gary mcdowell. the funds for social security will begin to increase after the baby boomers. why we here all this talk of the two programs going broke? mr. mcdowell, you have two minutes. mcdowell: i have been traveling across the district. i talk to a lot of seniors. most seniors in this district depend solely on social security for their income. they pay into the program and has done so the entire time. i promise you that i will fight to protect social security and i will oppose any attempts to privatize the to raise the retirement age. to start out, social security right now is projected to be solvent for the next several years. when i look back at the long-term problems of social security, president ronald reagan and house speaker got together and formed a bipartisan commission to look the long-term ways to make sure that social security was assaulted. it turned we do that again. it is time that we do a lot of things in a bipartisan fashion. this covers is the most unproductive and dysfunctional congress of all time. he wants to privatize social security and turn it over

ben stein, dagen mcdowell, charlie gasperino and gary k. want to start with you. bad deal for all of us? >> of course, look, business investment was already down last quarter over 1%, and the word uncertainty just pervades e air and its business, its consumer, how about philanthropic organizations don't no what kind of write-offs for charity and the worst the outcome is probably going to be more, and taxes are going to go up and of course there will be no spending cuts. >> and ben, it does sound ominous, even if you're not someone who reads the wall street journa the fiscal cliff, fiscal cliff, it could be the-- i don't know intimidation factor, it could actually be worse than going over the cliff. >> i think that's a brilliant point, charles. if we went over the cliff for a few months the impact would not be enormous, and uncertainty is a bad word and fear is a really, really bad words and these are the words that govern the economy today and imperative that democrats put their heart and soul into a compromise. absolutely imperative. >> dagen, what do you think a