. >> well, joining us now is the chief executive of band of builders, gavin crane. vin, thank you very much indeed for coming on to talk about this. i mean, those figures are absolutely astonishing. can you try and put it into, you know, real life for us? i mean, have you been badly affected by this? >> good afternoon. absolutely. even our charity van has been targeted twice in the last 12 months. and whilst we don't carry tools like the tradespeople, we've suffered obviously the damage to the vehicle, the rise in insurance premiums and the loss of the vehicle while it's been repaired. but tools are trades, people's livelihood and losing them can mean to thousands of poundsin them can mean to thousands of pounds in replacement costs. many self—employed workers don't have insurance, and even those that do may struggle with claims because of the terms and conditions and clauses within the policies make it very difficult. and let's face it, without tools, work grinds to a halt, leading to cancel jobs, lost clients and obviously financial instability. so it's a very toug