fha and go to higher rates due to credit issues.es moved a little lower to start this week, not much at all today. that could change this afternoon when we hear from the fed chair this afternoon. >> always curious to see, diana, for now, thanks, diana olick. >>> mortgage demand ticking up, it's the supply story that has our next guest fired up. that issue is sure to be a sticking point for the trump white house. if they can't improve the inflation picture, it could cost the gop big time. joining me is a financial services analyst at td cowen's research institute. the whole country is fired up about this. how do they fix it? >> it's a real problem. we are not building enough single family entry level homes, and even the existing stockpile, they're being upgraded because as diana said, people with low rate mortgages just aren't moving. they're making those houses bigger. we have a real supply crunch at the bottom end of the market, and without policy changes, i don't see how that's going to change? >> what are the policy changes that

in cows, expand the fha official audits, there are many different circumstances surrounding the accident which need to be jointly investigated. love is how they use a shipping up on this the final friday of the year due to, to begin at the top for more of the stories affecting your world today as we edge closer to 2025 by from the of wanted to come here since i was 12 for my grandfather and told me his mom came from russia, but we were, i was part russian. i didn't plan on staying as long as gonna look around. i was gonna see if it was for me. i like it. maybe i'll look at some properties, come back in a few more years after i'm retired and then just finish out life in russia. but then i came, and then i was like, i don't remember when i go home, that's how i felt about rush. i love it, i love it so much here that i don't even want to leave. i just want to travel around rush, i have no desire to go to any other country. the i've never been here in russia. the i've only lived here a few months, but i wanted to tell you what fascinates me about russia and share the stories of other foreign

now, when lights key evidence west and backers without my fha, can see that real negotiations a. well, that's a very good question in the there we have to speculate about what's of the likely course of action taken by the incoming president. donald trump. we have to believe the trump is jane you in any serious about one thing to bring this war to an end. and i would assume to that um, after january the 20th he will try to organize some kind of a piece, thoughts. now, he will come under a lot of pressure from the ukraine law, the in the united states, and from the brain lobby in your, the european part of may so not to engage in any serious negotiations. you know, when we heard from uh, you know, call us today say, oh, we should stop any kind of pressure on you. great. no negotiation or stop, stop trying to badger him to enter into talks with russia. so there's going to be a lot more of that. so the real question is, will drum persevere in the face of this opposition or with he just give up and, and you know, just as they did in disperse themselves, now this, this is just too powe

articles written on this in the last couple weeks it will be on the agenda, of course, we still need a new fha. it will be a while it will be interesting to see. >> interesting the conservatorship wasn't meant to be permanent. thank you. >>> coming up here on "worldwide exchange," why our next guest is calling this asset management giant up 25% year to date one of the top picks for the new year we'll show you the mystery chart coming up next at betmgm, everyone gets a welcome offer. so whether you're courtside trying to hit the over... or up here trying to hit the under. whew! or, hitting that win with your crew. ohhh! yes, see defense! or way up here with a same game parlay. yaw! betmgm's got your back. get your welcome offer. and play with the sportsbook born in vegas. all these seats. really? get up to a $1500 new customer offer in bonus bets when you sign up now. betmgm. download and bet today. >>> welcome back to "worldwide exchange." here's what to watch today the jolts report out at 10:00 a.m. eastern we have the reports from salesforce ubs holding the global tech conference in arizona

but fha and va rebuys. rebounded from the week before. fha and va might usually go to lower.onomy from feds speakers on tuesday. today, of course, more economic data, adp, jobs ism, as well as fed chair powell. we'll be listening to all of that, joe. >> maybe andrew will just ask, how many more cuts? are you cutting at the next meeting? and maybe he'll answer. >> maybe. you can wish. it is christmastime. >> remember when andrew asked elon musk, about whether he cared for advertisers. that's a format, where sometimes they just answer. diana, is there something going on globally in housing that is really scary. i've just seen some data. like things fallen off a cliff until some places. >> the problem is home prices inflated. and they inflated everywhere. whether it's new york or london. you had these record low mortgage rates during the pandemic. they fueled all of this home buying. now you have a bubble. and the big question maybe you should ask him today, is that bubble going to burst? are we concerned about that bubble in home prices. because we have no supplies still. and e

next year before the faa can embark on another whole self modernization projects, the law requires the fha to present the business case for the project to congress and ensuring that the faa conducts the analyses necessary to identify feasible benchmarks the nas, before starting the next big project pretty and the breath in the skill and the sheer number of these challenges, should cause us to question the fundamental structures and operations of the faa it is this right model for air traffic control. experts across the political spectrum agree there is a need for stakeholders to come together to discuss the path forward pretty november 2023, national airspace systems safety review team, warned by the faa, submitted an independent report the faa and to congress and focused on improving safety in the nas which included evaluating the reliability of the air-traffic organization in the nas. an administrator michael whitaker is also said the aviation community should be evaluating alternatives to instillingng the agency from political disruptions. and i agree that congress should discuss and co

bank's interface with a host of regulators, including the fdic, the fed, the occ, cfib, and fha and ftcally, it's been somewhat of a tough few years after the bank watchdogs. the regulators were perceived to somewhat be responsible for not catching those issues sooner than earlier this year, the fdic was found to have a toxic workplace culture, ripe with harassment, discrimination and misconduct. the regulators have been sued several times by the banking industry over alleged regulatory overreach. the latest is yesterday over the cfpb's overdraft rules. there was several instances where it became clear that the agencies were not on the same page. the fdic approved the acquisition of signature, but then it was the office of the comptroller of the currency that reportedly encouraged the bank to make some drastic accounting moves that surprised wall street leading to major volatility in the stock price earlier this year. another example is the new capital rule, basil 3 which remains in limbo, the agencies haven't agreed on the path forward. to be sure, and i think this is why you're seeing

loans, fha loans, usda loans, we expect those markers to do well because the products tend to have morer buyers. as a result we are going to see those markets thrive in 2025. areas with a lot of military or retired military where residents are more likely to take advantage of the v.a. loan benefits and where the market is more accustomed with sellers having more familiarity with those loan products and willing to accept them from a buyer. those are areas that are poised to shine. in colorado springs, that is our top market for 2025. that is where we spec to see the most home sales and price growth in 2025. annmarie: you brought up policies. could we see fresh impetus from this incoming trump administration and maybe the republic congress to do more on housing, affordability, building new homes? this was one of the main drivers of americans concerns. he sought and pulls. prices -- you sought in polls that rent and prices were too high. danielle: both campaigns talked about housing affordability and how to tackle it. trump talked about opening federal lands to create more land for buildin

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