. >> i'm tired of seeing fred thompson tell me about reverse mortgages, but, does that factor into this a good option if you're really strapped for cash when it comes to retirement. basically if you're 62 years or old, and you own a home, you have equity, you can tap into that equity, get it in a lump sum or monthly payment. it's not the best option for your heirs because upon your death, your heir also have to pay that money back. but it's a really interesting option and we'll see reverse mortgages become more attractive as we see home prices rebound. >> i'd like to die with a dollar left in my checking account. social security, you can delay it and make some money? >> you can delay it. in fact, you're eligible at age 62. but if you can somehow delay it 'til 70, you'll get 25% more. so this strategy, along with watching your 401(k), keeping your spending in check, not easy task, but they will make a difference when it comes to saving for retirement. >> all right. to my daughters, i was just getting about the buck in the checking account. you know that. good to see you. >> thanks. >> no