commissioner follansbee, no. commissioner sass, no. thank you. >> it fails. >> five to one, yes. >> that's called an airing of views. >> item 4, action item, approve kaiser rates and premium contributions for actives and early retirees. aon hewitt hewitt. >> we are going to have, i'm sure, a recess moment while people clear the room who have heard enough of this and wish to go about their daily affairs. if you will give them a moment. >> good afternoon again, aon hewitt, actuary. you have before you the standard package presented each year relative to the program for kaiser permanente and their rates for 2017. as you know or are newly aware of, for newer people, kaiser has been under a two year rate guarantee where they lowered the rate in 2015 and did not increase that rate in 2016, so this year they have offered up their best set of rates for what they want to charge in 2017. and so i also want to let you know when we set a rate, in addition to the rate we are going to review, the rate parts that are presented and hopefully approved,

commissioner commissioner follansbee, present. commissioner sass, present. >> with that we'll move to item 1.