follansbee. >> part of the problem was sutter insisted you could not deal with each campus separately, you accept one, they all had to be part of the network and you have managed now to either carve out or whatever term you want to do, some sutter centers without forced to use all of them. >> that is correct, that is correct. 100% of sutter is access plus. 100% in the p.p.o. as well, two name brand networks we have, that is correct. this is an exception. and if we think back to my first slide, it is disrupting the marketplace, it is creating competition, and it is creating change, and at the same time, it's improving outcomes and making plans sustainable and affordable. so, there will be bumps. this is really positive news. it's a difficult balancing act. >> i understand. thank you. >> along that line, to continue along with the provider partner update, moving on to slide five. oh, we did have our utilization management, we had a series of very in-depth meetings around claims, basically, and how the risk and the claims are performing. and i wanted to go over a couple highlights. the m