and with lending still tight, ferenc says community banks might be the only ones small businesses can turn to. i wouldn't be in business if it wasn't for community banks. for first business news, i'm jackie keenan. the fdic reports the number of "problem" community banks is down, and bank failures have slowed. credit unions are catching on to consumers' overdraft habits. as fewer consumers overdraw their accounts, unions are increasing fees to 28 dollars, up from 25 a few years ago. big banks still charge the most, at nearly 35 dollars. a job market milestone has been reached this year for the ladies. women--have recovered all jobs lost during the recession. however, men are still falling behind. the labor department reports-- a record 67.5 million women are working today. that's above the 67.4 who held jobs back in 2008.as for the men-- 69 million are currently working...but that is below the high of 70.9 set in june 2007. the reason is-- women tend to work in education, health, hospitality and retail-- sectors that have made a rebound or weathered the downturn. men-- dominate jobs i