that's why acclaimed economist george bernard shaw said youth is wasted on the young. so let me do my best to make these numbers sound more impressive. we're going to walk you through it. suppose you're 22 years old and you're just entering the work force. you've got more than 40 years before you're expected to retire. so let's say you invest $10,000 in an s&p 500 index fund right now. and let's also suppose that the next 40 years aren't too different from the last 40 years. in that case, if the average person from the s&p 500 holds steady at 10%, in four decades your $10,000 investment will turn out to be worth more than $450,000. that's enough to sent multiple children through college, grad school, buy a house in nice parts of the country, pay for a huge chunk of a ritzy retirement. and that monster multiyear gain didn't require any kind of stock picking. it doesn't require you to trade or time the market or even do any sort of research into individual companies which i know is hard for most of you. you just need to invest your money in a low-cost s&p 500 index fund

i think of something george bernard shaw said you don't make progress by standing on guard. the fact that he used to be 6'5" will give you the idea of the fights i have been in. he has been more and additional to veterans for peace, he is a cofounder of the don't shoot coalition on the michael brown police killing in ferguson, missouri. he was an artillery love and based in clues and american civil liberties union and the steering committee of bringing them home now. to bruce michael and veterans for peace, we have a short video and michael will be right here. >> my name is barry laden dorf. across the united states we have about 160 chapters and chapters in ireland and okinawa. we have a chapter in mexico. what we have learned in our collective experiences as veterans is violence goes down. it doesn't pay and it's counterproductive. >> the main initiative is the cost of war. that's what weigh talk about as an organization. when i say cost of war, it's not just the financial cost, but the human and environmental cost. it's the cost of war. veterans want to make sure that peo

i think of something george bernard shaw said you don't make progress by standing on guard. the fact that he used to be 6'5" will give you the idea of the fights i have been in. he has been more and additional to veterans for peace, he is a cofounder of the don't shoot coalition on the michael brown police killing in ferguson, missouri. he was an artillery love and based in clues and american civil liberties union and the steering committee of bringing them home now campaign. to introduce him and veterans for peace, we have a short video and then michael will be right here. [begin video clip] ♪ >> my name is barry ladendorf. i am the president of the veterans for national peace. across the united states we have about 160 chapters and chapters in ireland and okinawa. we are forming a chapter in open our. we have a chapter in mexico. what we have learned in our collective experiences is that veterans is violence goes down. it doesn't pay and it's counterproductive. >> the main initiative is the cost of war. that is what we talk about as an organization most of the time. when i