rest would really be in that particular line. would you agree with that? >> i think we need to get back to normalize the valleys. not to the deflated bellies we are seeing today. >> real-

john, sheila bair has a broad role she and the fdic she played during the financial crisis.to ask you, sheila, people watching the show, called "your $$$$$." if you're not inside your money, you're probably not watching the show unless the batteries are gone on the row motor. we don't all know the details about banking. most people would be surprised people keep less money in core capital or safe capital than we think they do. when you look at this crisis in europe, with the hindsight of what we went through in the united states, is this problem in europe imminently solvable or should we in the united states or the rest of the world be fearful this is not solvable and could send us into another financial crisis. >> i think it's solvable if people face up to reality. one of the harder pieces of reality is that the low capital levels in european banks. they really need to get the capital levels up. if you get into a period of economic distress and banks have too low capital levels, that will threaten solvency, threaten whether they remain viable, whether they can keep lending.

are you working in a family friendly culture is there a good work life balance for whatever reason fdic at the top the leadership of the agency is getting good scores, if you thing about the last few years with financial regulation, fdic has been in the middle of it and as bosses there said yesterday we have a clear mission we know what we are supposed to be doing that rubs off on workers in a good way. >> why have some of them slipped do we think? some i think ranked a little higher i believe was the national archives higher than it used to be nuclear regulatory commission. >> nuclear regulatory commission was first last three times and sunk a little bit the big reason is because of pay they have a lot of people there obama administration overall is trying to put a clamp down on year end bonuses, trying to show we are cutting back and so we are not going to reward workers as much that is upsetting people at the nrc year end bonuses can be a big deal national archives ranked last among big agencies they sank to the bottom part of the reason they say over there we are in the midst of a b

this time last year, the fdic had a job to 149 failed institutions. although the trend in troubled institutions has been improving, current numbers remain high by historical standards. the deposit insurance fund rose as of september 30. that is up from $3.9 billion of june 30. this balance has now risen seven quarters in a row. assessment income and fewer bank failures continue to drive growth. estimated insured deposits for 6.8 trillion dollars, that is to report a 6% higher than june 30 levels. three-quarters of the increase came from temporary balances exceeding $250,000 and non interest-bearing transaction accounts. the reserve ratio that this balance is a percentage of estimated insured deposits put to 0.12% as of september 30. that is up from 0.0% june 30. we will take any progress we can get. in summary, we continue to see income growth that reflects improving asset quality and lower loss provisions. all along balances showed a second quarter of moderate increase, this did not translate into meaningful revenue growth which would require expande

the best place apparently to work in the federal government is the fdic, where satisfaction gruesoew some 8.5% this year. >>> outrage this morning as graphic images have been popping up in the news feeds of facebook [ speaking french ] [ speaking french ] movie buffs! this film is tres bien, but the interest rate on your checking account is le pew. interest on your checking? earn more with new high yield free checking at capital one bank. your interest rate will be five times the national average. five times the interest! and free atms at any bank. show's over folks. make your way to capital one bank. what's in your wallet? were you crying? yeah. >>> showing light rain in the suburbs. southern maryland in charles county and parts of southern prince george's. there are some more moderate showers, those pockets of yellow, as well as just to the south of fredericksburg across spotsylvania county and points south and west of there. temperatures are in the mid-50s throughout most of the region. 57 now at reagan national. sunrise will be at 6:51. it's going to be an umbrella day. occasiona

your best bet is the fdic. on the not so best bet, the national archives. for the smaller agencies, the surface transportation board takes the top honors and the u.s. office of trade representatives is at the bottom. anita. >> we have a followup on the petition to stop target from opening on thanksgiving night. we told you last night about black friday lack lash. some employees are sup jet that their family with families will be cut short. tonight, that online petition has nearly 110,000 signatures. but, when we posted the stir on our facebook page, the debate got heated with more than 100 comments in an hour. what stevens wrote echos the sentiments of several posters. they should be glad they have a job. in this economy, anyone that does not want to do it can easily be replaced by someone who will gladly do it. kathy asked whatever happened to having a holiday and spending time with your family? megan piggy backed on that writing, i know it's retail and longer hours are required, but it seems to be getting earlier ask earlier every year. i don't blame them

currently the fdic is that about 162000, nine. the ncaa chairperson makes about 162, nine. the general counsel for the ncua makes about 265 council. so it puts them all in the 200,000 plus range. >> thank you. i yield back. >> ms. slaughter? >> thank you very much. i just want to be clear about how we are perceived in your. i support mr. green's amendment. however, it appears that we take a look at page seven of the bill, line 15, relationship of executive compensation to profitability, and make a determination of the compensation of an executive officer of an enterprise under this section, the director shall take into account the profitability of such enterprise. does that conflict with the proposed -- i yield. >> thank you. ms. waters, it appears to me that it does not address that section and that might be something that we want to address. >> let me, if i could, if the gentlelady would recognize me. i think what she's asking is, should this apply only to the senior executives or should this apply to all employers, is that -- >> no, i'm speaking to the fact that green's

chances are, you -- fdic? the agency is named one of the best places to work in the federal government. the nuclear regulatory commission, government accountability office, smithsonian institution, and nasa round out the top five on the list released by the partnership for partner service. they're based on employee responses to a survey. >>> jobs are what d.c.acy mayor is trying to bring to the city. not everyone likes to plan. with the announcement today, there are six new wal-mart stores planned for d.c. beth parker has the story. >> reporter: wal-mart is a corporate giant with no stores in the nation's capital but that is about to chap. >> 22 years in the -- to change. >> 22 years in the makes and excited to see us come to fryez. >> reporter: the mayor is referring to this, skyland plaza. long said to be on the verge of development. the mayor announced that skyland will be home to two additional wal-marts planned for d.c. with another at fort taughton and four other sites announced already, that is a half d

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the best place to work in the federal government is the fdic, where satisfaction grew this year. >>> ahead on "news 4 today," a rough night for one of the president bush's former advisers. >> we are the 99%. >> a look at who carl rove was trying to speak to and why this group tried to steal the stage. >>> nba fans are left in limbo this morning after >>> this morning we've got rain across parts of maryland, virginia, and west virginia, points south and west of there. the closest rain right now to washington is in fairfax county. these areas of green, light rain. areas of yellow, more moderate rain in stafford county into southern culpeper. these are advancing to the north and east will be with us here through the morning rush hour. plan accordingly, leave early. speaking of leaves, we've got leaves all over the roads and streets and sidewalks. they're slippery now, wet with rain, and it's in the 50s throughout the region. sunrise at 6:51. we'll have occasional showers throughout the day. may climb into the low to mid-60s early afternoon. perhaps even some thunder along with some of t

eagle bank has worked with programs offered by the fdic during the crises. temporary, unlimited fdic coverage on non-interest-bearing accounts has provided significant relief in maintaining deposit accounts for the tribes. and i hope this temporary coverage will be made permanent, not only for eagle bank's somewhat unique requirements, and also for smaller community banks ability to compete with too big to fail institutions. i also hope the fdic would consider unlimited coverage on interest-bearing balances on a fee basis for those willing to participate. lacking improved fdic coverage, or the return of excess deposit upon coverage, the majority of privately owned banks are earning assets may be required to be invested in securities, restricting funds available for lending. access to capital on reservations has been an ongoing problem, with three primary challenges limiting net access. uncertainty created by tribal governments -- governments willingness to support capital, access to capital, uncertainty created by lack of consistency in securities transactio

some of these mortgages are guaranteed by the fdic and some of them are owned by the fdic.eally is treading on thin ice when he attempts to modify the terms of mortgages. but there is power in the federal statutes that let's him wade into this area without waiting for congress, because congress authorized his predecessors to do so. jon: judge, always interesting to get your take on things like this. >> reporter: even when the news is not good, it is interesting. jon: it is interesting. jenna: the bank robber with the bad blowout. why the fed want your help catching this guy. take a good look at hair there. also, casey anthony sued in a civil case. we should ask the judge about this. what she did repeatedly during a recent deposition and some key details about her relationship now with her parents and her brother. a live report just ahead. [ male announcer ] this is coach parker... whose non-stop day starts with back pain... and a choice. take advil no and maybe up to four in a day. or choose aleve and two pills for a day free of pain. way to go, coach. ♪ way to go, coach. m

. >> according to the survey, it is the fdic, the bank insurance agency. they ranked number one for the first time ever. the nuclear regulatory commission placed first for the last three surveys slips to number two followed by the government accountability office which conducts all of the great studies that you and i like to report on. among smaller agencies, the surface transportation board which scored the highest ever. >> what do they do? >> they deal with the highways, primarily. >> transportation. >> they're pretty happy. followed by the defense nuclear facility board. one that i actually hadn't heard of. they took the survey for the first time and they placed number two. pretty good for them. >> look at the bottom feeders. >> you had the national archives among the live agencies. among small agencies, the office of the u.s. trade representative. >> both of those places say, you know, we're in the midst of some reorganization. with any big reorganization comes turnover. happens in the private sector all the time. give us a few years and the numbers wi

the fdic close ad lot of banks over the past couple of years. that's slowing down a little bit.redit unions say we're more conservative. more conservative with our assets. we don't do risky lending. some of the interest rates they charge or they give you on your investments is pretty good. credit union will do very good right now. >> what are some ways that banks might be getting back some of their money? >> yes. there's no free lunch. they will get their money back. read your statements. get their money with atm fees. if you have a late payment get their money there. foreign transaction fees, for example if you go across seas and use your atm card. they will get their money back. when you check your mail make sure you check for these different types much fees because they have to let you know. >>erratic, thanks so much. appreciate that. you at home can get more information from eric by going his website at amadoconsultingllc.com. >>> being responsible for your own safety, it's something every woman should consider. elizabeth cohen has more in today's health for her. >> police d

that means it's federally insured either by the federal deposit insurance corporation, fdic, or nationaldit union association ncua. make sure the bank is insured and that way your money is insured up to $250,000. you'll be fine if you're in one of those banks. the thing you want to make sure when you look at all the different websites that offer rates, make sure those companies are -- if you go to bank rate.com all the companies there are federally insured. the other thing to look at if you're not familiar with the company, look at what's called their safe and secure rating. that'll let you know the financial health of the company. you want to get one in really good stead. >> she wants to keep these cds really short right now because rates are terrible. they're all bad. >> she knows that. she's keeping in the one year. one year or less is a great way to go. >> ken in columbus, ohio on the phone. good morning, ken. hi, ken? i think we may have lost ken. all right. well, let's head to an e-mail right now. we've got an e-mail from elizabeth swanton in ohio. she writes, we have a 4.75% mortg

it is a very dumb -- cumbersome rule to deal with, the fdic when they supervise it are arbitrary in the way they look at the discrepancies in those things, and i'm wondering if that's a rule you're looking at as well? >> there are modifications to the disclosure regime that are required under the statute that has to be prom mull gaited under regulation, and for your other question, congressman, creates a logical point to see whether or not the overall kind of reporting regimen makes sense. it is a source of data that is astonishingly important, and it's otherwise not -- >> i'm not talking about the data itself. i'm talking about the way it's interpreted by the fdic and how they supervise. 23 you have one loan and 27 things to be checked off with this one loan, and if you miss one, the whole loan is noncompliant rather than 1/27 of a problem, and one loan or ten loans out of 100 with 10% problems, it's four tenths of a problem. i'm curious if you're streamlining that because again in assessing the situations with my local financial institutions, the last guy said he has to hire five peop

but, the fdic says that banks are not out of the woods yet. there is the weak real estate market.ebt crisis in europe. >> the key risk for u.s. institutions, as well as for the local economy is really the potential of contagion effect of serious financial crisis should develop in europe. that is probably the focus of our greatest potential. >> griewnberg failed to quantify the impact but there are trillions in trans-atlantic banking transactions in america. >> bill: the red bank is particularly under the microscope now, peter. >> that's right, shep. the "wall street journal" reports that regulators have told bank of america to improve its operations and finances or face formal disciplinary action. right now, the bank is operating under some nonpublic guidelines in the wake of the financial crisis. and wants them looser now. says things are better now according to the journal. a bank spokesman declined to comment. shep? >> shepard: peter barnes live on the banks which are doing great but our economy apparently did not grow as much over the summer as the government estimated. the co

i hope the fdic and the fed understand that and knows which banks are in trouble but those banks shouldhey need to. >> that was your position on the car companies. >> yeah. because we have bankruptcy process. then emerge stronger with a stable footing going forward. the idea of baling out banks or corporations is a bad idea. >> and we will continue with governor mit romney in a minute. also we will speak with new hampshire senator kelly ayotte and she will tell us why she is supporting the governor. that and more straight ahead. you name it. i've tried it. but nothing's helped me beat my back pain. then i tried this. it's salonpas. this is the relief i've been looking for. salonpas has 2 powerful pain fighting ingredients that work for up to 12 hours. and my pharmacist told me it's the only otc pain patch approved for sale using the same rigorous clinical testing that's required fo prescription pain medications. proven. powerful. safe. salonpas. okay... uhh. the bad news, it's probably totaled. the good news is, you don't have to pay your deducble. with vanishing deductible from nationw

the best place to work, apparently, in the federal government is the fdic, where satisfaction grew 8.5%d be the future of cash, and it's unveiled north of the border. cnbc's jackie deangelis has that story. jackie, good morning. >> good morning, eun. >>> paying with plastic now has two meanings in vancouver and toronto. the bank of canada has introduced a polymer based $100 bill this week as it's moving away from paper currency. this shiny high tech, recycleable bill is thought to be counterfeit proof and almost impossible to ripoff. it includes a metallic strip running through a tans parent window. a $50 bill goes into circulation in march followed by other denominations in 2013. >>> google plans to take the wraps off its online music store with a star studded afternoon featuring performances by maroon 5 and drake. they have songs from four of the world's biggest record companies. the songs are going to cost $1 each, and listeners can share one or two free listens with their friends on google plus. >> jackie deangelis, thanks so much. >>> fashionistas will have their chance to catch hi

. >> fdic insured? >> that is for savings. that is something they can't do.nk is services but did not get that charter but it's reported they have it in canada and mexico so i have a feeling they will be back because this is big business. >> yesterday, i got my mail and my husband got a thing from target saying, hey, we have a new debit card. i didn't open it up. i put it in the recycling. other places are heading in this direction. give us an idea and what they are offering. >> what unbanking means is offering services of a bank but not being the bank. other places doing this whenever you're going to have a need, you got customers upset. you have high prices. someone is going to come in and take advantage online. so there is a website called simply.com and they used to be called bank simply.net. it's a bunch of tech guys and engineers who got together and built a store front by partnering with credit unions so they actually have full banking services online but through credit yoounions but they are t tech to get through no fees, no checking fees, no monthly

the headline of the story says he is poised to be the next head of the fdic.goes on to say that he was --a "mr. mcconnell took flak for his financial ties to wall street." host: rochester, new york. chris on the line for democrats, go ahead. caller: some of the protesters had pro-canvas signs. there are over 100 million regular users. they are representing a variety of ventures that are never heard. there's a conspiracy of silence. cannabis has been proven to be not only a mild narcotics -- the medicinal cannabis is often put down. we have now come to know that it can treat many conditions, which the current medical system does not treat. host: john on the line for republicans. caller: i live in new york city. i see these protesters every day. i pass by them. i am sick and tired of them. i think to many of them watched the movie "fight club." there's no overriding message. i spoke to a couple of them in zuccotti park. they have some different things they're concerned about. the biggest thing is, no one is preventing them from going out and getting a job. i thi

this was before anybody had new of the fdic. they had -- and they did not have black people of the secretary level in these positions. as a result of those efforts, that legislation did pass. and now even though the resolution trust corp. was out of existence, those rules remain with the fdic, the office of the currency comroller, and of whole lot of agencies that are still unknown. that was 18 years ago, and it was an incredible effort. it was groundbreaking in an area that had never been -- a lot of people weren't even visible on. i think that part of his legacy should also be recognized because it wasn't publicized. >> i think that part of his legacy is encapsulated with his vision of the wall street project. his last statement was the next phase of the civil rights movement is economic justice. on april 3, the night before he was assassinated, he talked about a redistribution of pain. a sanitation workers are getting heat, he said, coca-cola, selective patronage, out of the model with dr. king, structure and a methodology, r

that's not the right thing to do but go on. >> but i'm suggesting that the fdic and many other agencies that are supposed to be pricing in their insurance don't do it properly but in the case the case of insurance companies -- and the way they do it they create a fund and the fund gets larger and larger over time, and that is what -- >> the private mortgage insurance right now is under huge stress, right. >> yes. >> with the failure of the pmi in the swaps market it's under a huge stress and understand, i believe there ought to be private insurance. i'm not saying there shouldn't be. in fact, i think it's an important part of the market but they mispriced it. >> well, yes, they mispriced it. >> okay. thank you. >> let me finish because i think it's important -- >> i'll get cut off. what's that? >> it's your time. >> you want to give me more time, i'll let him finish. >> yeah. >> we're over time anyway but we will give you the additional time. >> go ahead then. >> the way that the insurance companies work is they create these funds which they allow to grow over a period of time. now, the

it is undoubtedly wrong now when the former head of the fdic and the former secretary of homeland securityho have seen documents that none of us have available to us can certify that there is no current threat from this organization that ought to cover an enormous amount of ground and carry an enormous amount of weight. and the president of the united states and the secretary of state must consider the current evidence and must be list this organization. in any even to -- [applause] in any even to the thousands of women and the many children and the elderly and others who were among the 3400 residents of camp ashraf are entitled protection regardless of this anachronistic false designation still accorded to the mek. even if the iraqi government seems to concede this point and ury claiming to be dealing with the camp residents, quote, in accordance with of the human rights principles of international law enshrined in the universal declaration of human rights and the international convent on civil and political rights, but in practice the current plan to close the camp are a death warrant di

the new consumer financial protection bureau so that the national credit union administration, the fdic, the federal reserve, and the other regulators would have a meaningful role in the creation of consumer protection rules. dodd-frank provides these regulators insufficient input and review of the cfpb and the results of poorly written regulations could mean less credit and, again, fewer jobs. there seems to be some disagreement here in washington, d.c., today about the effects of burdensome regulations on our economic recovery, but back in kansas, jay kennedy of the first national bank of frankfurt indicates that -- quote -- "our staff of 7.5 people are busy taking care of our customers and serving our communities. the extra burden from things like tracking escrow payments, sending privacy notices and filing call reports that take a month to complete all create undue stress and busy work for us. kansans know what that word busy work -- what those words busy work means. the relief of those three things alone would allow us to teach financial literacy that our schools can no longer affo

level, this includes the department of defense, the fdc, federal reserve board, the fcc, the occ, the fdic, the department of education, the department of justice, and most recently, the bureau for financial consumer protection. accordingly, i don't believe there's any shortage of regulators. the real challenge is making sure that regulation keeps up with change and technology and changes in the marketplace. in particular, i'd like to hear today whether new forms of lending to our military such as online lending present any new difficulties for enforcing consumer protections for military personnel. i'd like to know whether more can be done to ensure that our military personnel and their families receive the information they need to exercise all of their rights available to them under federal laws such as the civil members release act or scra. recently, banks settled claims under the servicemen's civil release act because they fore closed on members of the military while they were on active duty. in my view, that's the sort of problem no military member should have to worry about while over

took this step in october of 2008 through a fee-based fdic guarantee of new bank issuance. the e.c.b. could also purchase italian bonds in the size needed in the secondary market with the goal of lowering the current yield. remember, the fed bowed american mortgage-backed -- bought american mortgage-backed securities in december 2008 instantly help recover and resuscitate that market. unfortunately, right now, none of these positive developments seems likely. the news tonight from europe is fairly dismal, and i recall the collapse of german credit in july of 1931. it was that collapse that turned the recession of 1929 into the great depression. our congress right now is rightly focused on the need to cut our own spending, but, unfortunately, the news that i have seen is that the crisis abroad could become the number-one economic story in the united states as early as next month. americans should watch this situation very closely. we should encourage europe to take the actions i outlined above, and, most importantly, we should make sure that the super committee does its job

it is undoubtedly wrong now when the former head of the fdic and the former secretary of homeland securityho have seen documents that none of us have available to us can certify that there is no current threat from this organization that ought to cover an enormous amount of ground and carry an enormous amount of weight. and the president of the united states and the secretary of state must consider the current evidence and must be list this organization. in any even to -- [applause] in any even to the thousands of women and the many children and the elderly and others who were among the 3400 residents of camp ashraf are entitled protection regardless of this anachronistic false designation still accorded to the mek. even if the iraqi government seems to concede this point and ury claiming to be dealing with the camp residents, quote, in accordance with of the human rights principles of international law enshrined in the universal declaration of human rights and the international convent on civil and political rights, but in practice the current plan to close the camp are a death warrant di

this includes the department of defense, the fdc, the federal reserve board, the scc, the occ, the fdic, the department of education, the department of justice, and most recently, the bureau for consumer financial protection. accordingly, i don't believe there's any shortage of regulators. the real challenge is making sure that regulation keeps up with change in technology and changes in the marketplace. in particular, i would like to hear today whether new forms of lending to our military such as online lending present any new difficulties for enforcing consumer protections for military personnel. i want to know whether more can be done to ensure our military personnel and their families receive the information they need to exercise all of their rights available to them under federal laws such as the service members civil relief act or scra. recently, several banks settled claims under the servicemens civil relief act because they currently fore closed on members of the military while they were on active duty. in my view, that's the sort of problem no military member should have to wor

comptroller of the currency single individual, okay i've never heard we didn't have oversight over the fdic or over the comptroller of the currency. and i think that gets to the point where my colleagues told of them have said the the republicans offer consumer protection. well, if the consumers could be protected by that kind of rhetoric i guess it would be in great shape, but they can't be. and what we should be very clear on is among the major changes that the republicans are insisting on before they will come from people, a total branching out of shape of the constitution, the constitution sets forward ways to legislate and then it is a confirmation power. because the republicans don't have the power to get their legislation through, they are using the confirmation power and inappropriately to try to coerce us into a documentation, and the commission is a small part of it. the big thing they want to do is this. they want to put the bank regulators backend charge consumer protection. now my colleagues have said that from consumer protection the seem to have forgotten how to do that when

it is undoubtedly wrong now when the former head of the fdic and the former secretary of homeland securityho have seen documents that none of us have available to us can certify that there is no current threat from this organization that ought to cover an enormous amount of ground and carry an enormous amount of weight. and the president of the united states and the secretary of state must consider the current evidence and must be list this organization. in any even to -- [applause] in any even to the thousands of women and the many children and the elderly and others who were among the 3400 residents of camp ashraf are entitled protection regardless of this anachronistic false designation still accorded to the mek. even if the iraqi government seems to concede this point and ury claiming to be dealing with the camp residents, quote, in accordance with of the human rights principles of international law enshrined in the universal declaration of human rights and the international convent on civil and political rights, but in practice the current plan to close the camp are a death warrant di