healthcare and the fsa carry forward. and so i think that that one, does go because it has that entire section on the forfeit turf the unused balances and i think that it does cover that issue from the rules, and in more detail, but just wanted to see if there were any questions? >> so i would like to make a motion to amend this to make it clear that the minimum of $10 means anything under $10 is forfeited. and if you happen to have

healthcare and the fsa carry forward. and so i think that that one, does go because it has that entire section on the forfeit turf the unused balances and i think that it does cover that issue from the rules, and in more detail, but just wanted to see if there were any questions? >> so i would like to make a motion to amend this to make it clear that the minimum of $10 means anything under $10 is forfeited. and if you happen to have language, eric? >> if you don't that is fine. >> the language, and that actually sounds good what you are saying. >> i second the motion. >> all right. >> and we will not vote on that separately, but we will call that and add that when we look at the time item in its entirety, any other questions on this one? >> good. >> all right. next one. >> the next one is on page d3 and this is where we have listed the flex credit values, for the different groups that have flex credit as part of their benefits and so the changes for 2015, are listed and you will see that the changes this year, for the cit

and the first one that we will be talking about is regarding the healthcare fsa, care are forward and you may remember in january of this year, we amended the 14 plan year, rules, to incorporate the new provision announced by the irs to allow for the carry forward of up to $500 on the healthcare, and since that time, we have had more clarification on what was allowed in terms of managing that carry forward and so these changes incorporate, some changes to the 500 and i wanted to just point to page 14 and just kind of review those, and so, what it allows us to do then is to say that carry forward balance of between, of a minimum of $10 and a maximum of $500. and we had carry forward balances of two cents, you know, it costs more to administer monthly than it was benefiting, and so, we would like to put in place a minimum and the carry forward is for one year and so the member has one additional member to use that $500 after which it will be forfeited and we believe that this is the best marriage of the benefits to the member with the administrative issues that this represents. so, if y

the fsa. an opposition force made up of defectors from assad's military.ry, 2012, manny goes to homs. site of the country's largest anti-government movement. what he finds there is a story of a city being blown apart. >> homs was bad. they called it the capital of the revolution, because that's the place where suppression was the hardest. you had, like, every day, something like 15, 20 dead. so i every day, you have this constant movement of defiance from the population. >> one of the first events manny films is a mass funeral for 138 people killed the previous night by shelling. people mourn their losses and swear revenge. two days later, manny accompanies fighters from the fsa in a ferocious attack on the former syrian intelligence building. government snipers are holed up in the upper floors as the fighters pour fire into the building. when the fsa moves in, manny finds himself right in the middle of the fire fight. >> every time i would follow them, i would think, first, am i doing the right thing? i know that we i'm running through the street, i can g

one big turning point now is if the fsa disappears, if the join isis,ive up or then you basically havesis and the regime within syria, what will happen then? will they fight it out? will the regime lay a productive role in one way or another? he sees that as his way out of this. i suspect the iranians will try to push him -- i was in iran recently and they pushed aside as your guide to solve the ice is problem. you're saying, let assad be assad. david? the critical factor here is the relationship between the iranian government and the new iraqi government. succeed in destroying isis, but if we don't also break the nexus between the iranian government and the iraqi government, the results of that success could be iranian controlled territory from western afghanistan to the heights. it would be hard to spin that as a success. i think that the russians and iranians are in a very strong strategic position now, largely a cause of the rise of isis. talked about fighting against al qaeda, at that time he was making it up. he is not anymore. we are in a very messed up strategic situation. i do

in 2012 we were begging the saudis to arm the fsa which i think would have still been a task, but webegging them to it and instead, they armed isis. >> right. >> they helped to create the -- >> thank you, our great ally. >> these are our allies. >> zainab salbi, and foreign policy analyst, ali gharib. >>> one somewhat surprising critic or maybe not, attacking him for being weak. we'll talk more about that, next. let me get this straight... [ female voice ] yes? lactaid® is 100% real milk? right. real milk. but it won't cause me discomfort. exactly, no discomfort, because it's milk without the lactose. and it tastes? it's real milk! come on, would i lie about this? [ female announcer ] lactaid®. 100% real milk. no discomfort. and for more 100% real dairy treats you'll 100% enjoy look for lactaid® ice cream and lactaid® cottage cheese. >>> hillary clinton who is president obama's secretary of state until early this year broke dramatically with the president's foreign policy in an interview published yesterday in the "atlantic" magazine. many have taken it as a sign clinton tried to dis

they were fsa, free syrian army members, and leaders of them have left to join isis. that's the problem we have here. you have to be careful who we're helping, who we're arming. >> yesterday i said this has been an effort by democrats and republicans and i specifically said john mccain for this exact thing. mccain has been a freedom democracy promotion, let's go over there, let's, you know, no matter who they are. thank god we didn't arm the rebels in syria. i mean, they're already driving around in our tanks in iraq. they would be driving around in our tanks and equipment in syria and bashar assad, he's not a good guy. he's a bad guy. we drew a red line with him. we didn't enforce it, now he's saying if you want to bomb isis you have to ask me permission first. john mccain screwed up on that one. he said, i know these men, they're not terrorists. meanwhile, they're shooting their guns and screaming "allah akbar." >> the military people left the syrian army -- >> then -- >> wait a second. then they lost the battle with isis, they were driven away, isis took over the m

and the first one that we will be talking about is regarding the healthcare fsa, care are forward and you may remember in january of this year, we amended the 14 plan year,

in 2012 we were begging the saudis to arm the fsa which i think would have still been a task, but wee begging them to it and instead, they armed isis. >> right. >> they helped to create the -- >> thank you, our great ally. >> these are our allies. >> zainab salbi, and foreign policy analyst, ali gharib. >>> one somewhat surprising critic or maybe not, attacking him for being weak. we'll talk more about that, next. if energy could come from anything?. or if power could go anywhere? or if light could seek out the dark? what would happen if that happens? anything. ♪ [music] defiance is in our bones. defiance never grows old. citracal maximum. easily absorbed calcium plus d. beauty is bone deep. moderate to severe is tough, but i've managed. i got to be pretty good at managing my symptoms, except that managing my symptoms was all i was doing. when i finally told my doctor, he said my crohn's was not under control. he said humira is for adults like me who have tried other medications but still experience the symptoms of moderate to severe crohn's disease. and that in clinical studies, the

we have to arm the fsa, the free syrian army, one of the biggest mistakes ever made in my view in recent times was the president's overruling his entire national security team, including the secretary of state, two years ago for providing weapons for the free syrian army. that was a seminal moment. remember this is a president who say it is not a matter of whether, but a matter of when bashar al-assad would go, we need to have reconciliation between the sunni and the new government in iraq and most of all we have to have a clear strategy dictated by a policy, and that policy has to be we have to defeat isis, not contain, not stop, but defeat isis, because they are a direct threat overtime to the united states of america. >> let me pick up on that senator mccain are you saying we are at war and should say so clearly to the world an to congress with isis and does that also mean introducing special forces into the mix? >> >> i think that it requires additional u.s. troops, not ground combat units, but it is going to require some more special forces, it is going to require some more forward

one big turning point is if the fssg-- fsa effectively disappear f the islamist, more moderate islamist fighters then either give up or join isis, and then you basically have isis and the regime within syria, what will happen then. will they then fight it out. will the assad regime play a productive role in one way or another in attacking isis. he sees that as his way out of this. and i suspect the iranians also will try to push him, i was in iran recently for a couple of weeks. and they pushed assad as here's your guy to solve the isis problem. and that's certainly how they are presenting it. >> rose: you are saying that let assad be assad. >> let him go out and deal with these guys, they want to work with you to fight terrorism. >> rose: david? >> yeah, i think that the critical factor here is the relationship between the iranian government and the new iraqi government. and i would just make the point that we could succeed in destroying isis but if we don't also break the nexus between the iranian government and the iraqi government who were cooperating very closely under maliki, the

we have to arm the fsa, the free syrian army, one of the biggest mistakes ever made in my view in recent times was the president's overruling his entire national security team, including the secretary of state, two years ago for providing weapons for the free syrian army. that was a seminal moment. remember this is a president who say it is not a matter of whether, but a matter of when bashar al-assad would go, we need to have reconciliation between the sunni and the new government in iraq and most of all we have to have a clear strategy dictated by a policy, and that policy has to be we have to defeat isis, not contain, not stop, but defeat isis, because they are a direct threat overtime to the united states of america. >> let me pick up on that senator mccain are you saying we are at war and should say so clearly to the world an to congress with isis and does that also mean introducing special forces into the mix? >> >> i think that it requires additional u.s. troops, not ground combat units, but it is going to require some more special forces, it is going to require some more forward

so the laws were passed and i think fsa and others have exceeded the grant of freedom that the congress gave them and exceeded their intrusion into the private affairs of americans, yes. >> the book is a call to action, women, religion, violence and power. president carter, it's an honor to have you with us. best of luck on your book and on your humanitarian efforts. and i hope you visit us on the 29th book. to research the causes and possible cougars of gun violence in america. some 70,000 people attended the national rifle association's annual meeting this spring. on the agenda, passing a federal law that would allow gun owners with school carry permits to pack their guns in states where concealed care is banned. loaded guns in some circumstances to be brought into bars, churches, school zones, government buildings even airport areas outside security checkpoints. >> we as georgians believe in the right of the people to defend themselves and therefore we believe in the second amendment. and today i will put into law a gun bill that heralds self-defense, personal liberties and public sa

they came in very effective fighters and they turned the tide when the fsa was about to collapse.t's that great big mess we're seeing in syria. >> do you think that had we armed the syrian rebels, we wouldn't be fighting isis? >> i think there's something about the blinding clarity of hindsight. to be fair to hillary clinton, she says that at the end of the article. we couldn't know at that stage or this age, whether arming the rebels would have necessarily stopped what we're seeing in the middle east now or whether arming the rebels who were complicated, to say the least. some were secular. a lot of them, we didn't know who they were. some were affiliated with indicated kaxd whether that would have been more or less disruptive to syria let alone iraq. what we have now is a situation that we have to stop. i am not convinced that it is as simple as had we done this several years ago, it would have stopped what we're seeing in iraq. we intervened in libya. and look at libya now. each case is different. and none of them are good given the dynamics of what is happening in the middle e

so the laws were passed and i think fsa and others have exceeded the grant of freedom that the congress gave them and exceeded their intrusion into the private affairs of americans, yes. >> the book is a call to action, women, religion, violence and power. president carter, it's an honor to have you with us. best of luck on your book and on your humanitarian efforts. and i hope you visit us on the 29th book. ah, got it. these wifi hotspots we get with our xfinity internet service are all over the place. hey you can stop looking. i found one. see? what do you think a wifi hotspot smells like? i'm thinking roast beef. want to get lunch? get the fastest wifi hotspots and more coverage on the go than any other provider. xfinity, the future of awesome. that's why i always choose the fastest intern.r slow. the fastest printer. the fastest lunch. turkey club. the fastest pencil sharpener. the fastest elevator. the fastest speed dial. the fastest office plant. so why wouldn't i choose the fastest wifi? i would. switch to comcast business internet and get the fastest wifi included. comcast busin

i spoke with a senior fsa -- free syrian army commander, fighting against isis only minutes ago.nd he told me that in the last week, and this is breaking, this is first on cnn, that the u.s. has contacted syrian rebels to help -- get them to help them fight isis, just the same they have done with the kurds in iraq. but that they haven't actually seen increased support and they actually haven't seen isis really change at all. so the strikes as they are are limited. they can push back isis in specific locations. but they are not actually combatting the overall strength and growth of the movement. they can use strikes to secure a dam here or there. but overall, we're talking about 12,000 fighters, mostly in syria, who control cities, oil refineries, air bases, lots of equipment, billions of dollars. so these strikes are not meant to and so far have not changed any of those basic facts on the ground. >> okay. and that is directly -- talking about the momentum, we heard from the pentagon yesterday saying yes, the moment it up has slowed. that is interesting what you're getting from yo

fsa, the rebels, the moderate rebels we used to report about, the people that the u.s.onsidered freedom fighters with hoping we're going to topple bashar al-assad. they killed three foreign fighters and one had an american passport in his pocket and he had about $800 in cash as well until his pocket. we were back and forth with the rebels. we identified the body, we looked at the passport, and it was this guy. and it seems that the u.s. government had also been tracking him, had been following his postings online and effectively had been waiting for him to either show up trying to to come united states or show up dead. >> you know richard, obviously the concern and you heard, you know, some hyperbole frankly from members of congress who say any american citizens that are fighting, that have american fights that are fighting on behalf of isis are only a plane ride away. is that a real threat or is it, is it a threat they know about, or is it just sort of something that well, it could happen, but is it really the aspiration of these american fighters? >> this particular g

a robust american strategy would engage other groups, besides the fsa. process of planning an air war in syria, so they haven't even gotten to that, in the view of many, this is a negative result of almost three and a half years of neglecting their offers to work toward the common foe, and they're hoping that will change, they don't have a lot of confidence, they're weak, they're fractured, they're disheartened, fighting a war on two fronts and they've lost faith that the united states will give them what they say they need to proceed, namely more weapons, more money, and more active involvement by the united states on the ground in syria, to set up the kind of civil society that would keep isis out if we start bombing them. the fear is, we'll bomb them and it will leave a vacuum and come right back. >> you also talk about that, you say political and rebel leaders, the mod rall political and rebel leaders are suggesting that u.s. air strikes could make things worse, how so? >> the idea is, if you strike isis all over syria, and don't have a plan to fill

i have been told by the new leader of the syrian moderate opposition forces, the free syrian army, fsashington. they spoke to president obama and members of his cabinet. they spoke to congress. they tell me that they warned explicitly of the rise of isis, of the threat of isis and they asked explicitly for help. they said they were not given a particular understanding -- they were not given what they hoped they would be given and that is the equipment to fight, and they felt also they weren't taken seriously. i understand also, and there are reports, that other delegations of the moderate opposition have been talking to other members of the u.s. administration, including the u.n. ambassador samantha power. again, nothing came of it until isis took territory in iraq and has now carved out this massive terrorist state, and, of course, they committed this barbaric act of publicly executing and beheading james foley, so now the administration and its western allies and allies in the region are facing a conundrum, facing not just a group of insurgents. analysis says and experts say that the