important aspect of this is to make sure that at the local level at the state level and at the federal level there is somebody there checking to make sure that the police are following the rules. at the state and local level that may mean something like an inspector-general. >> well, mike, you are the president of the national fusion center association. do you think there's currently enough oversight and accountability or do you think there's room for reforming? >> i always agree with michael that there's always room to improve operations in the way we do things. but at the heart of things these are state and local law enforcement organizations to support those efforts. the all crimes perspective of looking at those priority threats in communities that's what fusion centers do. terrorism is one of those threats but we support many of those activities. now as far as the oversight, i agree that as we progress, that you know, beyond just the dhs assessments that we get every year, that it should be more of a unified approach and we're currently working on a national strategy document to kind of

medical malpractice reform at the federal level. imagine how much money is lost every year with unnecessary tests. those are the kinds of things that we would have done. now, ironically, this 2700 page monstrosity, obamacare, when all is said and done, according to the congressional research service who doesn't work for the republicans or democrats, you are still going to have 30 million uninsured. out of all of this disruption and all of this disruption comes a result with 30 million still uninsured. this is catastrophic failure not only for the healthcare system but for all of americans. >> can it be fixed? do you s to massage it so it would work better in your view or is that just an impossibility? >> no. this is beyond fixing it needs to be pulled out root and branch and we need to start over. with a much more targeted effort to deal with the cost. that's what this was all about causes 8 85% of americans who had health insurance and who liked it extraordinary disruption. so, it's been a catastrophe for healthcare and for the eco

francisco we think that every commission and everybody we have here has a lot of impact at the federal level but this is one commission where i feel strongly that it actually has some federal impact because of how organized we are. that's a final reason to disrupt that strong body we have at this point. in addition, what i'm hearing in about 6 months there would be some possibilities this could be some oakland maritime support servic services; is that correct >> supervisors there are 5 commission vacancies in june 2014 and those are some of the dmirgsz in that category are a little less active than the current group our talking to today and we'll welcome fresh fades. >> doesn't anybody want to make a motion. >> well i don't want to make a motion (laughter) but let me also i want to make a few comments. i came here definitely fully prepared withouta

tax increases, spending increases at the federal level. so many possibility it is difficult to disentangle-- >> is it really had a hard if millions of people have more money to spend we don't know what the effect will be? >> sure' we're talking about 300 million people and 15 million would be independentin benefitingfrom the wage increas. so in the context it will b be a small number. >> we are it will be a shot in the arm to the macro-economy, but it won't be huge. it would shift $35 billion to minimum wage workers. so the economy is 15 trillion-dollar. so it will generate jobs when those people will spend that money. but it's not a jobs program. it's a wage program. that increase, that economic activity, those people will spend that money. it will increase the amount for foods and services. who produces the goods and services? more workers, more workers will be willneed to be hired. >> and richard, help me out here. will you be less reluctant to add another worker or two on a shift if your marginal costs per hour have gone up 10% to 25%?

wage that debate will likely continue to be the focus of improving the economy at the state and federal level. stacey tisdale, al jazeera america new york. >> according to the labor commissioner, next year's $0.15 increase, brad, what is the impact of raising the minimum wage like it has been done in oregon. >> we have ten years of experience of tying our minimum wage to the consumer prize index. what that results in starting in january when we have the modest increase of $0.15 an hour that will generate $20 million in wages to minimum wage workers that will be reinvested in local economies as they purchase food and gasoline and-- >> but brad, if that's the case, why do it by $0.15? why not go $0.50 if it's such a great idea. >> well, every community has to make their own decision of what that starting number is, but oregon tied it to the increases in the consumer price index. what that does is gives predictability in the system. workers know as the price of goods increases they'll keep pace with that. and businesses who have to depend on what their next year's budget is going to be can welco

citing from states that pay more than the federal level of $7.25. >> very few are paid minimum wage. and most of them are relatively young. over one quarter of minimum wage earners are high school or college students. >> the five states with the highest minimum wage, washington, tops the list at $9.19 an hour. number two. oregon, $8.95, where one in five households rely on food stamps, the highest in the country. vermont, number three, recalculates the wage every year, taking inflation into account, and connecticut has the fourth highest, but also the fourth highest cost of groceries, and one of the most expensive state to live n illinois, $8.25 an hour, blue the strong union state has one of the highest unemployment rates in the country. how much of an impact does a higher minimum wage have on a country in in oregon, a planned increase in 2014 will put an extra $234 a year in the pockets of employees working 30 hours a week. >> i don't see any way in which that very small amount of money for a very small portion of the workforce can possibly spark economic growth. and again, those f

bat salt lake shifting to the state level, do you think kit be more successful there than the federal level. >> i think it is important that we do the most we can on a state level. >> over the last year, and again, what's most significant to me what has always been the great down fall of this issue in the past, is that no one has thought that it was important enough to put on a short list of things we need to get done. now, the people who are frightened of things that would reduce gun violence, are more threatened than ever. so we are seeing bad legislation in states. which on their face all though we have such easy access to guns in this country. >> just how much more dangerous they really make the country. there are some other states are good laws have gone into effect. what that signals is that there is greater commitment on the part of some legislatures some media and some population to doing something about it. however, because our state boarders are completely porous. and our country is so saturated with guns neither good nor bad state laws are going to do anything about directly abou

people have been talking about raising the minimum wage at the federal level for a couple of yearsc3nowfornia deciding whether or not it makexd senseu for busins to pay their own employees rather than for the taxpayers to subsidize them. and i think a $12 minimum wage will be very popular in california and put aw3 lot of pressureçó on congress to consir hing similar on the federal level. minimum wage debate. ultimately, what do you thinkxdt will come down to,u though, foa solution?i] will iwr bdk mores7woÑ %>ter o increased public pressure, -4jddq rp+e to go the legislati route? through referendums, through 4÷k initiatives, throughq local cit council measures? >> i think there's a mix. we need a higher national minimum wage, the senate will be debating $10.10 an hour. that makes sense nationally. which also given the economic difference between çóstates, an in urban z]areas, cities like s francisco, seattle, san jose,çó other places looking to have or will raisexd the minimum wages stronger unions. and if we look at what's happened in terms of some of the decline in wages in this cou

, that debate will likely continue to be the focus of improving the economy at the states' and federal level. stacey tisdale, al jazeera, new york. >>> it's official. banks can no longer make risky, speculative trades. on tuesday five regulators approved a volcker rule. it bans banks that take federally insured deposits from engaging in trading. there are some exceptions, but it's a major step towards changing the culture of risk taking on wall street that contributed to the financial crisis. the 900-page rule doesn't get into effect until july 2015. it attempts to protect main street by requiring banks to prepare pay packages that don't reward risky trading. this is the time of year that pay is very much on the minds of wall street, because we have now reached bonus season. this year wall street bonuses are expected to rise 5% to 10% on average, but jobs that involve taking big risks which used to pay the most and which some critics blame for tanking the economy are no longer reaping the biggest rewards. pa tricia has the story. >> it's the big payday that fattens wallets on wall street and

. >> and in fact, by next year, 21 states will be above the federal level, be uh the big question, is it really helping their economies? >> when you see images like these, it's easy to understand the emotional argument for raising minimum wage. but many rejectedders argue that the length between minimum wage and economic stability is overblown, siting evidence from states that pay more than the federal level of $7.25 an hour. >> very few people are actually payed the minimum wage, only about 3% of the work force. moist who are paid are relatively young. other a quarter are high school or college students. >> the five states with the highest, washington, known for its strong union activity tops the list at $9.19 an hour. number two, oregon at $8.95 for one in five household rely on food stamps, the highest proportion in the country. vermont with the third highest at $8.60 an hour, recalculates the wage every year. at $8.25 an hour, connecticut has the fourth highest minimum wage in the nation, but also has the fourth highest groceries and one of the most expensive to live in. how much

why this one on the federal level?he people involved that -- the victim here was an elderly blackman. the motive -- the racial motive seems very clear. the only thing that makes this case a little bit more difficult is apparently the defendant has a history of mental illness. now for me the real issue is even if there isn't a racial motive here, when you walk over to some person and just knock them down for sport, that should be a serious enough crime whether there's a racial motive or a motive to go after somebody who's elderly or any other protected class. i don't think we should diminish the seriousness of these crimes even if it's done randomly or not for a racial motive. when it's done for a racial motive obviously it exaggerates the seriousness of the crime and brings in federal authorities as well. >> what do you think? hate-based crime -- or laws like this good or bad, paul? >> the jury's very much out on it. the idea behind it was that it would sort of send a message that society won't tolerate picking on peop

and i think they'll get the issue at the federal level and i think they'll have some actual policy victoriest the state and local level. but i think when you talk about, you know, voters getting energized about income inequality, i think really what that is for the electorate is they're energized about the fact they're not seeing economic progress, even if we're coming out of a recovery. and i think the minimum wage and unemployment insurance, while there are issues where the democratic position is popular, there are also issues where a lot of middle class voters are not directly personally impacted. some are. but i think a lot of people view, for example, the minimum wage is an issue for the poor and not middle class. so i think the president would be politically wise to ware this with other initiatives that would have impacts up into the middle of the economic spectrum, a broader agenda at increased income equality. >> i'm going to push back. a lot of people know someone who would be very much impacted by an increase in the minimum wage. and for a lot of families, they are barely hanging o

failed because it couldn't be done mostly republican filibuster since the no new efforts at a federal level like gun reform and nothing new in the way of addressing mental illness or inequality which are known drivers of this sort of violence on a state level however there have been a handful of states that have passed over gun control laws including banning assault rifles banning high capacity magazines applying all gun buyers to go through background checks but that doesn't mean that gun reform are still aren't out there fighting the fight they hope that twenty fourteen they might see something get through congress and change of subject kevin again fracking all anti fracking campaign is going to one hundred percent progress is what has been a big can set in america as they could said a lot of countries around the world american crude oil production is expected to break the country's old time record in three is partially because of fracking is controversial way they get it out of the ground the gas and oil one of the main concerns we've been talking about it at length but just sum up for u

and michigan, 23%. >> insurance is regulated on the state level, not the federal level. so that means insurance companies have a lot of leeway in how they can adjust rates based on your claim history. >> experts say the smartest thing consumers can do when it comes to minimizing premium hikes do not file claims for a few hundred dollars. they're not usually worth the higher cost. it's important to shop around and ask questions. many people are surprised to find out that they qualify for discounts. being married or being a good student even some professions like being a teacher or doctor come with car insurance discounts. you got to be proactive and ask for these. >> and take a proactive approach to taking care of your baby. stacey disdale, al jazeera, new york. >> insurance companies don't want you to know that it can be cheaper if you don't call them, carl, good to see you, thanks for being with us. when do you make the determination and how do you make the determination of when to call your insurance company for? >> i think it's aa combination if you know what your cur

a sliding scale in proportion to household income up to 400%, up to 400% of the poverty -- federal poverty level. above 400% of the federal poverty level, no tax credit, right? the marriage penalty results when a spouse's income causes an otherwise eligible individual to no longer be eligible for the subsidy and could cost the married couple and their household in excess of $10,000 a year in lost subsidies versus two individuals who are cohabiting but not married. so let's go through an example. according to the kaiser family foundation, help to the kaiser family foundation's health reform subsidy calculator, a 62-year-old individual in a high cost area who earns $46,000 a year, which is equivalent to 400% of the federal poverty level, would be entitled to $7,836 in a government tax credit. $7,836 in a government tax credit. however, if the same individual earns an additional $22 or $46,000, $22 a year, just over $46,000 a year, which is 100% of the federal poverty level, they lose the entire credit, they lose the entire $7,836 credit. similarly, any married couple that earns more than $62,000,

it's only been a few short weeks but we've got a full report for you today at the federal level we noticed that the house of representatives passed a 2 year budget agreement which reduces the likely hood of another shut down which is always good news and shows highway programs however will not be subject to can you cuts. it is positive. at the state level cap and trade discussions continue. the legal hurdles have been cleared or 2 of them have been cleared and there also appears to be an expected state budget surplus so renewed energy and see if the governor might be will to repay some of the cap and trade funds so we'll continue to work with the san francisco city family and folks around the state on that effort. here region ly the cap and trade discussions will be happening tomorrow at mtc continuing on the framework that was introduced last month that we discussed in my last report talks about a very significant investment in the 3 major transit operators bart and muni and ac transit and the change since that time has been a proposal to change the core capacity formulas to savor some of

the american indian and the surrounding community for 41 years we work at the local, state, and federal level an encoder member in an indian orientation in wisconsin. she works on a variety the health and wellness programs serving the american indian you community that has become here extended family. she's currently the director of the community indian services in oakland on the other hand, and we're going to watch a video about her right now. ♪ ♪ ♪ >> everywhere you go, you know, you could be involved. you know, i'm a native in northern wisconsin but it's clear wherever you go there has to be a way to relate to aunt and unldz and being adapt many times over by different women especially here that function like an urban grandmother you have the strength to go to. i would absolutely feel lost in the bay wear especially held up by those phenomenal women and grandmothers that were i think our community is an unsung community. so i guess that's how i look it. but i wish our whole community could be sang so if one individual can help uplift the visibility of the community that would be the bay ar

but at the federal level, there's now been a sea change. as gretel, and see if you have data on hand to define eligibility. if you. and even if we know you're eligible, go through an op is to kel case. that's where we say you have the highest lefvels of government, and you have the folks further down that are doing great things for consumers. >> i want to expand but also add to what stan said. i think on the question about maximizing rome, i want to make sure we distinguish between expanding and maximizing enrollment. i think south carolina's governor has done a great job in terms of expanding, right? we are going to ensure that, 93% of the fpl for parents who are eligibility as we can to make it happen. i think that theme of good government and promoting efficiency is what has helped many of our states sell this. >> to their leadership. >> and i see nods and i know that's not the case. good government is something everyone can get behind, and it should be something that should be a model for all states. in terms of the minimizing errors, w

happen -- >> it needs to 457 at the federal level as well, richard i know you want to jump in. >> , i couldn't believe with mark more. homelessness very much happens at the row call level, and it does take all of those stakeholders, whoing together. the challenge is that you have many different organizations. you have the business community, you have government on the other hand, all working at different pups and i think what we have seep to be effective is making a difference, and bringing their numbers down, is really where they are all working together towards the same goal and rowing together. i think we are trying to do that at the federal government, trying to coordinate between all the federal agencies. we coordinate the work of 19 different agencies to figure out how to coordinate policy to end homelessness, and i just want to go back to something earlier, that i think the solutions really need to look t a main stream resours that donna mentioned. we need to look at the food statute program, and all of the mainstreem programs that exist as a way to end homelessness. the commun

it won't be too long, i think, before we see something on a federal level which will be good. >> laws in california, for instance, they don't put the burden on the consumer? correct? it's more on the company that makes these kind of products? >> that's right. there is absolutely nothing preventing you from throwing your device in the trash in california. it's the manufacturer selling it to you has to provide the option for you to recycle. there is no incentive unlike where they put rebates on there to insent vise people. there is no incentive at all. apple will give you money back on your devices which is nice but that's pretty rare at this point. >> that's the truth. okay. a problem that's not going away apparent. timsteins with cnet, thank you for your time. >> thank you. >> scab has seen a revolution of sorts in its film industry. the story of film has not alternates had a happy i needing. here is more now from havana. >> the latin american film festival drawing to a close in havana is a celebration of all that's achieved each year in the region but especially in cuba where making

several exciting opportunities to discuss transportation revenue and investments and at the federal, state and local levels. i want to start with the federal conversation. it is coming due for reauthorization in october of next year, conversations are already happening there is one talking about the gas tax at the federal level and trying to address the revenue question and an emerging idea is to allow the local control of funds but the fund program and we will continue to track that and perhaps call on some of you to go to washington and discuss the opportunities, and with the legislators next spring, and regionally, with the reissue of wean and her campos, and to the adoption last year as was mentioned by the chair and commissioner weiner there has

several exciting opportunities to discuss transportation revenue and investments and at the federal, state and local levels. i want to start with the federal conversation. it is coming due for reauthorization in october of next year, conversations are already happening there is one talking about the gas tax at the federal level and trying to address the revenue question and an emerging idea is to allow the local control of funds but the fund program and

. >> insurance is regulated on the state level not the federal level.o that means insurance companies have a lot of leeway on how they can adjust rates. >> reporter: experts say the smartest thing consumers can do is do not file claims for a few hundred dollars. it's also important to shop around and ask questions. many people are surprised to find out they qualify for discounts. and take a proactive approach to taking care of your baby. stacey tisdale, al jazeera, new york. ♪ >>> snow, freezing rain, nonetheless all of it is coming down. salt lake city, international airport has had some delays due to this winter weather. a cargo plain came down on the taxi way and landed but slid because of the freezing rain, so we still have a temporary delay at salt lake city airport. you can see that water making its way up into the dakotas, and boy is it cold. we also have freezing rain concerns stretching across parts of the midwest here. we're looking for some of that winter weather to make the roads very slippery. this will continue to stretch down across parts

and we need to look at what's going on in the state level, and the federal level. they're all complicity. we need to have much lower interest rate. it's criminal. it should be much lower. you're lucky if you get a 4% loan. most are getting 6.8 and higher. >> when i asked ten friends: >> zam, we have to hit a break, and quickly respond to that, i see your shaking your head. >> the problem with a lot of the vocational things, if you become a mechanic, and the market for mechanic dries up, and you have a problem, but the bachelor's degree, it's universal. and i agree with dr. vetter, a lot of people may be misguided, but right now, it's far more preferable. >> college is still a choice for a lot of people. but there's no doubt that you have to be strategic in sciences and in school and graduation. and tough questions that you have to ask. we'll have guidance for you after the break. >> my name is cindy, and i majored in buying on, and i have $30,000 in debt. >> i have a degree in television producing, and i have a debt of $60,000. >> $130,000. >> $80,000. >> $160,000.

at the federal level we've asked leaders and representatives to enact the immigration reform that relevance a quality for justice for all. we engage and listen carefully to the san franciscan immigrant community to meetings & living and breathing our daily lives here in san francisco. thank you very much for giving me the opportunity to serve as part of this commission. >> thank you. any questions? no questions >> thank you very much. >> okay. >> i think the last person is moses. >> timothy moses. >> i didn't see a timothy. >> good afternoon honorable board members. i'm timothy i'm an immigrant from africa and have been in san francisco since