financial level, activity level, 3. >> thank you. >>> you're more than welcome. >> okay, that's it. okay. the next item on the agenda is the question and possible action regarding ~ discussion and possible action regarding how to handle settlement agreements [speaker not understood] enforcement process. and mr. keane has withdrawn the specific resolution, but i do think it's worth some reconduction on the policy issue. [speaker not understood] would you like to introduce the matter? >> yes. as a matter of policy, this is given staff a great deal of discomfort. the idea that we would revisit a settlement agreement we think contradicts the purpose of the settlement agreement. in particular, the settlement agreement itself contains language that says a stipulation will be the final disposition of the matter. there is certainly language that can be put into settlement agreements when we bring them before the commission and perhaps the commission doesn't think they go far enough. but to actually reopen them obviously recreate aid hornet's net in a specific case here. but we also think if

it's the aggregate, even on a financial level, puts us on an even playing field. very importantly, we need to do a better job on our side of the issue communicating to the american public what this issue is really about, which is the influence of the corporate gun lobby. that's not only boogeyman because that implies it's unjustified. it's our real enemy. we need to expose it in broad daylight what the corporate gun lobby is doing to influence the vote. wayne lapierre talked about all the dishonest in washington, d.c. and politics. the most dishonest politicians i would contend are the ones at this event. >> call it dishonest or honest. it is certainly on major display. there are a lot of gun vendors and manufacturers right there at that conference. we will be watching in the coming days and months. thanks for joining us. >> toxic waste being dumped in communities with the least power to protest. but one congressman is doing something about it. he's going to join our call to action next. i've always kept my eye on her... but with so much health care noise, i didn'

levels. on-field success has proven a financial bonanza as well. they have a 140 million euro budget for its players. no other bundesliga club has that kind of cash. some advise changing the rules in an effort to level the financial playing field. >> bayern munich has worked itself into this position over many years. it is a successful franchise. should we penalize them? it is incontrovertible. >> -- comprehensible. -- incompetence of all. >> to golf, and five birdies in a row, bubba watson has a lot to write home about from the u.s. masters. he has taken the lead, three shots ahead of the closest chaser, putting him in the strong position to take his second masters title in three years. >> bubba watson is an expert on the augusta course. the masters in 2012 and thanks to thoughts like this, he is leading again this year. >> i have been lucky enough to win here. i just have to keep my head down, the same thing i have been doing, not trying to focus on the crowd cheering for me. >> his closest challenger is john, and australian, three shots behind le

first of the financial level, the job markets.lic administration reform. >> this is italy specific? >> this is. what happens, if you look back -- the bank of italy, the panic for the correct spread should have been 200, we are now at 150. even the central bank for the spread -- this is basically pricing the expectation of reform. at the same time, there is a backdrop that knows that the ecb will have tensions. >> it has been a pleasure, thank you for your time, davide serra. that is it for "the pulse," see you tomorrow. ♪ >> this is "bloomberg surveillance." >> bnp paribas and credit suisse face criminal charges in new york. they will appear to washington for leniency. istter fails, user growth 25%, not 30%. the fed meets as america confronts a growing income inequality. is "bloombergthis surveillance." live from our world headquarters in new york. the final day of april, i am tom keene. joining me is scarlet fu at adam johnson. a busy day. here is adam johnson with our morning brief. >> overnight, german unemployment falls for a

a new survey by financial finesse says 23% of employees reported higher levels of financial stress last year. that's up from 18% a year ago. "as we get away from the recession, we're seeing less focus on the day to day problems of managing cash... worries about losing my job, and now we're seeing more of a focus on longer term issues like retirement preparation." still to come: a tech giant is banking on the success of brick and mortar retailers... plus... a ranking of the best jobs to hold. and...does recent legislation within the trucking industry have drivers taking a hike? we'll find out, after this break! the bi-partisan transportation act approved by congress and the president in 2012 is said to be driving small companies out of business. the law raises the bond requirement for freight brokers from $10,000 to $75,000. brokers connect manufacturers to truckers. joining us by skype this morning is james lamb president of the association of independent property brokers and agents-- you believe the law is causing job losses... > > right, it was the 2012 moving ahead for progess act, t

global stocks at their highest levels of the financial crisis.ng the markets are the better than estimated factory orders and solid adp employment reports documenting private payrolls in march. one mover is facebook, whatsapp has a new record of 64 billion messages in the last way for hours. back in 30 minutes. ♪ >> this is "lunch money" on bloomberg television. also streaming live on bloomberg.com, your tablet, and your smartphone. i am adam johnson. today's moving pictures -- the video is the story. and 8.2 magnitude earthquake in chile forced the evacuation of cities and towns on the northern coast, left six people dead and triggered a tsunami warning in areas as far away as hawaii. chile's president has ordered the military to help maintain order and hardest hit areas. a barricade erected by venezuela's antigovernment protesters has been blamed for deaths. the obstacle is to keep government forces out, but their usefulness is being questioned. the president says they just cause hours of long traffic jams. a&e corp. has been hit with criminal

two things, you need stability and security and there is precious little of that in the financial economic levelse have had, we have seen, anything from 65 billion to 100 billion of invested capitol fleeing the country and that is already having a very definite, practical effect on the economy. the economy is said to shrunk by a half of 1% and in this continues and there is no reason david why it shouldn't you get zero growth at the end and also get recession. and perhaps even worse, too, the big joint venture organizations that are brought in so much capital to russian business and russian investors here, we are seeing those starting to falter and the ford motor company teamed up with a russian automobile maker that got a big switch plant outside st petersburg and laid off 700 workers in the last few weeks and a direct consequences of the crisis following the annexation of crimea and must face steadily worse crisis in ukraine. >> thanks for analysis and peter sharp live in moscow. we mentioned that the u.s. president barack obama is in the philippines and now saying a new military deal signed wi

monica, when you look at what allison said, last month brought us back to these pre-financial levels sector hireings. it isn't all it is cracked up to be. >> it is an irrelevant psychological milestone. it is the same way as saying graduating from kinder garden is some sort of milestone in your academic career. it's what allison said. people move into this country, get older and enter into the workforce. just because we created the same amount of jobs we lost in 2008, doesn't mean we have absorbed the population that is here and ready to work. it is going to be 2018 before we can absorb all of the people that are looking for work that need work. a lot of the job that we are creating are low wage jobs in retail food service and frankly, 50% of the jobs we created in professional service are temporary hires. they are not breadwinner jobs that call for a solid economy. >> there is this issue of long-term employment. some folks, you wonder, are they ever going to be able to preenter the job market. it has changed so much. allison, when you are looking at today's report. is this going to

some financial guidance so she could take her dream to the next level. so we talked about her options. her valuable assets were staying. and selling her car wouldn't fly. we helped sydney manage her debt and prioritize her goals, so she could really turn up the volume on her dreams today...and tomorrow. so let's see what we can do about that... remodel. motorcycle. [ female announcer ] some questions take more than a bank. they take a banker. make a my financial priorities appointment today. because when people talk, great things happen. make a my financial priorities appointment today. to truck guys, the truck is everything. and when you put them in charge of making an unbeatable truck... ... good things happen. this is the ram 1500. the 2014 motor trend truck of the year and first ever back-to-back champion. guts. glory. ram.

collaboration with the nq and the national bank have decided to contact the city's blue to receive the level of financialthe three c of the population the special research was conducted according to the results of which forty three percent of catholics than citizens did not know that safety because it is guaranteed by the government this information was only known to six percent of the respondents. i am the new routes. for me as a representative of the national bank. these results so boring. the only about seven percent of the population uses terminals for payment of services and daisy. we all know that across the world the speaker is much higher and global shifts to cater to more transparency there is no more people use cars in electronic money the more efficient time management will be. i intended. the particulars when you're eating. what if the banks is already working with one of the largest universities of the country employees of the banker reading lectures for students absolutely free of charge. i would change depending on iraqi tv all this will include not only educational programs and television

we store our personal correspondence, sensitive records, medical information, financial information, our pictures, so the levelf intrusion that's at issue in these cases is much more substantial than we have ever seen before. >> reporter: in the two cases before the court, one involving a gang member, the other a suspected drug dealer, both had information in their cell phones that led to additional charges against the men. in the gang member's case, the appeals court ruled the cell phone search was legal. in the drug offense, the a pete court threw out the convention. she believes both searches were a violation of the fourth amendment, which protects against unreasonable searches and seizures. >> the framework of our constitution wrote that in the constitution to protect against the police going on fishing expeditions like they did really in these cases when they searched through these individuals' phones to find something they hoped would be inning creme nateing. >> reporter: the justice department disagrees saying cell phones are critical tools for criminals used to arrange drug deals, pass messages and sto

but it seems as though things have leveled off. financials in with the initial jpmorgan, the rest falls strongly, and i think that helped build some support, so i think the optimism is better this week. >> what about volatility? >> i think it will be here for a bit longer. you know, i'm looking at the vix, bakley flat on the day, but i think a lot has to do with option expiration, so can't read too much into it, but the fact this hasn't moved down leads me to believe there might be more up side. >> warren, thank you so much. good to see you. >> you too. >>> let's look at the market right now. we're up 35 points, ty, we're going into the asp at least in the green. >>> thank you very much, sue. that will do it for this edition of "power lunch." >>> "streets signs" begins now. \s. >>> hi, everybody. brian here withsh mannery is back next week. more on why the big drop seemingly that everyone is waiting for hand happened. don't believe the hype why the fight between gm and the government is heating up today. melissa. >> we are watching the market

with stocks trading near record highs, it has been near the lowest level since the financial crisis. in trading, can they remain this low? quite remain this low for a while. if you look a year ago we were at the levels we are now. >> we have been at those level since 2008. we have settled five times. at 13.sitting the unusual thing we are seeing is traders are buying, betting higher.y can move >> it is an extraordinary level of complacency. the fact that people aren't concerned now about a drop. >> you could view it as complacency. you can look at how the s&p 500 is moving. a 10 ball.g at >> that is interesting. what is the other big thing you are seeing in terms of options? >> in the front month we're months.ostly more back we have seen a lot of straddle selling. low aread stay in this for a long time. >> what about your strategy? are you on that bandwagon? >> we are the specialists. we try to stay as close as possible. when traders go to buy, they see those at a good value level. you want tol those, be careful not to sell to many. if we do have a positive jobs number, we could see

the number of private sector jobs has now come all the way back since the financial collapse and recession to prerecession levels. the problem is the population has also increased in that time, meaning more people looking for work, leaving the unemployment rate stubbornly high. many of the newly created jobs are in lower paying industries than before. >>> on wall street today, some unrelated factors drove the markets down. the dow finished off 159 points. the nasdaq fell 110. >>> this was a grim day in afghanistan on the eve of important elections in that country. there has been another so-called insider attack. the first to target journalists. an afghan police commander opened fire on two veteran associated press reporters as they sat in their car inside a base in eastern afghanistan. german born photographer anja niedringhaus was killed. correspondent kathy gannon was injured. niedringhaus won a pulitzer for her memorable work in iraq, an award she shared with ten fellow ap journalists back in '05. she covered the war in afghanistan since it started. these are some of the remarkable imagines she captured there

at this point point it does not look like it's going to hit the defense level or financial institutionsbut nobody should be complacent at this point. everybody should be running to see if does it effect our security in any way. >> very good. we have you on "techknow." i'm hiring now. that's a good conversation. she's privacy data and security expert. have a great weekend. thanks. she already has a job. >> you're going into management, too? >> i know. >>> in politics diplomatic leaders are continuing their effort to depict their republican party as racist, zenophobic and against women. >> reporter: putting the republicans on defensive over equal pay for women and attorney general eric holder saying that the administration is treated harshly because of president obama's color. >> i think race has something to do with the immigration bill. i've heard them say to the irish, if it were just you this would be easy. >> republicans including john boehner called the race claim absurd even top republicans get the politics here. democrats phrase an enthusiasm gap right now among supporters they'll

short break. ♪ [ banker ] sydney needed some financial guidance so she could take her dream to the next level we talked about her options. her valuable assets were staying. and selling her car wouldn't fly. we helped sydney manage her debt and prioritize her goals, so she could really turn up the volume on her dreams today...and tomorrow. so let's see what we can do about that... remodel. motorcycle. [ female announcer ] some questions take more than a bank. they take a banker. make a my financial priorities appointment today. because when people talk, great things happen. make a my financial priorities appointment today. predibut, manufacturings a prettin the united states do. means advanced technology. we learned that technology allows us to be craft oriented. no one's losing their job. there's no beer robot that has suddenly chased them out. the technology is actually creating new jobs. siemens designed and built the right tools and resources to get the job done. >>> welcome back. check out lockheed and martin. the defense department has approved the first transatlantic flight of the f-35

encourage them so to make them it does a disservice by making it harder for financial institutions to go in there. the level i think in your report you said that only 9 percent of formula retail were by category i guess under 50 stores and then 75 percent had of the formula retail over 50. then there's i guess there was a separate category for franchises i'm not sure how that read it sound like a dividing line 11 or 12 for our locally growing first name is if their successful at all at the rapidly surpass that so the bar a has to be higher but it makes senses. and then i'm hearing that you know the consideration of companies that might be international and not in the united states are not having over 12 in the united states but the point was well-made we want those to come to san francisco first, because it will draw people from outside of san francisco to go to the stores because we have a large international population in the bay area so if they hear about one on fillmore or downtown they'll go where ever we can the product is we shouldn't restrict those to have them in the educate they have to have enoug

financial offices. the controllers, the mayor's budget office and the board of supervisors budget office and all have collaborated on this report and that i say joint report for that reason. at the highest level, the report shows an improving financial picture over the next 4 years versus the on the look a year ago and over the last several years but with challenges we maining. -- remaining and we've seen in the most recent years. expenditures leading to growing shortfalls in the 4-year period as you go. in the summary slide we projected at the time of the preparation of this report approximately $67 million general fund shortfall in 14-15 growing to $133 million in the year after and 282 and 339, the years after that. this is a cumulative projection. so the extent that the mayor and the board use on going solutions for the balance is worth remembering that it has a rippling effect. example as required of the budget. $15 million in on going solutions were used, it would reduce each of the subsequent years by $15 million. that very high level we are walk through some of the details. the report is available on all of our websites and there are copies here for members of the public. >> good afte

levels. a lot of the regional names in particular pop up on my screen. regions financialcall that a technical meh, and fundamental don't own the stock, not a boost of confidence. >> and he took over for your buddy carter wirth. >>> be sure to check out the online edition part of our partnership with yahoo financial. >>> coming up, they are redesigning the s.a.t. questions again. we will give you a sample question and tell you why they're doing it. >>> airline stocks did great in bad weather. why are they well off their highs in good weather? before we file or flight plan, let's go over to kelly and bill on what's coming up. >> yeah, we're looking at stocks rallies for a third straight day. should you be worried about a deeper correction? >> also detroit now auctioning off abandoned homes online for as little as $1,000 a pop. could it be a dream deal or nightmare, especially for real estate investors. >>> google, ibm, american express, all on tap, all going to release their earnings. we'll have instant analysis as they hit. >> before that, it's the final hour of the tradin

before we were experiencing our financial difficulties was at that maximum level, identified in the ~ ordinance the board adopted, that $5 million level. we have seen it drop down to the $3 million level in the 11-12 program year, and down to the 2 million. at that time was when we were asking the general fund to pay more so that we would have sufficient revenues to cover our costs. and then you can see reflective of the supervisor's comments, we did increase the appropriation and brought it back down to what's been in our ten-year capital plan since the 2011-12 time frame, the $2 million level. the program by ordinance is a ten-year program. so, it appears in our ten-year capital plan, funded going forward at that $2 million level until 2018. >> before you move on from this slide, i want to point out one thing which i think you know and i want to mention this to our colleagues. in february of 2013, go solar san francisco had actually run out of its $2 million funding. >> right. >> and essentially the program ground to a halt. ~ and there was a significant, significant advocacy campai

financial companies have been reporting all morning. goldman sachs beat investment banking, jumping to the highest level of revenue since the financial crisis today and what xls do we see on the financial spider? >> it is hard to lump them together. morgan stanley is doing well with the weight of the ipos now, and other banks like wells fargo, there is some weakness there. trading atr in may, 15,000 times earnings -- it was a cellar, probably blocking the longtime position. we saw some action in the 182150 calls. right now people are taking it smart and selling some calls to protect their long-term division in the xlf. >> we are waiting for the chinese microblogging website to start trading at 10 a.m. this morning, it could come any minute. also interesting, speaking of banks, the company went public yesterday and the price was at the low end of the range. there is a trade you want to talk about with netflix. break it down. >> earnings will be out on monday and we have a completely binary trade. i amng at the april limit, looking at the numbers and i find -- i am looking for a 280 base. selling two april 2, $275, this does not seem like a l

and the other driver credit will have difficult to keep at high levels. financialonditions are tighter. the global market is not a support. so i would say that, yes, these countries really have to find other sources of growth. meanwhile, as growth stays low and currency is on the weak side, interest rates are higher. there will probably be more corporate defaults in several countries. and in the places with the leverage rate, every country is different. >> always good to see you. thanks for joining us. now, miley cyrus has managed to twerk her way into a sanctions dispute. one of her concerts may violate u.s. sanctions in russia. the problem is it's owned by a finish holding company which is controlled by three russians who are on the u.s. sanctions list. like nation, which booked the venue for cyrus and a whole venue of other stars should theoretically be barred from completing any transportations with the arena unless it gets special permission for the u.s. treasury. anyway, which pop star do you think should be banned from playing in your city the? why? because

them and you and the national bank have decided to conduct activities aimed at raising the level of financial the three c of the population the special research was conducted according to results of which forty three percent of catholics that citizens do not know the tt because it is guaranteed by the government. this information was only known to six percent of the respondents. i think our language for me as a representative of the national bank. these results are worrying only about seven percent of the population uses the terminals for human services and daisy. we all know that across the world the speaker is much higher and the bush it's dictated more transparency there is no more people use cards and electronic money the more efficient time management will be. bennett. the cute cute what the banks is already working on a pillow or just universities of the country. employees of the bank or reflectors for students absolutely free of charge. i need to get all this would include not only educational programs on television and radio but also their scholarships the active work will be conducte

miralax. [ banker ] sydney needed some financial guidance so she could take her dream to the next levellked about her options. her valuable assets were staying. and selling her car wouldn't fly. we helped sydney manage her debt and prioritize her goals, so she could really turn up the volume on her dreams today...and tomorrow. so let's see what we can do about that... remodel. motorcycle. [ female announcer ] some questions take more than a bank. they take a banker. make a my financial priorities appointment today. because when people talk, great things happen. nobody ever stomped their foot and asked for less. because what we all really want... ...is more. there's a reason it's called an "all you can eat" buffet. and not a "have just a little buffet". that's the idea behind the more everything plan. it's more of everything you want, for less. because, c'mon. no one ever takes the second biggest cookie. get more with our best plans on the best network. for best results, use verizon. wanna play? [announcer] a healthy dog is a playful dog. [dog] let's do this larry! [announcer] help him k

nutrition in charge™. [ banker ] sydney needed some financial guidance so she could take her dream to the next levelked about her options. her valuable assets were staying. and selling her car wouldn't fly. we helped sydney manage her debt and prioritize her goals, so she could really turn up the volume on her dreams today...and tomorrow. so let's see what we can do about that... remodel. motorcycle. [ female announcer ] some questions take more than a bank. they take a banker. make a my financial priorities appointment today. because when people talk, great things happen. >>> time for the trenders. be a part of the ed show team. follow me twitter and on the radio noon to 3:00 p.m.. here's top trenders. number three, monkey business. which i am ban which i achimpan are the loose. clever chimps make a break for it at the sckansas city zoo.two. soul survivor. >> dramatic moment during a speech in las vegas. >> a woman in a cocktail dress hurled something at the former first lady. >> i didn't know solid waste management was so controversial. >> and pundits turn heel. >> reminding us of a 2008 incident.

financials are trying to rebound a little bit today. but once we break through that 1,890 level rkt i think we take out 1,900 quickly. to joe's point, if you're going to sell the market here for may, you better be ready to get back in at some point and know the right entry point. >> real quick. real quick. i don't know if energy takes the lead, but it's been leading and it continues to lead. that's explosive to the upside. look at exxon mobil, chevron, all of the names, baker hughes. energy at 52-week highs on the xle. it's not that they'll take the lead. they've had the lead, they'll continue with the lead. >> we do have two big market voices joining us today. keith banks is president of u.s. trust. it has $378 billion in client assets and joined by one of the 25 most powerful women in finance, according to american bankers, sunni hartford, head of markets for north america at citi. welcome. we'll start with you. what's your outlook as we head further into the spring and towards the summer? >> i'll follow up with what you guys were saying. what's u neck about this may is where

financial markets. secondly we instituted a weekly discussion at the highest levels of the fund staff to make sure we are looking every week at developments to make sure we understand the trends and the interactions between economic policy, economic fundamentals and financial markets. and third, most important in a way, is we developed something called the early warning exercise which is a means in which, in a confidential forum, we can have a discussion with senior policy makers about the potential risks that -- and we emphasize risks, the idea that if the -- if things were evolving in a way that had not been anticipated and were potentially dangerous, how could we recognize that happening. and what would we do about it if we did recognize that happening? so we have that discussion, and previously we'd had the problem that we did not have a forum for holding that kind of discussion, now we do and it's continuing and hopefully it's continuing. >> john, do you think this data will give the imf better early warning systems for kinds of terrible events we see once in a while? >> it's possible and let's hope

0.9% apr for 60 months on tdi models. [ banker ] sydney needed some financial guidance so she could take her dream to the next level we talked about her options. her valuable assets were staying. and selling her car wouldn't fly. we helped sydney manage her debt and prioritize her goals, so she could really turn up the volume on her dreams today...and tomorrow. so let's see what we can do about that... remodel. motorcycle. [ female announcer ] some questions take more than a bank. they take a banker. make a my financial priorities appointment today. because when people talk, great things happen. nobody ever stomped their foot and asked for less. because what we all really want... ...is more. there's a reason it's called an "all you can eat" buffet. and not a "have just a little buffet". that's the idea behind the more everything plan. it's more of everything you want, for less. because, c'mon. no one ever takes the second biggest cookie. get more with our best plans on the best network. for best results, use verizon. >>> severe weather forecast for the nation and some areas seeing damaging storms. there are multipl

financially companies are in fantastic shape. debt levels are quite low. cash flows are strong.f you're searching for that income, people are grabbing. people are searching for yields. >> now, earnings to look at today. first of all, we're going to get tech giants yahoo with investors ahead of that ipo. intel follows suit shortly after. their optimistic about the chipmaker as the company finally starts to make the transition to tablet and mobile. and wednesday, the focus is shifting to google. shares split and ibm and these shares defy and are up 8% in the last month. joining us with her thoughts, hillary cramer, chief investment officer at aig. what do you think about yahoo? this is a company going through a major transition. they're turning into it in a content company. the value of the stock is less than the value of the stake in the rest of the business. what do you think? >> the issue with yahoo is that the business just hasn't been able to make the end roads and grow the way they have laid out the strategy. there have been too many distractions, too many management changes

. ♪ [ banker ] sydney needed some financial guidance so she could take her dream to the next level.o we talked about her options. her valuable assets were staying. and selling her car wouldn't fly. we helped sydney manage her debt and prioritize her goals, so she could really turn up the volume on her dreams today...and tomorrow. so let's see what we can do about that... remodel. motorcycle. [ female announcer ] some questions take more than a bank. they take a banker. make a my financial priorities appointment today. because when people talk, great things happen. salesgets up to 795 highwayal is the passamiles per tank.sel make a my financial priorities appointment today. salesperson #2: actually, we're throwing in a $1,000 fuel reward card. we've never done that. that's why there's never been a better time to buy a passat tdi clean diesel. husband: so it's like two deals in one? salesperson #2: exactly. avo: during the first ever volkswagen tdi clean diesel event, get a great deal on a passat tdi, that gets up to 795 highway miles per tank. and get a $1,000 fuel reward card. it's

. >> congressman decided that to add financial studies we've had a level, and make a response in 2001hat these "inaudible"ñr >> i'm not sure i understand what he said i don't have fort hood as a target. >> did he have any family? the soldier is marryed and did have family. we're in the process of notification. >> where did the victims go? >> i do not know that. to our knowledge one weapon, 45 caliber smith & wesson. if i said nine mm, i misspoke. i don't know how much ammunition. >> what normally goes on in that buildi building? >> it's administration building. >> how far apart are they? >> not far way from each other. the 49th transportation ba tallin, yes. would have gone to that for administration purposes. that is his unit. i did not say his rank nor name. i'll do that when his family is appropriately notified. >> he was undergoing behavioral health and psychiatric treatment for depression and anxiety. and a variety of other psychological issues. >> he was not assigned to wtu at the time. >> what she did at that time, she did her job and what we'd expect of a united states army mi

. ♪ [ banker ] sydney needed some financial guidance so she could take her dream to the next level. talked about her options. her valuable assets were staying. and selling her car wouldn't fly. we helped sydney manage her debt and prioritize her goals, so she could really turn up the volume on her dreams today...and tomorrow. so let's see what we can do about that... remodel. motorcycle. [ female announcer ] some questions take more than a bank. they take a banker. make a my financial priorities appointment today. because when people talk, great things happen. carsthey're why we innovate. make a my financial priorities appointment today. they're who we protect. they're why we make life less complicated. it's about people. we are volvo of sweden. >>> what the heck is happening with micron? symbol moo. maker of dynamic random access memory chips as well as nand flash chips follow a pretty familiar pattern. there's nothing really p propriotary or special about the chips. whenever there was too much supply, prices would get crushed and micron would be a dog. that's why this stock was su