under folkestone to get to the doctors less. they incur les cst. is to try to get yng folks into the exchanges, io the insurance ros with employers. hor, we also see that some of the pricing is indicative that prices for younger folks are going to rise. they have been rising. tually,hey rise as the increase in thosender 30 have been the highest of any age category. we think this of the strategies of the pricing i the excnges is actually goi t tilt u it is going to be very interesting. gerri: your prediion is that we may not get these young folks to play along. >> our prediction s hat this fos group, this is the ultimate focus group of those under 30 who are targeted would -- by this program. the kimmel wit the study a few weeks ago. they heard it is subsidized. there will be a grand awakening this fall when they're forced to buy insurance to pay a penalty, and is going to be pretty interesting to watch. gerri: thank you for coming on. great to see it. >> thank you. gerri: when we com back in the report shows you why some of your favorites delays sh