but other than that, the word finif in ancient latin means end. i was wondering in english, the word end has two meanings, it means final step, but it also means purpose. what are your ends, what are your goals? i found in a old latin classical latin dictionary it had exactly that double meaning in ancient fine. finif meant goal, purpose and so i think what i'm thinking that is finance -- my definition of finance is it's about financing activities. making things happen. that means allowing people to achieve their goal, if you democracyize finance, different people have different goals. some are religious groups some are hospitals. you know, some people want to see scientific progress different people have different goals. we want to make it possible to achieve those goals. so another example, i mention this in the book, you have a child who was handy capped and the child is going to live longer than you. you want to protect the child. what are you going to do? the child is unable to take care of themselves. you want to create a trust. you can go t