gary b. how long have leaders been waiting and consumers, what does it do to them they don't know, take the money out of their pocket, less money next year? >> exactly, brenda, i'll address a couple of points and get back to your question because the other points are important, you know, jonas talks with, oh, people should have known this was coming. you know, once the marginal tax rates change people think they're going to be there in perpetuity. if you ask the average man on the street. hey, remember ten years ago, you know, didn't you realize people were going to expire. huh, what are you talking about. >> businesses and-- >> let me finish. people making expectations what's going to happen now and getting back to brenda's po interis they base it on the economy. you know what, brenda, if the tax cuts are not passed immediately, people are going to see that as a tax hike and that's essentially what it is. and what happens when you see basically your less income coming in, you start to hunker