with the speech of the honorable minister of financial economy affairs and the honorable chairman of the economic commission of the parliament and the chairman of central kaltami, god willing let's have an insurance policy. what you mentioned in the form of articles presented, how is it used in the implementation process? look, the title of our conference every year is insurance and development. every year we have the following topic for the occasion, and this year we are talking about technology and life insurance, amun and takaful. dear friends, what is actually in front of us is that the insurance industry must prepare itself for the presence and emergence of more technology . the topic should be in the main title of the conference and we had different panels and what we actually expected and the officials of the panels were informed is that they must explain the policy recommendations that were written in the articles, codify them and organize them into a collection and working group and then take them into the framework. if necessary , we will update the directives and directive

is no macro-financial assistance, then there will be no indexation of pensions, we have already heard from ms. sveridenko, the vice prime minister for economic affairs, the minister of economy there may be delays in the payment of social benefits and pensions, i.e. that's about that economists said at the time of approval of the state budget of the 24th year that the situation in which you... and the income is 1.7, it is extremely dangerous from the point of view of dependence on external financing and extremely large, let's say, politically motivated in this macro-financial, proper financing, and we have to understand with you that there is no guarantee that at the end of january, the beginning of february, the issue with the americans will be with the europeans. will be decided according to scenario a, there is scenario b, of course, yes, but it will also involve some money, some time, certain problems, therefore... uh, so far we are going into the new year with not too much optimism, although there is hope that the 24th year will still be more or less financed, look, mr. director, you hinted so delicately, and i know that people are naive and i always want to question, t