foreclosures are expensive. and fighting them has costs.ou need to make sure you understand every penny that you're told you owe and why do you owe it. now, there is some good news when it comes to mortgages. back in april 2016, fha decided to make it a little easier and not as strict on lenders. but that's controversial. and here's what i mean. as we've read over the years, many lenders got in trouble for bad loans. and they've been paranoid, very paranoid, about giving money to anyone. and any little mistake that was made by a lender, fha would penalize them severely. so what they've done is, if the mistake that was made by a lender in no way would effect somebody qualifying for a loan, life is good for the lender. but what we think is gonna happen is the lender will not work under a fear of penalties any longer from the fha. and that's important. what's important to understand is, when you decide to buy a home, go to a mortgage broker. have them explain all the new programs that are out there and also some of the changes in the fha insur

a lot of tenants were victims of foreclosures.ey to people over the years, and then, all of a sudden, they got a foreclosure notice, and they were thrown out of the house. there has to be a certain amount of time given to the tenant before they get thrown out of that house. so, those of you who are tenants that are living in a home, go through a realtor. have that realtor check as best as they can if the homeowner is current on their payment. the bottom line is, whether it be the homeowner or the tenant, do your own due diligence to protect yourself. i've got more tips for both tenants and landlords at the end of the show. but up next, i'll take you some place cameras are not usually allowed -- inside isleworth, central florida's most exclusive community. [ woman vocalizing ] how do you win at business? stay at la quinta. where we're changing with stylish make-overs. then at your next meeting, set your seat height to its maximum level. bravo, tall meeting man. start winning today. book now at lq.com start winning today. my "busine

." >> they were able to convince fannie mae to rescind the foreclosure because they should have qualified for the loan modification. >> we got the pre-trial fannie mae. the pre-trial fannie mae was supposed to be set up to help us to get started if we met the criteria -- >> get started for what? >> to get a hamp program. >> okay. >> they had to go to court to get the deed transferred back and get their home back in their name. fighting this drained every penny they had. they had garage sales to raise money, even moved in with a friend and rented out their house. >> we sold our cars. we sold everything just to survive, to pay our attorney fees as well as the mortgage. >> to recoup some of their cost, well, they sued for wrongful foreclosure. but they lost. they got their home back. and they thought they were back on track until they started getting their mortgage statements. >> we were so excited until we opened up the statement. >> they get a delinquency statement with other charges, more than $1,400 per month, listed as unpaid.

we file lawsuits for mortgage related fraud and wrongful foreclosure. it's illegal to close someone while they're in modification review. this is a new law that was passed with a group of new laws collectively called the homeowners bill of rights. >> give me an example. >>> welcome back to mornings on 2, local law enforcement agencies say federal immigration officials have not given them any information about a planned sweep in the bay area, earlier this week, it was reported that they're planning a major raid in northern california and plans to armor than 1500 undocumented immigrants, a spokesman in san francisco would not confirm that a raid is in the works saying we don't speculate on future enforcement actions. >>> dianne feinstein said they wanted to be briefed on any major immigration changes on san francisco and cities. california is being targeted because of its status as a sanctuary state. and retaliatory raids would be an abuse of power. and any operation should target dangerous criminals. >>> john kelly told lawmakers that president trump was

and i also think that in a case of foreclosure, instead of foreclosure, why not sell the property in an upmarket, which seems to be the case -- on behalf of the homeowner, pay everybody off, let the homeowner scale down and get lesser funds so they can start again. these people, their future is ruined. >> supervisor safai: i just want to remind members of the public to speak on the item that we're speaking of here, this particular charter amendment. otherwise i have to cutoff your time. please proceed. >> good afternoon -- thanks. my name is reese isabel. i'm on the friends of the san francisco public library board. been on the board for a few years. and i want to follow up from something you actually just said a few minutes ago and read a quote from the controller's report, which is all of these mandatory charter baselines were placed on the ballot by the board of supervisors except for the library veservation fund and children's fund which were placed on the ballot by initiative petition. so not to say that the library fund came from the community and came from the voters, but it s

cooper mentioned with the lowest foreclosure rate into delinquency rate that is an indicator of the safety and soundness of the program and as i'm in and in my opening statement the actions we've taken over the years to ensure that we continue to have this te performances is exactly what we need to do for the issues today. it is true that the program had delinquencies and that is a testament to the va and a testament to the deal that officers and folks made themselves. it's a strong sense that this is a benefit that we have to continue to earn a type performing on the loan. we have some lenders who don't seem to be living up to that as well. there's a couple of concrete ways, first as not we wrap up the mortgage-backed security and our recourse meaning of a lender fails on time we have to make the payment for them, whether the borrower makes it or not the borrower fails to that is what oudo this withour guarantee is. the asset that we have recourse to in that case an institution feels. when we have the speeds that are inexplicable by any economic measure whatsoever what that does is drive

controversial measures with limits on unions rights to strike six as well as speedy a property foreclosures and the bill's passage means i things will continue to receive international bailout money through august. after the vote more than ten thousand people demonstrates of against the reforms athens has relied on by a lapse since twenty ten to avoid defaulting on its loans now greece says it will stand on its own financial feet beginning in september. on monday there were dramatic scenes at the jakarta stock exchange after a mezzanine walkway collapsed more than seventy people were injured including a large group of students who were visiting the building indonesian authorities have ruled out an attack and said building failure seems to be to blame trading resumed later in the day in the twin tower complex which was targeted by islamist militants in the year two thousand. in what could be one of the biggest money transfers ever tech giant apple is moving two hundred fifty two billion dollars in cash from abroad to the u.s. it will also foots tax bill of thirty eight billion dollars that s

we have added a new section 2, number 2, outlines the lender's right to foreclosure and assign the ground lease, provided the transfer of the property would go to a non-profit organization. also revises section 5 to slightly modify the participation of the lender in condemnation proceedings related to the property and section 7 adds language to limit the liability to the lenders prior to foreclosure and acquisition of the property. none of the changes that you are looking at now or the changes in the earlier version of the second amendment alter, would change the lease payments, the term of the lease or the levels of affordability for the project. so we ask to forward with positive recommendation and joined by my colleague, jackie zoe, the city attorney, and from mission housing, in case the members have any questions. thank you. >> supervisor yee: in regards to the amendments you are asking for, in terms of the language, is this pretty standard language? >> i'll ask maybe our jackie, jackie from our office to talk to the amendments and the ground lease. but we are not actually making any

. >> i from the press of atlantic city new jersey distinction every having the highest foreclosure rateat's according to adam data solutions cents, atlantic city area had the highest foreclosure rateswedy t. >> in the times herald, promotions at the montgomery them sergeant joanne lawlor, received her new badge, mi lee lieutenant. she will planned the warrants division and the division. >> and that's a look at some of the newspaper headlines from around the delawarevalley. >> the end of era for movie lovers in texas cents. >> the last operating block buster, do you remember those stores, the state has officially shut its doors, people gathered at this video store in he had inch burying, block buster closed most of its doors in 2013 after the rise every on line streaming services, however, there are still eight stores open in the u.s. but mostly al lasts did a >> coming up in the next half hour of "eyewitness news," as president trump prepares for his first state of the union address, he owes up in wide ranking interview with a brit shall journalist. >> kicking offer eagles super bowl we

no one has helped when a refinance loan ends in a foreclosure. it's also very important to ensure that v.a. loans facility healthy mortgaged back securities and continue investment in our nation's housing market. today i'm pleased to share our assessment of the situation, the activities to assist veterans that we have undertaken in collaboration with our colleagues thus far and the sensible, impactful approach we have crafted to ensure program success. i live to give a sense of the scope and nature of our program. the vast majority of refinance loans are providing veterans with benefits. for example, one disabled veteran living on social security income and va disability was able to reduce the interest rate and change terms to save over $500 a month. another veteran who is a police officer with two children was able to reduce the interest rate and save over $400 a month. data from the last two fis value years show positive trends. the number of lernnders engagin also decline from approximately a dozen and fy '16 down to only handful in 2017. yes,

billy baldwin bought turpin's home a foreclosure sale and says he also found a mess and some bizarrehs. >> pretty bad shape. >> the turpin family went west to california. >> it's unclear why they moved to california. they don't have any family out here. perhaps it was for work. we just don't know. >> eventually they settled in a small city perris registering his house with sand castle day school so his kids could be home schooled. a neighbor seen something odd one night. >> i would come home from 12:30 to 3:00 in the morning and kids would be marching between the two rooms up there. >> they were marching literally in the middle of the night back and forth from room to room. >> like a loop. >> how long. would they march back and forth in single file? >> hours. >> hours? >> yeah. >> finally for the siblings living in what prosecutors say was hell, a breaking point, two kids escaped out of a window just after 6:00 on sunday. the younger child frightened turns back the 17-year-old keeps going using a deactivated cellphone to call 9/11. >> she explained her siblings were held against thei

no one has helped when a refinanced home ends in the foreclosure. it is important that va loans are facilitating security and mortgage backed securities and contribute to the housing market. today, i am here to share with you our activities that we have done to assist the veterans and undertaken with the collaboration of our colleagues so far and the sensible and ima pactful approach to ensure the program success. first a sense of the scope and the nature of the situation in the program. the vast majority of refinance loans are providing the veterans with benefits. for example, one disabled veteran living on social security income and va disabl was able to reduce the interest rate and change terms to save over $500 a month. another veteran who was a police officer with two children was able to reduce the interest rate and save over $400 a month. data from the last two fiscal years also show positive trends. not only did the number of veterans who obtained two or more streamlined refinances in the given fiscal year decline significantly year over yea

family so i mean i have the stats in there but they saw significant savings and utility bills foreclosures pretty much stopped personal property taxes were eliminated for almost everyone in the state only the very wealthy pay them anymore so the average family saw savings whereas under like l.b.j. type of plan the average family didn't notice that this is war and poverty was obviously lost there whatever war was going on but he wants tax plan he's been he's been derided as a communist or socialist when in fact the american communist party the american socialist party hated him in fact the left hates. when he looks like he was really walking the walk of what the left claims and wants to do with his tax plan to share the wealth plan he wanted to exempt the first million dollars that income from taxes and this was in the one nine hundred thirty s. that's about twelve million now so just imagine i mean everyone would like i mean what rich person would love that plan to not pay any taxes so virtually no one would've been paying taxes under his plan he recognized where the money was it was conce

can only survive with the help of an oxygen free environment in foreclosure thought so when the market your career. when you look at a regular bathing cap that's been lying about somewhere to do would look like this like a piece of dry crisp or it was because it was connected to. what. this is one of the largest plastic installations in recent years the future. the u.f.o. was designed in the one nine hundred sixty s. as a mobile alpine hot. prices increase the price of plastic and the few tour was a flop. restoring the weatherbeaten icon of design took more than a year. in the museum he'd like to humidity are perfectly regulated. with this monumental plexiglas sculpture buy off metal is slowly getting brittle and no wonder it's fifteen years old. even though preservation can be expensive museums don't demand that artworks have a sell by date. and then on psychosocial when we acquire a piece of contemporary we do that because it's so important that we want to add a tile collection with someone else and if it wasn't created to last as long as a museum installation should last we deal wit

many of us were wasn't decades body in that foreclosure crisis. mr. speaker, all americans were hurt. they were hurt when the value of -- of their homes went down. they were hurt when they say unemployment go up. all americans were hurt. if we are perfectly honest, mr. speaker, not all americans were hurt the same. african-american and latino households wealth took the biggest hit of all. and because of this devastating we because of this shot, saw the stripping away of african-american wealth to extreme degrees. not to mention people from latino families. you know, we we saw the cannot say on the one hand, pull yourself up by the boot straps, work hard so you can own a home, and on the other hand take away the tools by which people can get that home. ut that's exactly what we're doing right here. we are saying we're going to take the tools you need to make for a fairer, more open, many more just neighborhood, we're going to take those tool which is you rely on and we're going to say, you cannot have those tools because the demands of business require

is now hard to visualize -- or even remember -- the hardships, the bankruptcies, and the home foreclosures so many experienced during the great recession. unemployment was above 12%. 1.3 million californians lost their jobs. in deficit was $27 billion 2011. this the coast of dystopia. the wall street journal saw the greek -- the great california exodus. the economist of london pronounced us the ungovernable state. and the business insider simply said "california is doomed." even today, you will find critics who claim that the california dream is dead. but i am used to that. back in my first term, a prestigious report told us that california had the worst business climate in america. in point of fact personal income in 1975, my first year as governor, was $154 billion. $2.4, it has grown to trillion. in the last eight years alone, california's personal income has 2.8n $835 billion, and million new jobs have been created. [applause] very few places in the world can match that record. that is one of the reasons why confidence in the work that you are doing has risen so high. that contrasts sh

at the time they thought the family had been upset over losing their home in foreclosure. now they are not so sure. former neighbors of theirs in hill county are also wondering whether there were signs of the trouble behind closed doors. >> i thought it was like a religious compound over there. they were weird, kept the kids away from everybody, wouldn't say named. no "go fund me" pages have been set up. don't be scammed. in paris, tina patel, kpix 5. >>> federal immigration agents are planning a sweep in the bay area and northern california. according to the "chronicle," officials are looking to arrest more than 1500 illegal immigrants and it could happen within weeks. senator dianne feinstein had this response: he country." ice officials would not comment on the raid. this comes as the trump administration pushes the supreme court for help in dismantling daca. partment wants >> i.c.e. officials had no comment >>> this comes as the trump administration asking the supreme court for help in ending the daca program. they want the high court to overturn a lower court ruling b

and foreclosure thoughts are going to compare if you had kept a conventional bathing cap like this in an attic somewhere and now it would look under slightly better than some old crispbread of theirs and because it was click report. one of the largest plastic projects of the past decades was the four tour it was designed. the one nine hundred sixty s. as a sea captain boyle crisis of one nine hundred sixty three raised the price of the polyester plastic and spelled financial disaster for the few turow restoration that this badly weathered design classic has been going on for over a year. the museum creates the ideal climate and light conditions but even here one of mexico's monumental column of musical chairs made of plexiglass is turning brittle. the first cracks appeared after just fifteen years in spite of the concert meters best efforts artists provide no guarantees. as an outside group of social scorn of a piece of contemporary art is a quiet it's because its qualities are appreciated enough to be part of the connection with. the artist may not have taken the longevity of a piece

controversial bills included limits on union right to strike as well as a more efficient property foreclosurecess. more than 10,000 people demonstrated against the bill before the parliament building. greece since 2010 has needed bailout money to avoid defaulting on its loans. it says it will stand on its own starting in september. some corporate news now. could this be the end of the largest commercial airplane in the sky? european giant airbus says it might and production of the a3 80 superjumbo. the two-story plane was supposed to revolutionize air travel with a capacity of up to 500 passengers, but it's most important customer, emirates, is not ordering enough lanes to keep the program alive. reporter: what was hoped to be the biggest success is turning into a disappointing defeat, with just over 300 planes sold empty one order. airbus says it will stop making the a380 superjumbo if it does not get more business from emirates, which is now buying planes from boeing. emirates says the dubai-based airline is key for its business. >> they are probably the only one who has the ability in the

at the time they thought the family was upset about losing their home to foreclosure, but now they're not sure. neighbors here are also concerned there were signs. >> they home schooled the kids and kept them away from everybody and wouldn't say names. i just thought maybe they were a little out there. >> reporter: many people have been asking how they can help the family. the sheriff department says no legitimate donation pages have been set up. kpix 5 news. >>> tonight we learned a ight from san francisco came within a few hundred miles of a north korean missile. the plane was headed for hong kong back in november when passengers saw parts of the test missile flying through the sky. it's one of hundreds of test missiles to fly through the region that day. >> that's a lot of people put at risk by irresponsible testing of ballistic missiles. >> secretary tillerson is now calling for more global pressure on north korea to halt its nuclear program. >>> tonight plans are underway for a major immigration sweep here in the bay area and northern california. that's according to the chronicle

also, watch out foreclosures south broad street today because of course between nine a.m. can kick offer despite cold temperatures, parade will go from city hall to washington avenue and several bus routes will be detoured. >> and taking a look right now , ben franklin bridge, no delays, looking like a postcard. the latest travel between camden and philadelphia. >> now, for look at newspaper headlines from across our region from the press the of atlantic city, the first african-american professional hockey player has died. he moved to atlantic city in 1950 to play for the eastern hockey leagues atlantic city eagles, became the first professional black hockey player when he signed with the new york rangers. art was 87. >> and the front page of the reading eagle has cents a look at the expense that is are expected to go up this new year, from travel, to food, even gas prices. some expert perth say the average cost per gallon could go above $3 pretty soon. >> and the delaware county daily times salvation army merry christmas fund ended the year with more than $22,000 in contr

to put more pressure on north korea and put it bring up the rhetoric and all sort of tactics of foreclosure for example they're not ruling out something like even a blockade probably seems to think that all his higher octane sort of rhetoric has achieved something at least the north koreans beginning to talk to the south koreans so they don't want to give up the option. of trying to talk with the allies so trying to group the allies together the exclusion as i said of russia and china is because they fear that if russia and china are invited to join they're likely to scuttle. america's option for for for coercion. russia's investigative committee is claiming new evidence refutes allegations of state sponsored sample swapping at the sochi olympics and he's daniel hawkins has more on the story. well this is the result of a low inquiry by russia's investigative committee going all the way back to last year with regards to that doping scandal they've looked into some new details of course of google account before head of moscow's anti doping approach really from now whistleblower and fugitive i

we lead in foreclosures. this is no at economy now. why are we for giving of former governors. rest in peace. a prolific guy to hold the office. honestly we got the tax and atlantic city is a mess and a time bomb waiting to go off decades later y. are we so soft on these former governors and i understand respect for some of the passed on but governor crest ty has left a bit of a mess. remember that the recent legacy gas tax and the roads are hot fixed. nj transit and the state house ren vision and let's not forget. the book deal in at the last!men. >> that is true. first of a ul, bill. i think time heals all wounds the reason we are for giving of past governor bass the next guy we start criticizing him even more and i think it ing if happen with murphy. we're going to miss because it still takes about jobs and how the nation or it is still lagging among other states in the nation. it is going to get worse. all of this tax increase that he proposed in the calm pan alone. >> jeanette raises a good point on the other side taking action even before he becomes governor asking for re

pressure on north korea and put it out of the refereeing up the rhetoric and all sort of tactics of foreclosure for example they're not ruling out something like even that blockade problem seems to think that all his higher octane sort of rhetoric has achieved something at least the north koreans beginning to talk to the south koreans so they don't want to give up their option and. trying to talk with the allies and try to group the allies together and the exclusion as i said of both russia and china is because they fear that if russia and china are invited to join they're likely to scuttle. america's option for for for coercion. a new theory has or most of russian meddling in u.s. politics the kremlin is supposedly behind us was a blow or chelsea manning's decision to run for a seat in the senate and is again trying to subvert american democracy that's the claim being promoted by some in the democratic party including the head of its leading think tank. senator cardin authored and released a two hundred page masterpiece on russian influence in western elections suddenly he has a primary from k