this week, we are in the process of proving an fha nominee and fbi nominee ambassador to luxembourg. but most important, the veterans bill that senator isakson will describe in a few moments. on the harassment issue, senators luntz and senator klobuchar have been meeting for some time now. senator blunt will discuss that. everyone will be able to sign off on this i with that i will turn to the author of the bill.

we absolutely need to invest in fha's information systems. fha is built on a mainframe that is over four decades old. staff at our homeownership centers still work on paper case files, creating inefficiencies and posing numerous quality control issues. mr. chairman and members of the subcommittee, last year was one of the most destructive in our history with three devastating hurricanes and destructive wildfires and mudslides in california. hud is already supporting the long-term recovery that is taking shape in texas, florida, puerto rico, and the u.s. virgin islands. clearly we have a lot of work ahead of us. since last september, congress has appropriated more than $35 billion through hud's community development block grant disaster recovery program. we've allocated the $7.4 billion appropriated in september, and soon will be allocating another $28 billion. nearly every program office at hud has staff working on disaster recovery. many of whom have volunteered to travel to disaster-stricken areas and serve on the front lines. my prayers ar

he is focusing on government loans, mainly fha.sa lot of -- with a lot of people who remind him of his past, people of loan incomes and bad credit. jason: reading the story, it is hard not to think back to the financial crisis, and a lot of the behavior that was at the core of really triggering the great recession. what is going on here, and how is it different? prashant: it is different in certain ways. one important way is that back then, a lot of these loans were not government loans. these were private-label securities. this time, it is the government that is ensuring the loans directly. they are still being packaged, exchange securities to be technical. the main difference, people have to have incomes and jobs, and it has to be documented, but then there are other ways it might remind you of the past. a lot of these people are putting down very little, sometimes nothing. fha loans are supposed to have but a lot of people are getting assistance so they are paying nothing. their credit scores are quite low. they are devoting hug

this week, we are in the process of proving an fha nominee and fbi nominee ambassador to luxembourg. but most important, the veterans bill that senator isakson will describe in a few moments. on the harassment issue, senators luntz and senator klobuchar have been meeting for some time now. senator blunt will discuss that. everyone will be able to sign off on this i with that i will turn to the author of the bill. senator isakson. >> thank you, very much. i am delighted to say that this few days before memorial day we will have this bill. this is the final piece of the mosaic was sent to angela to put together to fix the veterans healthcare. make it relevant to our veterans and use this as a force multiplier to deliver health services to veterans. at their choice. choice has been a major effort for some time we finally got it right. the veteran is in consult with the primary care be a doctor. they can choose a dr. of their choice. based on quality, accessibility, availability and strength of the veteran.care givers included peer which is critically imported for the most wounded and in

two, just knowing your kopgss, knowing what's out there, fha as opposed to conventional. you know what may work better for you as opposed to what worked for me. there's particular situations, how much help they want, where you want to move to. i'm having those conversations quite often. >> okay. >> i used to work in politics in georgia. one of the main things i saw as far as taking housing away from people was the privatization of tax collection. i was wondering if y'all have had any experience with that, if the accountable government officials just outsourced the collection of past due property taxes, then it makes it easier to avoid accountability for pissing off a big group of people that they screw over. >> i'm not familiar with that myself. >> neither am i. great question. i'm going to keep it in my back pocket for a story maybe. [ laughter ] >> anyone else? >> i'm debra cole. i was just wondering, did that exactly end the contract buying process where other homeowners going forward, were they offered regular mortgages or did it just ease the terms of the contract, a

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many cases where we require the state to replace the management teams to make sure we work with the fha to make sure proper accountability was occurring. >> he was forced to resign and pay $20,000 in severance. for crying out loud, is there anything they could've done to get him fired? >> as we reviewed each situation, we offered recommendations. >> let me ask the question to the folks who administer the program from the state level. did treasury divide -- provide guidance on the use of administrative funds? did you attend any kind of training online, in person, facetime, did you get any training? >> in nevada, the way i was brought on i was in constant contact with treasury prior to becoming -- i did read correspondence where treasury and state as well as the housing division had expressed concern. >> you did not get training, you did not attend training? >> actually, i came in the door with training because i was walking hand-in-hand with treasury because i came in after the problem was started. >> how about you miss james? >> i wouldn't say we received training, we received guidance,

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