also fsi sec task force has put together a joint bulletin's which we have made available to our members to read it again simply print goes off and give those to their customers and the include all the recommendations that we have for both consumers and businesses were operating safely in the online space when as mentioned stay safe on line which is a member of the recommendations. >> i yield back. >> i'm going to go to you first if i can come and let me appreciate and agree i'm not sure that we want additional regulations but we are concerned obviously about cyber threat and trying to protect consumers as well. my question is what role should the government take in combating the attacks on the private sector and private assistance? >> i think of a key role that we are looking for from the financial-services industry is that information sharing on a timely basis as unrestricted as the government can make it. and if the government has information about foreign actors as well as software vulnerable the, we would like to be made aware of that. >> how quickly would you like to be made aware?