not the capital. >> the 8000 people that work for the federal deposit insurance corp., how many people were on your board of directors? >> 5. we had two internal directors. a democrat, an independent. my two republican directors. they regulate. the banking system is too complicated. this has been simplified somewhat. there used to be a national bank charter from the occ, your national bank, and you are regulated by the occ, and you could have a primary markets loner regulated, you can have a state charter. states can chartered banks. if you are a state-chartered bank and not a member of the federal reserve system, you are regulated by the fda. that is the majority of banks. the fdic has well over 5000 small banks. we also have insurance functions. it is a bigger operation. the occ just regulates national banks. bank of america probably had the largest deposit. j.p. morgan chase is larger by assets. >> we have a photograph that you have in your book. a lot of the people you were involved with, you are the only woman photographed. who is in that group? hank paulsen, ben bernanke, chris,