they're subject to senate con flir nation. they're not picked. half the votes don't come from groups that are dominated by labor unions. that's the analog to the fmoc votes from regional presidents. >> mr. frank, i still have a little time left. on this issue of mr. diversity on the board i talked about professional diversity. it seems like there's been a lack of ethnic and racial diversity, too. do you think that, you know, including more voices from consumers who are and from urban areas, rural areas, people whoef dealt with hard hit neighbors, neighborhoods with forclosure, do you think these kind of experiences -- >> i think that would be good on the board. but even with that, even if i picked the boards personally, i wouldn't want them voting on federal government policy. i do not think that private citizens should pick other private citizens with no intervention from any electoral process. no appointment, no confirmation by the senate. it's really as i said anomalous for people who believe in democratic self-governance. yes, i would like to