george flover is senior policy council in the washington office of consumers union. the public policy and advocacy division of consumer reports. he previously worked at the justice department's antitrust division, and at the house judiciary committee, where he was lead antitrust counsel and later chief legislative counsel on the advisory moved over the american antitruss institute, an elected member of the american law institute and co-chair of the dc bar's antitrust and consumer law section. holds a jd from the university of texas law school and a master of public affairs from the lbj school. now i'd ask each witness to stand and be sworn. [witnesses swornbreak] >> we'll now hear brief remarks from each witness. firstmer bertoline. >> good morning, chairman lee. rankbuchar and members of the sub exitee. i am the 14th chairman and ceo of aetna, which was founded in 1853 in hartford, connecticut. i the for having me here today to discuss our acquisition of humana. we are in a time of unprecedent it change in our country as we look out how health care is rendered. >>>