the fha is what they rely on and there has been discussions at the fha to lower the total amount youcan get on a mortgage what is sometimes called the loan limit and basically make that program unavailable to people in the san fernando valley. please tell me this is not going to happen that you will at least keep the loan limit where it is. >> as you know there's a formula for determining the high and the low level limit. the good news for you is those loan limits are set by congress and not by hud. >> can i count on you to guide congress to at least keep the low limits for they are smart. >> i have no problem working with you on where the loan limits should be. >> i will take that as a yes and go on. there has been a source of confusion for lenders with regard to the eligibility of various down payment assistance programs particularly those that involve premium pricing. can we count on hud to issue more detailed guidance so that lenders can understand what programs and what practices are permissible and what aren't. >> thank you for asking the question because it's very important. s

a and the health of fha's -- and to maintain the fha's health. if we are to give credit to first-time low and minority homebuyers. it requires technology, and fha can no longer put up investments in the systems, some of which are built on platforms over 4 decades old. this year marks the 50th anniversary of the passing of the fair housing act. husband -- h.u.d. will rigorously continue to protect people from discretion -- dissemination regardless of their race, religion, gender --. each year, h.u.d. and fair housing partners continue to enforce the letter and spirit of this landmark law. earlier this month, i formally launched the first envision center in detroit, and announced 16 additional demonstration sites kris nation. envision centers offer h.u.d. -assisted families access to a range of support services, to move their lives into a stronger financial footing, and help them along the road to self-sufficiency. envision centers fulfill one of the basic principles that guide this administration. leveraging limited public sector resources with th

what is fha's mission? and more specifically, do you favor a more precise statutory definition for the agency's purpose and mission? >> the agency's purpose is really to stabilize the housing market. you know, it has sort of like an accordion effect. when credit is easy to get, it kind of shrinks. when credit becomes difficult and theket becomes difficult, it kind of expands. it's a very stabilizing force. and it provides opportunities for a lot of the lower-income people, first-time home buyers, and that will continue to be very much the mission of hud -- of fha. >> great. do you believe that the fha should work to its footprint and focus on borrowers that truly need the taxpayer-backed agency? >> i didn't quite catch that. >> do you believe that the fha should work to reduce its footprint and focus on borrowers that truly need the taxpayer-backed agencies? >> i think the key thing is for them to remain in that accordion position so that we keep the market stabilized. >> thanks. my time is expired. >> time

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neil: a democrat's read on this after this. three are fha, one is va. so what can you do?he's saying a whole lotta people want to buy this house. but you got this! rocket mortgage by quicken loans makes the complex simple. understand the details and get approved in as few as eight minutes. by america's largest mortgage lender. and now for the rings. (♪) i'm a four-year-old ring bearer with a bad habit of swallowing stuff. still won't eat my broccoli, though. and if you don't have the right overage, you could be paying for that pricey love band yourself. so get an allstate agent, and be better protected from mayhem. like me. can a ring bearer get a snack around here? >> you think comey's actions were unfair to hillary? >> no i think james comey was unfair to the people of this country. neil: all right, that's the president's view. a number of democrats though who came out and said wait a minute, we believe comey situation, he blocked candidate for easy pick-up and presidential election, we are the ones who are suffering from bias here that hurt us politically. let's get the

treasury has also conductedore than 100 onsite compliance reviews across the participating fhas as well as additional targeted reviews to assess systemic programmatic risks. they evaluate a number of program functions, such as whether homeowners are evaluated in accordance with the guidelines, program disbursements and administrative expenditures are appropriate, the information reported to treasury is accurate, and the hfa's internal controls are functionings intended to minimize the risk of noncompliance. treasury takes corrective action when instances of noncompliance arise. this includes, for example, requiring the hfas to re-evaluate homeowners who were improperly denied to rim duress hhf for expenditures and strengthen internal controls to prevent further noncompliance. in addition to compliance reviews, treasury also shares this committee and sigt.a.r.p.'s commitment to preventing waste, fraud and abuse in all t.a.r.p. programs and we certainly consider the recommendations in that regard. treasury responds to this in writing and our responses me orkard to address the c. ncerns ra

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if so, if you go to the private sector over here, the first scenario, what do you do with fha? de facto government agency guarantee? will they -- will there be a the fact of government agency? which scenario do you want? do you want a private sector solution with a government guarantee, which is what most people my gets a something along those lines? how do you want that to play out? do you want fannie and freddie to be transitional or wider than completely down and start with a new entity, whether that would be a secondary mortgage market purchaser? expecting if you are that the treasury will fill in some of these blanks, why did the white house come out with that report? >> it did have some info from the treasury. i would like to see more detail on it. we need to get more feedback from them and more leadership frankly. we will have some hearings this fall. i sit on the insurance of committee. i know they are wanting additional hearings. get some more info and hopefully there will be somewhere leadership from the white house to be able to write is in the right direction to see

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the big race, the winners will meet in november fha a ce to succeeds rushern ker. righ now we don't have those numbers in and available, but we'll continue to wch that throughout the night.ts ten democrare on the ballot the top contenders are prince george's county orstate'sney angela also brokes, former congresswoman donna edward, hues, math is is the loan ic republ running in that case. in montgomery county n voters are picking a potential w succesho was not allowed to run again because of term limits, so what we're looking at, robin thicker i the one republicanng r and six democrats competing in that race. they include several counsel members and businessman david blare who received theon washingtost endorsement. coming up at 10:30 h we wilave more results of some of the othe big primary races that are going a ons well sean shawn. >> thank you a lots of num wrs and namese're be talking about it throughout thet. nigh mobile app for primary coverage, we'll h ae the resultss they come in tonight. >> other news of the night right now breaking news out of montgomery

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