whether it be divorce, medical bills, repossession, forclosure or bankruptcy, we believe that every single a second chance. that's the automotive lending philosophy we take at us auto credit. so everything was going great and then i slipped and fell in a restaurant. i had to have surgeries. those surgeries led to medical bills. the medical bills led to debt, a lot of debt and repossession. so i needed a car. man, they repo'd my car, can you believe that. me and my lady in the house, having a good time, made it a blockbuster night. i get up, go get her some popcorn, look out the window, my car right there. i come back, car gone. i said to myself, somebody playing around. that's right they repo'd my car. i called us auto credit i got to choose my payment and no money down; i got to get in a brand new cadillac for $299 a month. thanks us auto credit you really hooked me up. but thank god for us auto credit. they let me choose my payment, zero dollars down, and that's right, 99 dollars a month. what do you got to say about the now repo man? me and my lady we back on the road again, back on the