. >> no, no, i was not being fecicios at all. and you have a book coming out, from financial crisis to prosperity, 20% off as well. that might foreshadow what you'll say, do you agree with eve and the atlantic that it would not have prevented it and that the hero is ben better knack sni. >> that is two questions. >> dodd-frank would have had an effect, i'm reading it in the broader sense, aware of the fed of what is going on and not so much the wall street piece of it, but the lending piece of it, the originating piece. but what would have happened, we are trapped in stag nation now what would have happened is we would have tumbled into stagnation earlier, when the historians look at this period, they will see the trouble coming with the bursts of the bubble in 2001, and what the fed managed to do was keep the thing rolling along by allowing the housing bubble and facilitating it, and it was the right thing to kdo a the time we were in. i would have been making the same decisions as a result of this, six years of let'sing the bub