if you're a saver, don't expect cds to go up -- >> that's what i'm asking, fred cannon, thanks very much. director of research. >> great to be on, thanks. >> big changes happening in cuba. the hard line socialist government invited a select group of business journalist to get an up close look at the economy and reforms being made. so what is new and why now? michelle cabrera is one of those journalest on the ground in havana and has the report. >> reporter: although the cuban government says it's fully committed to socialism it invited journalists to show us what they are making changes to take the government out of the economy, individuals are allowed to no longer work for the government and instead, start their own small businesses in select areas. wherever you go, you see shops in doorways and windows. but just to show you how far they still have to go, the example that the cuban government showed to the journalist was a store front where they sold religious clothing and manufactured in the back. working on 1950 singer sewing machines. the owner of the shop said she's clearing $130 a