we havare glad to have joined us for gayle tzemach lemmon and raphael saadiq. >> all i know is his nameis james, and he needs extra help with his reading. >> i'm james. >> yes. >> to everyone making a difference -- >> thank you. >> you help us all live better. >> nationwide insurance supports tavis smiley. with every question and answer, nationwide insurance is happy to help tavis improve financial literacy and remove obstacles to economic empowerment one conversation at a time. nationwide is on your side. >> and by contributions to your pbs station from viewers like you. thank you. [captioning made possible by kcet public television] tavis: gayle tzemach lemmon is the deputy director of the council of foreign relations women in foreign policy program. she is also the author of "the dressmaker of khair khana," one remarkable family and the women who risked everything to keep them safe. thank you for being on the program. >> thank you for having me. tavis: there is a quote in the book that you made which contextualize is what our conversation will be about. "money is power for women. if