every morning they squeeze into her ford fiesta to go to school, buckled up, bookbags on their lap. it's busy but also a blessing. it's the first time cochran has ever been able to afford her own car. >> i will give you your snack money so you don't lose it, guys come on. >> reporter: the lease on the car is $424 a month, insurance is another $89 cochran said she's just able to cover it with the $500 a month she gets from the child tax credit, and she's got that math memorized. >> i'm a grandma and i'm on fixed income, so every penny matters. >> reporter: the covid relief package that democrats passed earlier this year boosted the benefit to $3,600 for children younger than 6 and $3,000 for kids ages 6 to 17. in addition, families also started getting the money monthly instead of at tax time so far, the government delivered roughly $93 billion to cover 61 million kids but today is the last monthly payment, and grandmas like cochran have a warning for washington -- >> losing more than half of my income puts us in crisis. >> reporter: democrats want to extend the benefit for another y