the good news is that if you let fanniest and freddiest recap palize by just generatedding, just with the profits they are generating, in four or five years we believe they will be worth something like half a trillion dollars. the taxpayer will own 80% of those companies, so there is 400 billion of common stock owned by the taxpayer that can be used for education, infrastructure, deficit reduction, if you let these entities continue to exist. and will there really is no viable alternative to fannie and fred-yearment that is why they are where they are. the problem is you've got the largest, this is the largest financial institution in the world, if you combine them, operating with zero capital. because each quarter the government takes out, sweeps out 100 percent of the profits. >> rose: this is the remaining big issue with respect to the 2008 crisis. >> this is the only piece of unfinished business. >> can you imagine if jpmorgan were operating every quarter with no capital. so if they suffered a loss they were done for. they had to get a bailout. >> rose: if they got a profit they h