owned by the taxpayer so if any mae and freddie mac. which are government sponsored enterprises often submit large swap orders to hedge their huge holdings of home mortgages against swings in the bond market the size of the orders provide an incentive for front running ahead of the. trade's so the f.b.i. bulletin this is a bulletin that went out to various participants in market and said that these were lucrative targets for market manipulation trades that were put in by fannie mae and freddie mac. but again they reiterated it's perfectly legal and their interpretation of the law is going to buoy in the water flowing and there's a ship about to pass by the best the fannie mae and freddie mac. orders coming to the floor then you get to make a bet on if that bill is going to go up or not based on the presence of this enormous ship sailing by the blue it's a one hundred percent guaranteed trade so course you borrow money from the central bank and the others on wall street and they'll lend it to you observer all percent interest to make a b

telephone calls using a specific ring tone when it's fannie mae and freddie mac. calling to put in their huge interest rate swap orders and the interest rate swap market just so you know it's four hundred trillion dollars market right so it's a very freddie huge government entity essentially a government backed entity and they do a lot of business and it's the american people who are calling the floor of the exchange yes and then the traders are like down there like belly laugh and whoa whoa whoa whoa mrs jones let's let's cut the nuts off again why.

there are a lot of things you can do sides privatize fanny and freddy. don't think there is any reason for there to be two of them. the competition is not necessarily a good thing. and at the same time as you mentioned before they have two businesses. they have a portfolio of inventory that they hold on balance sheets and then they have a guarantee business. the gfe business can. >> the guarantee that you'll pay your loan. >> we need that, whether it's owned by the government or owned by the private sector. that other business, the balance sheet business i think that needs to go away and continue to roll off at an accelerated pace because there is no purpose for it. >> no reason for the government to be involved. >> good to see you as always. >> portfolio management. coming up next, the robot does not mean that your job is in jeopardy. it might mean the opposite. we'll have that and more as "real money" continues. >> lisa fletcher with what is coming up on "the stream" . a number of books challenge or banned across the united states last year. >> right,

so long as the loan qualifies for delivery of freddie mac -- freddie -- fannie mae and freddie mac it will have a great manypt. it will allow lenders and community lenders to continue moving forward with their plans and with their susiness so long as the gsc remain in effect. nothey find themselves longer in existence, we could have an exemption that becomes meaningless at that point. you have also mentioned the ability tool. we anticipate having some of the quilty with that as well. the 3% rule, all charges must fit within the 3% cap for fees in order for the loan to qualify for q.m. status. this is a standard in which it does not matter whether the service being performed has the appropriate value. it does not matter whether the service being performed is adequate or competent. it only matters if the party are forming the service is affiliated with the lender. that is something we believe may need some further study and may have impact on community lenders. you.ank in your practice you probably consulted with a number of financial institutions. this rule might change the way institu

gerri: 50 may freddie mac have a new boss.ector of the fha the chief regulator for fannie and freddie. this is leading many to wonder if the government's role of housing will get bigger. with more from the walls street journal, nick, welcome back. you say no? the conservatives have little romp? >> petraeus says we don't know. , the testimony before the senate confirmation hearing was very guarded. there has been a rush to indict he will screw everything up and go back to the era of bigger mortgages. look at his record 2004, 2005 sponsoring anti-predatory lending bills that went after the toxic mortgage products. on the of their hand he has been less critical a fannie mae and freddie mac. gerri: i am reading from one of your own stories up the "wall street journal." he told to miss the geithner former treasury secretary two years ago that too much emphasis on lending there should be more on home ownership for minorities also the executive salaries were curtailed. these are two of the things that have conservatives worried. not

our governor jerry brown funded a program to address their concerns and freddie mac and fannie mae will not be impacted by this. san francisco will be participating in the reserve fund so we're protect. and greenfinancesf will cement our role as a national leader in climate change and make it easy for property owners to make these changes and create jobs on local projects. we have more work to do with this program to make it successful and make sure everyone joins together to restart greenfinancesf. i have a number of people i want to thank and mayor lee, the department of finance, the commission on the environment and my staff and jess for his efforts on this project and we have a few speakers today so i will ask them to come up. i believe rich chin is here who is a program manager for greenfinancesf and within the department of the environment. >> chair farrell can i make a couple of comments? >> absolutely. >>i want to thank all of you supervisor farrell and bringing this newly fine tuned program forward. i did want to say after our pace program was knocked out a few years ago we wer

. >> well, they do a lot of with gsc, freddy may an sally may and freddie mac. yes, i think some balanced lender standards is good but we don't want to get back where we were prior to the crisis. let's face it. we had too much mortgage lending prior to the crisis. it was an unsustainable engine of consumption. people doing these serial cash out reifies with mortgages they couldn't afford. it was a bad model. i think some balancing, a balanced approach to lending standards is good. i think the banks could make a little bit more of a spread, more incentives to helped. also doing purchase originations. most of this activity has been refinancings, and that puts a little extra money homeowners' pockets, the ones who qualify, but it doesn't heal the housing market that much, for those who need oh to buy houses. this may give banks a little more incentive to do purchase organization nations originations. >> after spending $187 billion to bail out ellie may an fannie mae and freddie mac. they were created to help increase homeownership amongst the middle class. you thin

fannie and freddie still exist, that caused the housing crisis, and fannie and freddie were hit with accounting scandals before the financial crisis and not many reporters questioned why? because fannie and freddie was allegedly helping poor people get loans. those loans were given to people who account afford the houses they wering into and couldn't repay the loans and hence we had the financial and housing crisis. the road to hell is often paved with good intentions. the stimulus package and the president obama -- this where is he is at hit low point -- he laughed. there was no, no, no shovel-read projects out of the stimulus package, and he actually laughed about that. that's where the money is spend -- >> i guess all i'm asking now, this is -- a pox of both houses but my fear is that everytime you question pouring more money into something, anything, let's say unemployment benefits, let's say more for variety of poverty programs, doesn't do much to move the needle on poverty, you instantly -- i have e-mails to prove it and cursing to prove it, you come across as satan in a cheap

freddie mac and fannie mae. so long as the lone qualifier stability of freddie mac and fannie mae it will have qm status, a great concept, certainly something that will allow many lenders and community lenders to continue moving forward with their plans and with the bases, so long as the gses remain in effect and gse reform does not accelerate our move forward but if the gses eying themselves to longer in existence, we could have an extension that becomes meaningless at that point. you've also mentioned -- having some difficulty with as well. the 3% rule, all of the charges must fit within the 3% gap in order for the loan to qualify for qm status. this is a standard in which it doesn't matter whether the service is being performed has the appropriate valley. it doesn't matter whether or not the service being performed is adequate or competent but it only matters whether not the party performing the service is affiliated with the lender. and that is something that we believe may require some further study and the

ast: on fannie and freddie, story from "the wall street journal." "u.s. posts december budget surplus. fannie mae and freddy mac image to the treasury further narrowing the deficit." guest: there you go, when you have a government monopoly, you are guaranteed to make money. it is real easy if you are the only game in town, so to speak, to demand the prices you want to make money. that is not sustainable. i have a bill with jeb hens arling of texas, the path act. it would phase out over a thoughtful period of time fannie mae and freddie mac and replace it with public and private sector system where the american public would no longer be on the hook to bail out these entities. one number i will throw out to you -- the american public has bailed out your tax dollars -- your tax dollars on if you will, have gone to bailout fannie and freddie to the tune of $180 billion, with a b. that is more money than it took to bailout all the banks, gm, aig. have done toat we bail out fannie and freddie. i want to make sure that never happens again. the only way to do tha

you don't have to sell it to fannie or freddie. third box is the small creditor provision that i mentioned before. covers thousands of community banks and credit unions. any mortgages they make if they sell them in the secondary market to fannie or freddie covered by the second box, if they keep them in portfolio, covered by this third box. >> thank you, sir, for your testimony. i yield back. >> time of the gentleman has expired. chair now recognizes the gentleman from michigan. >> thank you, mr. chairman, i appreciate that. and, director cordray, appreciate you being here. obviously, you've heard a lot of concern, some of it a little more heated than others, but concern on both sides of the aisle, frankly, about everything from auto loans, security of the data that is being collected, qm has really sort of dominated this qualified mortgage definition. and i'd like to head a little in that direction. point out that there had been an american banker article that was entitled blacks and hispanics likely to be hurt by qualified mortga

we start with the screaming frog, known as the freddie kruger frog. when you hear his voice, you'll see why. >> i don't like that! >> but done it look cute? >> no. >> looks like a toddler. i know those are teeth, but it it looks like little teeth. i'm a baby, i'm going to scream for a bottle. >> a muppet-looking thing. >> it's gigantic. i don't like this. >> native to bolivia, paraguay. >> do it again. >> he obviously doesn't like it it's making weird noises. >> this noise? >> i'm going to have nightmares about this. >> go from an amphibian to mammal. this is kitty, a cat, 13 years old, and knows how to use a toilet. >> that's a heavy stream for a cat. >> i tried teaching my cat how to do this. >> lots of cats know how to do this. >> does it flush? >> does she hit the thing? >> she doesn't know how to flush. >> i've seen that, too. >> i don't own a cat. you go it a cat owner's place, you know they own a cat, because it smells. >> not always. you can -- >> some people keep the litter box outside. >> or in the garage. >> genius. brilliant. >> andrew hal

governor jerry brown currently passed a program that will address the sf concerned and freddie mac and fannie mae won't be effected. we've, participating in the state fund to make sure our properties are fully protected. ultimately in the end green finance st. is the solution we've been searching for it creates local jobs. green finance sf will if you thought cement >> is a a natural leader to errors the effects of cloiment changes and make it easier for homeownership to refinance. we have more work to do in rolling out this program i hope you'll join me and those behind me in rolling out this program. i want to thank you for being here. i want to turn it over to mayor ed lee. >> (clapping.) >> thank you supervisor farrell. it's great to see homeownership's and our labor force and city agencies thank you for coming together. we all support our assignment. this program as supervisor farrell pass very adequately explains you you know we started pace with or my proximate in 2010. it's a pretty big announcement we you will including exclude that was tremendous barriers for folks taking ini

, there are still a lot of small banks that do portfolio lending but do a lot with fannie mae and freddyt's called the private label security market organizations that doesn't exist now it exploded during the crisis and hasn't come back yet, which may be a good thing. so, yeah, i think some balanced lending standards is good. but we certainly don't want to get back to where we were prior to the crisis. we had too much mortgage lending prior to the comprise us it was an unstainable engine of consumption, people doing serial cash-out re-identifies witoutoo. ballad preach is good. long-term rates are going up. may give banks inning sen testify. we have talked about it before. they can make a more of a spread now on the loans, a little bit more of a return that mae may give them innin incentive to hi, doing purchase originations most of the activity has been refinancings and that, you know, puts a little extra money in homeowners' pockets, the ones who can qualify. but it doesn't really heal the housing market that much. you need people actually buying houses. the refinances activity declini

lot of balls a lot of this phone call phone call from the fed phone call from frannie freddie yak at the top of the shoulder. well the phone call from fannie and freddie to mortgage giants in america the government sponsored entities that own most of the morgan.

a bipartisan bill would replace fannie and freddie with a government agency funded by industry fees. dreamworks is tapping into tablets. the studio, known for hit movies such as "shrek" and "the croods" is partnering with tech company foo-hoo to create a tablet designed specifically for kids. as younger children are becoming familair with tech devices, companies are hoping to design models just for them. the product will be unveiled at the consumer electronics show this week. netflix expects to see a continued stream of success in 2014. the internet movie and tv show streaming service benefited in 2013 from more subscribers and a soaring stock price.and now the firm's leaders are reaping the rewards. chief executive reed hastings's salary jumped 50 percent. he'll get $3 million each in cash and stock options this year. shares in netflix rose 300 percent in 2013. still to come: how to protect your car as harsh winter weather takes hold. plus... find out why brand new airline regulations could mean delays in your future. but first... the cities where you can get the most bang for your

nine billion in cash and nearly half of that was with was with f h f a the regulator for fannie and freddie and those were charges they were they were not going to escape so it was made as if it was a settlement of liability they had anyhow it was made to sound as if it was incremental as it was fines or some other additional punishment when in fact from j.p. morgan's perspective it was just oh just write a check now and get it over with rather than keep having to announce every quarter that we're bleeding from the from these fannie and freddie related charges right now in a bipartisan effort to kind of shine some light on the exact details of the wrongdoing of the banks senators was a bit worn and tom coburn and they've gotten together on the truth and settlements act what are they trying to accomplish any of what do you think's going to happen. well i will this bill passed i'm not very optimistic of the very fact that they're raising this issue at least raises the bar with the media and frankly with the regulators themselves just the fact that warren and coburn are on the case is a very p

nine billion in cash and nearly half of that was with was with f h f a the regulator for fannie and freddie and those were charges they were they were not going to escape so it was made as if it was a settlement of liability they had anyhow it was made to sound as if it was incremental as it was fines or some other additional punishment when in fact from j.p. morgan's perspective it was just oh just write a check now and get it over with rather than keep having to announce every quarter that we're bleeding from the from these fannie and freddie related charges right now in a bipartisan effort to kind of shine some light on the exact details of the wrongdoing of the banks senators was a bit worn and tom coburn they've gotten together on the truth in settlements act what are they trying to accomplish any of what do you think's going to happen. well i will this bill passed i'm not very optimistic of the very fact that they're raising this issue at least raises the bar with the media and frankly with the regulators themselves just the fact that warren and coburn are on the case is a very positi

aware ofthink they are how bad fannie and freddie are.hink the media should pay a lot more attention. thatd it hard to accept jpmorgan is being fined and paying the money to fannie and freddie when they were the ones that issued a guaranteed all of these subprime mortgages that help create a housing bubble that was uncontrollable. they too should the -- have been accountable. thesh that washington and media would do an in-depth investigation as to who made what. the way they are doing with jpmorgan, because some of the directors of some of those so- called government-sponsored authorities should give back some of the moneys that they took from failing enterprise. >> barney frank? >> absolutely. barney frank went on tv and said i will roll the dice. i'm giving people with no assets, no in, no ability to repay a mortgage a mortgage, through fannie and freddie. arnie -- barney frank deserves a lot of the blame. it is not the budget about blame, it is noabout looking , coming up with a private sector that is impaired -- empowered to great the

and anybody that takes freddy mercury's place, the guy from -- what aim doing? >> let's get back to the story, but tell me about that later. freddy mercury. >> he had a tremendous overbite and he was quite the charmer. >> very bad dentist re. it bothers me the no smoking in bar thing since 2002. everyone said i support this law because i don't like when i come home and my clothes smell like smoke. how about you allow people to have smoking bars and nonsmoking bars. you can go to that one and i can go to the other. the second point is do you really smoke e cigarettes and stop smoking? >> yes. and it works. tls the nicotine delivery that replicates smoking. it works. i enjoy -- -- went to enjoy cigarettes and i didn't realize and i smoked two cigarettes in a night and that is equivalent to four packs. the next day at work i was shaking and i did "the five" with a 42-minute anxiety attack sitting there like this. >> you and beckel. you were shaking from different things. you are making a great case for keeping e-cigs legal. >> the point is you have to read it, but

or the replacements for fannie and freddie will decline. will be a private mortgage securitization market that's recreated in the u.s., and then we'll also hold some on balance sheet. >> does that bring rates higher when you don't have that housekeeping seal of approval from a fannie or a freddie that are buying up those mortgages having enforced greater due diligence in order for them to buy those mortgages? what happens to rates and the all quit of tality of the mortg. >> i think the quality will be good. the quality mortgage rule was just introduced and became the rule last friday. the quality of mortgages we're originating are some of the best we've ever yororiginated. in terms of price, there's so many factors that influence the price and the rate of a mortgage. it can be the pace at which the fed tapers. it can be competition. it can be a lot of things. but the fact of the matter is rates are still at historic lows and housing has seldom been more affordable in the last three or four decades. >> tim, just one quick but important last

fellows don't forget our government has been getting for freddy for the last few decades have thought even before that that's the way they want to take over the government that's the way they want to take over the system more than that that's the way they want to take over the country. and these are the trails that most of the migrants. that take place take place along trail last year they reported two hundred eighty. because. they just. report. that had not yet been found. because it is really difficult. dangerous. time. because one of. the. the. the. all right i got a question. do you have pink underwear cord do you like the pink on door where you know or share versus will california of the site they were pink there you don't know on the street they like. pink well they were they like the innocent people may think what color you are more color you are yeah i'm the same with others you know what color you're on they don't know what my underwear room during look for you are you i think you are complaining about. good. people like innocent people there is one of the senators just got a

fellows don't forget our government has been getting in for freddy for the last few decades and even before that that's the way they want to take over the government that's the way they want to take over the system more than that that's the way they want to take over the country. and these are the trails that most of the migrants come through in fact most of the deaths that take place take place along. last year they reported two hundred eighty. deaths because. quarter's office. they just. report that. that had not yet been found. because the. coat. it's very dangerous and you're josefina oh yes i want to try to get in another time that you need to i want to try to get across because one month and a half ago my kids got and what am i going to do in mexico with no one. the. sorry i got a question. do you have pink underwear cord do you like the pink on the or where you know or share versus will california of the site they were pink there you know . know on the street they like. pink well they were they like the innocent people may think what callie color you are yeah i'm the same with

fellows don't forget our government has been getting in for freddy for the last few decades and even before that that's the way they want to take over the government that's the way they want to take over the system more than that that's the way they want to take over the country. and these are the trails that most of the migrants come through in fact most of the deaths that take place take place along trails last year they reported two hundred eighty deaths and that's not all. the deaths because border patrol counts different corners office. for example if they just. report that a lot of bodies out here that had not yet been found. i'm not going and. i am already old for me it's very different i'm not going to try again it's better to go back home because the desert is really difficult it's very dangerous and you're josefina. i'm going to try to get in another time you need to i want to try to get across because one month and a half ago my kids got and what am i going to do in mexico with no one. the. the. sorry i got a question. do you have pink underwear cord do you like the pink o

home mortgages behind them in order for people who wanted to sell those securities to fannie and freddie, those brokerage firms in turn had to get actual mortgages to get under the so-called securitized banner or securitized loan, the funding for the securitized loans. the problem with that is that these sub prime mortgages which were actually i think quite safe in the early years, they had fixed rates. they had somewhat higher interest rates, but their very nature was they were issued to people who could not afford the 20% down payment but could afford the monthly payments. what the hud regulation enforced or force the financial community to do was to create a whole new set of sub-prime mortgages but by definition you couldn't change the down payment. you could only change the monthly payment and the only way to do that was to go to adjustable-rate loans. low and the hold, if you look at the data the bank association a proportion of adjustable-rate mortgages and i think it was 2003 and 2004 went straight up. and within a very short reed of time we found a goodly number of those couldn't

was one of their last pieces they rode together before freddie died. it is an extraordinary piece.european. i love mary poppins, but it is not. love story.ous some people think it is about revenge. i think it's about love and passion. we are going to do it in massachusetts. time.l be our third i pray it is third time lucky, but it is an extraordinary piece of theater. the wayoes theater americans do theater, and i think we need it today. >> massachusetts, i think that was a shout out to you tonight. chita rivera is coming to town, so get your tickets as fast as you can. if you go to our website, you caget the scoop on when you might see chita rivera for the dates that remain and maybe even some information about this reprisal coming this summer. can i say this has been one of the great joys of my life? >> i told you. for chitaother thing to sit here with you. you just stay well and stay who you are, because we need you. when i get to be your age i hope i have half the smarts you have. on then? love to be >> yes. has just made the wall in the hallway. get the picture ready. that's o

. >>> the southeast snowstorm even held the braves freddie freeman in an 11 hour traffic jam. jones came to the rescue here using an atv. >> that's one way to do it. >> in the cold there to save freeman. team work my friend. >> this is lindsey vonn calling. >> oh my gosh, really? >> yeah. how are you? >> oh my god. oh my god. oh my god. >> a pleasant surprise, indeed. olympic skier lindsey vonn personally called one of her biggest fans while she visited red bull headquaters and you can see the 11-year-old's reaction, quite priceless. >> it's really you? this is not you. it was. thank you, just ahead, madonna hooks up with miley and oscar winner jennifer lawrence's messy dorito fingers. we'll explain, next. of a bb cream equal? introducing the newest trend in beauty. olay total effects cc cre. c for color. c for correction. [ female announcer ] fight 7 signs of aging with the flawlessly beautiful complexion instantly. we call it a phenomenon. you'll call it possibly the most exciting skincare since. olay. cc for yourself. see what the beauty pros are saying at olaycccream.com.

. >> what's up, freddie? >> they're starting the engine. >> they're starting the engine. awesome. j

sot freddy alvarez/habita nte de san jose 05.52 "ufff... la cantidad es inimaginable" el ticket ganador fue comprado en esta tienda ubicada en la calle tully en el este de san jose... y desde que hizo el anuncio las personas no han parado de venir a comprar un billete que los haga millonarios.. sot 02.17 "vimos la tienda en la television, asi que vinimos a probar nuestra suerte" 02.47 "nunca tenemos suerte, asi que esperamos que esta vez si la tengamos.. rezo" tran, quien si tuvo suerte al ganar el maximo premio de la loteria no ha hablado con la prensa, pero segun trascendio, el compro varios tickets en distintas ciudades y no fue sino hasta el pasado lunes, luego de regresar de vacaciones que se recordo de revisarlos... y al percatarse de que en uno de ellos acerto los numeros.. abrazo a su esposa y de inmediato llamo a su trabajo para renunciar ... muchos al enterarse de esta noticia, se acercaron hoy al centro comercial donde el ticket ganador fue vendido para ver si un poco de suerte tambien les llega a su bolsillo...... mos 10.04 "esp

freddie mac says the average on a 30-year is now down to 4.32%. that's cheaper but to put it in perspective, about a full percentage more than it was a year ago. but the housing news wasn't all good. a sharp drop in contracts to buy existing homes in december has realtors crying foul. foul weather. but is it fair to blame the slump in sales on the cold? diane has answers. >> getting tired of this. >> reporter: below average temperatures and above average snow kept potential home buyers at home. >> you have to go out and look at a house. if people are unable to get out of their houses and into new houses, they aren't interested in hosting open houses because they don't want to be in a place by themselves. >> signed contracts fell nearly 9% from november and from a year ago to the lowest level since the fall of 2011. >> we need the demand to be coming from a strong home buying base. and what we see is that while there is improvement in the economy again, overall we're really lacking a broad demand base of workers. employment levels are increasing bu

is fanny and freddie going to issue as much debt? that will impacts rates.ll see a small impact on rates. a few basis points. it's a hundredth of a percentage point. we're talking about 10, 15, 25 basis points in the cost of a mortgage, borrowing in the economy. the most important part of this is less the real size as it is a signal about a change in direction and change in confidence in the economy. >> pedro in the beginning critics of the policy said this is terrible. this is the worse abuse of money, money that you talk into being. but then it didn't get lent out. it didn't go flooding into the economy. it got held in closets somewhere if it's not being issued or written into being, will it make a difference? >> the question is will it make a difference on the positive side and the negative side. the critics are worried that the expansion would lead to run away inflation. that's hardly been the case. inflation if anything is trending lower and below the fed's target which has been a source of concern for the central bank and gave them a little bit of paus

braves first baseman freddie freemanan was one of the people who got stuck in traffic, and that's whenr teammate chipper jones jumped on his four-wheeler, camouflage and all, and he went on a rescue mission, picked up freddy from the traffic nightmare, brought him home. you can see how this whole saga played out on bleacherreport.com. nice to see that chipper jones has found an activity to do in retirement. and guys, it's not very busy out here right now because it's, like, 5:20 in the morning, but it will get busy later. and after "new day," i think i'm going to get back in line for the toboggan run. i'll save you two spots. you have to meet me. >> i'll meet you there. i'm going at 7:30, so i will meet you there, 7:30, on the toboggan. >> reporter: all right, sounds good. >> manno aromano. >> that i want to see. thanks, andy. 27 minutes after the hour now. >>> meanwhile, the news we've been following all morning, the south still frozen over this morning. this follows the deadly, deadly, chaotic day on the road. we will have the very latest as millions of people are waking up to this i

. >> freddie smith is a well known guy to frequent youtubers. famous for the frisbee trick shots. that's his hobby, his fame, his skill. he has a brother and his brother has a different kind of hobby. >> today my mom took away my gatorade collection. i had about 15 total. >> he collects gatorade. >> like unopened. >> it is full gatorade. he actually collects bottles of gatorade and he's going to give you a close-up shot. his mom is making him throw this away because they're starting to grow things inside the gatorade. >> i wonder how old this bottle is. >> they don't make the green kind anymore. probably has the gatorade frost. >> right. he has a special connection to some of these gatorade bottles, some of the gatorade flavors. >> he's got a special collection of botulism he's got in there, i think. >> they have ex-conspire ratipin them. >> he saves the special bottles for the end of this thrashing. >> i saw this in 2006. it was pretty good. this is probably the hardest one i ever came by. super bowl berry. please. >> i'm sad for him. he guess he lives at home then. >> get your o

the taxpayer funded insurance bailouts for aig and freddie mac and fannie mae. they paid it back. the bailout prevented a complete collapse, but it prompted this in lower manhattan. >> we got sold out. >> the banks got bailed out. >> we got sold out. >> that anxiety and anger permits. let's look at what main street got. americans in their homes with varying degrees of success. working americans got to keep more of their own money thanks to the payroll tax holiday. and the auto bailout kept 1.5 million americans on the job. the government launched a massive expansion of the safety net. in june of 2008, president bush extended unemployment benefits that were provided by the states. that program has been extended 11 times. the cost so far, $225 billion. the obama administration says it kept 11.4 million people out o poverty. ken, the question is did they do enough to keep people? >> the answer is no. we should have kept more of the borrowers in their homes. that would have helped everybody. that would have helped the banking sector indirectly. the mess would not have unfolded as badl

a bipartisan agreement that government and these mortgage monsters they created, frannie mae and freddie mac, should withdraw from the more damage market. a good time to do it. >> because home prices are rising again. >> i think the senate is ripe for a deal if -- if he either stays out of it or doesn't decide what this is another opportunity to campaign against bankers. >> what about immigration, dan? >> well, let's talk about that. >> because i think boehner, i think he wants a deal, if he can get it. i know paul ryan would like to get some kind of deal. a lot of republicans would like to get this issue passed. >> yes. i think there's two ways to think about the immigration issue. obama's support among hispanic voters, one of the key parts of his base and re-election, has fallen off. he's down about 14 points among hispanic and among young voters as well. he could go in one of two directions. put the republicans in a position where it's impossible for them to vote for the immigration bill. and say to hispanic voters, look, republicans don't like you, you can't vote for them. >> use the

he got called by his friend, braves freddy freeman, who was stuck for hours. 11 hours later chipper and 24-year-old freeman, clutching on tight, got him home. >> this is lindsey vonn calling. >> oh, my gosh. really? >> yeah. how are you? >> while lindsey vonn is not competing in sochi, she still took time out to call one of her biggest fans while visiting red bull headquarters. look at 11-year-old christina's surprise response all filmed by her parents. >> that's so classic. i love it. who is this? >>> thank you. straight ahead, hillary hits a high note and toronto's mayor, rob ford, on the wrong side of the law again. >>> and returning passengers on board that sick cruise ship describe their ordeal. >> it was violent for about 24 hours. the first 12, 14 hours of it was really bad. >> oh, some people were terrible. we really feared there would be some kind of activity. ♪ thoughtful combinations, artfully prepared. fancy feast elegant medleys. inspired dishes like primavera, florentine and tuscany. fancy feast. a medley of love, served daily. we've learned how to stretch our party budget