let's take, forexample, the fact that after i went through my calculations, your calculation or your works out to 7.9 case, now let's suppose that 30% of my costs are labor costs, 7.9 times that would be the 2 to 2.5% you are referring to. the problem with that calculation, sir, is the fact that those -- most of those 30% of the people currently have zero. so when i calculate in the fact that i have to go from no coverage on those employees to full coverage at the 7.9% rate, it actually works out to be approximately 16%. so what i'm saying and suggesting is that the assumptions about the impact on a business like mine are simply not correct because we are very labor-intensive. we have a large number of part-time and short-term employees that we do not cover for one simple reason, we can't afford it. >> owe! >> those were the facts. what can i say? >> that was a big moment. >> it was a pivotal moment. and what happened after that, all of a sudden business people started to say, you know what? he's right. they went back and did their own calculations. president clinton and his administ